Guided Tour through the process of shopping, comparing and buying an individual or small group health insurance plan.

1. WELCOME To AAFDHealth Benefits Did You Know? Individual insurance prices are fixed by law -- You cannot find a better price anywhere for the same product

2. The AAFD is very excited to partner with Health Analytics, First Service Administrators, and Health Equity to bring AAFD members a comprehensive offering of health insurance options, emphasizing consumer-focused tax-advantaged cost-effective Health Savings Accounts that have been tailored to AAFD specifications- Robert L. Purvin Chairman & CEO American Association of Franchisees & Dealers

3. WHY WE LOVE HSAs (and why you should, too!) A Health Savings Account (HSA) is like a 401(k) for healthcare. It is a tax-advantaged personal savings or investment account that individuals can use to save and pay for qualified health expenses, now or in the future. Paired with a qualified high deductible health plan (HDHP), an HSA is a powerful financial tool that empowers consumers to be more actively involved in their health care decisions. Switching to an HSA-qualified high deductible health plan (HDHP) will substantiallylower your health plan premium (up to 40%). can be deposited into your HSA. The money you save in premiums The money in your HSA is entirely your own. Since it is your money, it also stays with you when you change jobs. You are in charge of your HSA funds, making you and your doctor the decision makers; not some third-party. Just like a 401(k), HSA earnings compound tax-free and have the potential to grow exponentially into a supplemental retirement nest egg. After age 65 (or if you’re disabled), funds can be withdrawn for non-qualified expenses.

4. Shop For HMO, PPO, POS HSA-Qualified High Deductible Health Plans

5. READY TO TAKE THE TOUR? Okay, Let’s Get Started!

6. Shop, Compare & Buy Your Health Plan Online It’s as easy as 1 · 2 · 3

7. STEP 1 Then, Choose: First, Click This Button Individual & Group Health

8. STEP 2 Select Your State …and Your Zip Code

9. STEP 3 Begin Shopping for your Plan! Enter Your Census Data and…

10. COMPARE PLANS By Carrier By Price HSA Qualified Plans! By Deductible and… By Type HMO PPO POS

11. THEN… APPLY ONLINE CHOOSE YOUR PLAN IT’S THAT SIMPLE!

12. WANT TO OPEN A HEALTH SAVINGS ACCOUNT? THAT’S EASY, TOO!

13. STEP 1 First, Click This Button Choose Your Preference… Individual Enrollment Group Enrollment

14. STEP 2 THEN, FOLLOW THE EASY GUIDE… Assemble Your Address Email Address Social Security Number Name Bank Information

15. STEP 3 …and DOES THE REST! HealthEquity

17. Free HSA card

18. Competitive interest rates

20. Talk with real people in real time

22. Take a tax deduction now

23. Use other dollars to pay for health care

25. Get help negotiating payment schedules with providers

26. Find out how to get the most out of your HSA

28. See real-time balances

29. PayChoice online payment platform

30. Make payments from account directly to providers

31. Schedule one or more payments in advance

32. Set up electronic fund transfers

34. STILL HAVE QUESTIONS? WE’RE HERE IF YOU NEED US!