Humana Details 2015 Individual Public Exchange Offerings

Humana will be in 15 states f...

1. Humana Details 2015 Individual Public Exchange Offerings |
Reuters
Humana Details 2015 Individual Public Exchange Offerings
Humana will be in 15 states for 2015; expanded to include Missouri
Open enrollment period (OEP) started on Nov. 15, 2014 and continues
through Feb. 15, 2015
Humana Inc. (NYSE: HUM) will offer health insurance as a Qualified
Health Plan insurer on the individual market public exchanges through
the Affordable Care Act (ACA), also known as Marketplaces, in 15 states
for 2015.
For 2015, Humana has expanded its exchange coverage to include parts of
Missouri, while also expanding coverage in many other states such as
Colorado, Florida, Georgia and Michigan. Humana also expanded its
coverage area in Mississippi from 40 counties to 48 counties.
The company will continue to offer health coverage options on exchanges
in select geographies, where Humana offers a variety of Qualified Health
Plans, to fit the needs of individuals and their families:

2. State
Metropolitan Areas
Alabama

3. Birmingham, Huntsville
Arizona
Phoenix, Tucson
Colorado

4. Colorado Springs, Denver, Boulder, Fort Collins, Greeley
Florida
Fort Lauderdale, Daytona Beach, Miami, Orlando, Port Charlotte, West
Palm Beach, Tampa Bay, Lakeland
Georgia

5. Augusta, Atlanta, Columbus, Macon, Savannah
Illinois
Chicago, Peoria, Rockford, Springfield

6. Kentucky
Covington, Lexington, Louisville
Louisiana

7. New Orleans
Michigan
Detroit, Grand Rapids
Missouri

8. Kansas City, Joplin, Springfield
Mississippi
Jackson and various counties around the state
Ohio

9. Cincinnati, Dayton
Tennessee
Knoxville, Memphis, Nashville
Texas

10. Austin, Corpus Christi, Houston, Rio Grande, San Antonio, Waco
Utah
Salt Lake City

11. Humana currently provides individual medical coverage to more than one
million people through a variety of plans offered in the individual
market, including through the exchange, as well as transitional plans,
in 22 states across the country.
"Humana has delivered quality, affordable health coverage through the
exchange and other channels and is pleased to do so again," said Bruce
D. Broussard, Humana's President and Chief Executive Officer. "As a
health partner to more than one million individual members, we've helped
people get on the path to better health, from helping them find a
primary care physician to getting preventive care. Humana believes that
our integrated care delivery model, combined with our strong primary
care physician relationships, once again positions us well to serve the
exchange market."

12. Humana also believes that there
continues to be a strong need for basic
information and education on health
coverage. As part of Humana's
education efforts for the OEP, Humana
will once again partner with
CVS/pharmacy, YMCA and other
community organizations to provide
information people need to find out if
they are eligible for financial
assistance, understand their plan
options, and feel confident using
their plan benefits.
"Educating people and their families
about their health coverage options
under the Affordable Care Act has been a key area of focus for Humana
and will be again," said Roy Beveridge, M.D., Humana's Chief Medical
Officer. "If we want people to make informed decisions about their
health coverage, they must have the understanding and resources to do
so. Continuing our educational efforts will be critical as people start
to explore their coverage options."
Humana is encouraging people to find out if they qualify for premium
rate assistance through an advance premium tax credit or cost-sharing
assistance to help them lower the cost of their health insurance. Humana
has developed an EasyPrice calculator to help people estimate their

13. financial assistance and find plan options in their market and is
hosting a variety of educational events around the country. These tools
can be found on www.HumanaHelps.com.
Qualified Health Plans and Benefit Offerings
Humana's 2015 individual health plans will continue to focus on helping
members make healthier lifestyle decisions, manage chronic illness and
get access to needed care.
The Qualified Health Plans available on exchange are categorized by four
"metallic" tiers: Platinum, Gold, Silver and Bronze. Humana is offering
all metallic tiers across the majority of the metropolitan areas
mentioned earlier in the 15 states where Humana is on exchange. The
company is also offering Catastrophic plans (coverage for people under
30 or people facing financial hardship) through the exchange.
During the OEP, individuals can select a health plan through the
exchange at healthcare.gov or the state exchanges for Colorado and
Kentucky; through Humana at Humana.com; or with the help of a licensed
insurance agent. Humana is offering a full range of individual plans
within each of Joplin MO Personal Training the metallic tiers:
Humana HMO (Health Maintenance Organization) - The HMO plan
option supports the building of a strong relationship between the
member and the primary care physician (PCP). Members are required to

14. select an in-network PCP who will be their first point of contact to
coordinate their health care.
Humana PPO (Preferred Provider Organization) - Members who
select this plan can receive care from any doctor they choose but will
save more by choosing an in-network doctor. The PPO plan allows
members to use their preferred provider.
Humana is also offering a dental insurance plan on the exchange in many
states with a choice of more than 225,000 dentist locations in the
network.
Additional Information
Individuals and their families can learn more about Humana's medical and
dental plan offerings in these states and enroll in coverage for 2015 by
going to healthcare.gov or Humana's website (www.humana.com).
Humana's website www.HumanaHelps.com
is also available to help educate individuals on their health care
coverage options (www.humanahelps.com).
Individuals can also visit the Federal government's health care exchange

15. site at www.healthcare.gov
or contact them toll-free at (800) 318-2596.
The OEP, which runs from Nov. 15, 2014 through Feb. 15, 2015, is when
individuals select their coverage for 2015. For coverage that begins Joplin MO Personal Trainer on
Jan. 1, 2015, people must enroll by Dec. 15, 2014.
About Humana
Humana Inc., headquartered in Louisville, Ky., is a leading health and
well-being company focused on making it easy for people to achieve their
best health with clinical excellence through coordinated care. The
company's strategy integrates care delivery, the member experience, and
clinical and consumer insights to encourage engagement, behavior change,
proactive clinical outreach and wellness for the millions of people we
serve across the country.
More information regarding Humana is available to investors via the
Investor Relations page of the company's web site at www.humana.com,
including copies of:
Annual reports to stockholders;
Securities and Exchange Commission filings;

16. Most recent investor conference presentations;
Quarterly earnings news releases;
Replays of most recent earnings release conference calls;
Calendar of events (including upcoming earnings conference call dates
and times, as well as planned interaction with research analysts and
institutional investors);
Corporate Governance information.
Humana Inc.
Corporate Communications:
Alex J. Kepnes,
502-580-2990
akepnes@humana.com