This document summarizes a fidelity insurance product from RSA that provides coverage for employee theft and fraud. It offers blanket coverage for full-time, part-time, and temporary employees. It also provides optional coverages like computer fraud, funds transfer fraud, and worldwide coverage. RSA's underwriters and claims specialists have extensive experience with commercial and financial institution fidelity insurance and have access to RSA's global network. They provide specialized coverage that can be customized and is available for various industry sectors.

1. Large Commercial & Specialty
Fidelity Insurance
Defending against white-collar crime Product features and benefits
In recent years, it’s become clear that white-collar crime is a significant • Blanket coverage for full-time and part-time employees
threat to Canadian corporations. Employee fraud, theft and embezzlement • Coverage for temporary personnel while providing services at
are increasingly common occurrences that can go on for years, with huge the direction of the insured
financial consequences when they are finally discovered.
• Coverage for employee theft (whether identified or not)
While internal processes and controls provide companies with a line of
• Definition of “employee” may be expanded to include:
defence, Fidelity Insurance can add a layer of solid protection.
– Directors
Our comprehensive coverage offers you a number of features that can
be customized to suit a company’s particular needs. Our specialized – Trustees
coverage can be provided on a monoline basis, as part of a package or – Non-compensated officers
in conjunction with our Executive & Management Liability (EML) product. – Others providing services to your client on the client’s premises
Our highly skilled Underwriters and Claims Specialists have extensive
• Optional coverages include:
experience in fidelity insurance for commercial and financial institutions,
and they have access to the experience of RSA’s licensed Global – Computer fraud
Network partners. – Funds-transfer fraud
– Incoming-cheque forgery
– Worldwide coverage
– Third-party coverage
• he support of a dedicated Underwriting team, with specialists in
T
commercial fidelity and financial accounts fidelity
Our dedicated Underwriting
and Claims teams offer your
clients superior service that
will exceed their expectations.
WE’RE BIG ON PARTNERSHIP

2. Fidelity insurance
Policy Forms Available Industry Sectors
• Commercial crime • Mining
• Commercial crime (for package policies) • Oil gas
• Financial-institution bonds 14, 24 and 25 • Retail operations, including grocers, supermarkets,
• Excess bond policy specialty stores and department stores
• Restaurants (all types, multi-location)
• Hospitality risks (hotels and motels)
• Inventory-intensive risks (all types)
• Casinos
• Entertainment risks, including theatres and bowling alleys
• Trucking firms
• Distribution/wholesale operations
• Manufacturing risks
• Governmental agencies
• Not-for-profit entities
• Law firms
• Financial accounts of all types and sizes, including depository institutions,
companies offering commercial and life insurance, mortgage brokers and
bankers, and fund managers/investment dealers
Capacity
We offer up to $10 million in coverage.
CONTACT
For more information, contact your local Underwriter or
Business Development Manager, or visit rsabroker.ca/lcs.
© 2012. RSA is a registered trade name of Royal Sun Alliance Insurance Company of Canada. “RSA” and the RSA logo are trademarks used under license from RSA Insurance Group plc.
The information in this brochure is intended for promotional purposes only. It contains some information about coverages and services offered by RSA but does not list all the
conditions and exclusions which apply to described coverages and services. The actual wording of the policy and the local law govern all situations.
Our highly skilled Underwriters
and Claims Specialists have extensive
experience in commercial- and
financial-institution fidelity, and
they are backed by the financial
strength of RSA’s Global Network.
rsabroker.ca/lcs