1. PROJECT REPORT ON
Trends In Fund Based
Management A Comparative
Study Of HDFC & BOB

2. A Project Report on
“Trends In Fund Based Management A Comparative Study Of HDFC & BOB”
BACHELOR OF COMMERCE
BANKING AND INSURANCE
SEMESTER V
(2013-2014)
SUBMITTED
IN PARTIAL FUFILLMENT OF THE REQUIREMENTS
FOR THE AWARD OF DEGREE OF
BACHELOR OF COMMERCE- BANKING AND INSURANCE
BY
SARIKA. A. NIKAM
ROLL NO.70822
UNDER THE GUIDANCE OF
MRS. PALLAVI BARAPATRE
ICLES’ COLLEGE OF ARTS, SCIENCE & COMMERCE
SEC-9A, VASHI, NAVI MUMBAI-400703.

3. University of Mumbai
A PROJECT REPORT
ON
“Trends In Fund Based Management A Comparative Study Of HDFC & BOB”
Submitted by
SARIKA. A. NIKAM
In partial fulfillment for the award of the degree of
BACHLOR OF COMMERCE BANKING AND INSURANCE
TYBBI SEM: V
(2013-2014)
ICLES’ COLLEGE OF ARTS, SCIENCE & COMMERCEVASHI, NAVI
MUMBAI -400703.

4. DECLARATION
I , Sarika Nikam studying in TYBBI of ICLES’ MJ.COLLEGE OF ARTS, SCIENCE
& COMMERCE, VASHI hereby declare that I have completed the project on “Trends In
Fund Based Management A Comparative Study Of HDFC & BOB” in the year
2013-2014 as per the requirements of Mumbai university as a part of the B.com ( Banking
and Insurance) programme.
The information presented in this project is true & original to the best of my
knowledge
Date:
Place: Navi Mumbai
Sarika Nikam

5. Ref. No
/ICLES’MJ-(Sr./Jr.)/20 -20
Date:
CERTIFICATE
This is to certify that
Mr./Ms.
of
B.Com (BANKING AND INSURANCE) Semester
has
undertaken & completed the project work titled
.
During
the
the
guidance
academic
year
of Mr./Ms.
under
Submitted on
to this college in fulfillment of the curriculum of B.Com (Banking and
Insurance), University of Mumbai
This is a bona fide project work and the information presented is true and
original to the best of my Knowledge & belief.
Project Guide
External Examiner
T.Y.B.B.I. examination
BBI Co-ordinaters
Principal

6. ACKNOWLEDGEMENT
A lot of people played a vital role in completion of this project report. I
would like to express my heartfelt gratitude to them for their indispensible
support towards the completion of this project.
I would first of all like to thank our Principal Dr.Ramesh.S.Yamgar for his
valuable support.
I would also like to thank out HOD of BBI department, Mrs. Pallavi
Barapatre, for giving me an opportunity to work on this project.
I am grateful to my project guide Prof. Pallavi Barapatre, for having
confidence in me to carry out this study and extending valuable guidance and
encouragement from time to time, without which it would not have been
possible to undertake and complete this project.
And last but not the least my parents and colleagues for their valuable
comments and suggestions for making this learning experience for me.

7. EXECUTIVE SUMMARY
IMPORTANCE OF THE STUDY:
The project basically is a study to learn a fund management done by the banks
under Indian banking system.
It helps us to understand:
Various functions performed by banks in managing funds, guidelines,
maintained by RBI in granting loans and advances and the restriction on loans
and advances.
Present study shows the risk involved in managing funds, the asset-liability
managements and the work performed by management information system.
OBJECTIVES:
1)
2)
3)
4)
5)
To learn and study the facilities provided by RBI in fund management.
To learn and study issues related with fund management.
To study the types of funds involved, various financial instruments etc.
To study the role of primary dealers in fund management.
To identify the risks involved in managing funds and the restrictions laid
down by RBI in granting loans and advances.

8. INDEX
SR.NO
PAGE.NO
TOPICS
1.
INTRODUCTION
2.
MANAGEMENT BY BANKS
3.
ROLE OF PRIMARY
MANAGEMENT
4.
GUIDELINES BY RESERVE BANK
MAINTAINING LOANS AND ADVANCES
5.
RESTRICTIONS ON GRANT OF LOANS &
ADVANCES TO OFFICERS AND RELATIVES OF
SENIOR OFFICERS OF BANKS
6.
TYPES OF FINANCING BY BANKS
7.
RISK INVOLVED IN MANAGING FUNDS
DEALERS
IN
FUND
FOR
8.
MANAGEMENT FUND INFORMATION SYSTEM
9.
STUDY OF FUND BASED MANAGEMENENT IN
HDFC & BOB BANKS
10.
CONCLUSION
11.
FINDINGS
12.
SUGGESTIONS
13
BIBILIOGRAPHY