SlideShare uma empresa Scribd logo
1 de 26
Behavior analysis of a consumer towards choosing  a bank -:By:- “WHIMSIC GROUP” ,[object Object]
	Ram Upadhyay
RajkishanVinchhi
	Praveen Deora
PrakashDadawat,[object Object]
 	Banking structure in India
 	Indian Banking Industry
 	Consumer behavior & decision parameters
 	Growth drivers
 	Research Methodology
 	Findings of the study
 	Conclusion
 	Recommendations1/17/2011 2 IIPM, Ahmedabad
Banking & the origin of banks in India Bankingmeans "Accepting Deposits for the purpose of lending or Investment of deposits    of money from the public, repayable on demand or otherwise and withdraw by cheque, draft or otherwise." -Banking Companies (Regulation) Act,1949 ,[object Object]
	The General Bank of India, 1786
Swadeshi movement - Punjab National Bank, Bank of India, 	Bank 	of Baroda, Canara Bank, and so on were the pioneers.
	Phase I, II & III1/17/2011 3 IIPM, Ahmedabad
Banking Structure in India Source: Trend & Progress Report of Banking in India, 2005-06, RBI 1/17/2011 4 IIPM, Ahmedabad
1/17/2011 IIPM, Ahmedabad 5 The Reserve Bank of India ,[object Object]
 Nationalized in the year 1949
Preamble:"...to regulate the issue of Bank Notes and keeping of reserves with a view to securing monetary stability in India and generally to operate the currency and credit system of the country to its advantage.“ Current Focus: ,[object Object]
 Consolidated accounting
 Legal issues in bank frauds
 Divergence in assessments of non-performing assets and
 Supervisory rating model for banks. 
Indian Banking Industry ,[object Object]

Mais conteúdo relacionado

Mais procurados

Banking Services (7 P's Included)
Banking Services (7 P's Included)Banking Services (7 P's Included)
Banking Services (7 P's Included)Chinmoy Das
 
Marketing strategy of icici bank
Marketing strategy of icici bankMarketing strategy of icici bank
Marketing strategy of icici bankRishav Sarkar
 
Comparative Analysis of Axis Bank with other Banks
Comparative Analysis of Axis Bank with other BanksComparative Analysis of Axis Bank with other Banks
Comparative Analysis of Axis Bank with other BanksLairenlakpam Mangal
 
Project on Bank of Baroda
Project on Bank of BarodaProject on Bank of Baroda
Project on Bank of BarodaAshish1004
 
Presentation on summer internship project of bank
Presentation on summer internship project of bank Presentation on summer internship project of bank
Presentation on summer internship project of bank priyanka sarraf
 
Digital Marketing strategy - ICICI Bank.
Digital Marketing strategy - ICICI Bank. Digital Marketing strategy - ICICI Bank.
Digital Marketing strategy - ICICI Bank. Pooja Pathare
 
Axis bank project
Axis bank projectAxis bank project
Axis bank projectshifali123
 
Brand management ppt
Brand management ppt Brand management ppt
Brand management ppt Babasab Patil
 
Kotak mahindra bank
Kotak mahindra bankKotak mahindra bank
Kotak mahindra bankVarun Bhuti
 
Bank of baroda presentation
Bank of baroda presentationBank of baroda presentation
Bank of baroda presentationRavi Ramchandani
 

Mais procurados (20)

Banking Services (7 P's Included)
Banking Services (7 P's Included)Banking Services (7 P's Included)
Banking Services (7 P's Included)
 
Marketing strategy of icici bank
Marketing strategy of icici bankMarketing strategy of icici bank
Marketing strategy of icici bank
 
Strategic analysis of hdfc bank
Strategic analysis of hdfc bankStrategic analysis of hdfc bank
Strategic analysis of hdfc bank
 
Comparative Analysis of Axis Bank with other Banks
Comparative Analysis of Axis Bank with other BanksComparative Analysis of Axis Bank with other Banks
Comparative Analysis of Axis Bank with other Banks
 
Project on Bank of Baroda
Project on Bank of BarodaProject on Bank of Baroda
Project on Bank of Baroda
 
Icici bank ppt
Icici bank pptIcici bank ppt
Icici bank ppt
 
Presentation on summer internship project of bank
Presentation on summer internship project of bank Presentation on summer internship project of bank
Presentation on summer internship project of bank
 
Sbi PPT
Sbi PPTSbi PPT
Sbi PPT
 
Digital Marketing strategy - ICICI Bank.
Digital Marketing strategy - ICICI Bank. Digital Marketing strategy - ICICI Bank.
Digital Marketing strategy - ICICI Bank.
 
j&k bank ppt
j&k bank pptj&k bank ppt
j&k bank ppt
 
Axis bank project
Axis bank projectAxis bank project
Axis bank project
 
KOTAK REPORT
KOTAK REPORTKOTAK REPORT
KOTAK REPORT
 
Brand management ppt
Brand management ppt Brand management ppt
Brand management ppt
 
HDFC Bank
HDFC BankHDFC Bank
HDFC Bank
 
Kotak mahindra bank
Kotak mahindra bankKotak mahindra bank
Kotak mahindra bank
 
Crm Activities by SBI
Crm Activities by SBICrm Activities by SBI
Crm Activities by SBI
 
ICICI Bank
ICICI BankICICI Bank
ICICI Bank
 
paytm
 paytm paytm
paytm
 
Presentation on hdfc bank.
Presentation on hdfc bank.Presentation on hdfc bank.
Presentation on hdfc bank.
 
Bank of baroda presentation
Bank of baroda presentationBank of baroda presentation
Bank of baroda presentation
 

Destaque

Consumer behaviour towards co-op banks-project report
Consumer behaviour towards co-op banks-project reportConsumer behaviour towards co-op banks-project report
Consumer behaviour towards co-op banks-project reportAtul Gurav
 
Marketing in Banking Sector
Marketing in Banking SectorMarketing in Banking Sector
Marketing in Banking SectorPrateek Aloni
 
Umpqua Bank Plaza Material Assessment Report 11.20.14
Umpqua Bank Plaza Material Assessment Report 11.20.14Umpqua Bank Plaza Material Assessment Report 11.20.14
Umpqua Bank Plaza Material Assessment Report 11.20.14Ashley Donald
 
Customer Analysis The Foundation For Marketing And Sales Success
Customer Analysis   The Foundation For Marketing And Sales SuccessCustomer Analysis   The Foundation For Marketing And Sales Success
Customer Analysis The Foundation For Marketing And Sales Successamandaeverhart
 
Consumer perception towards j&k bank by s surjeet singh
Consumer perception towards j&k bank by s surjeet singhConsumer perception towards j&k bank by s surjeet singh
Consumer perception towards j&k bank by s surjeet singhSurjeet Singh Sodhi
 
Consumer behavior of Dutch Bangla Bank Ltd.
Consumer behavior of Dutch Bangla Bank Ltd.Consumer behavior of Dutch Bangla Bank Ltd.
Consumer behavior of Dutch Bangla Bank Ltd.Md Tanvir Faisal
 
Rule of RBI in Foreign Exchange market / management
Rule of RBI in Foreign Exchange market / managementRule of RBI in Foreign Exchange market / management
Rule of RBI in Foreign Exchange market / managementMd Yeakub Hossain
 
study of the behavior of consumer on the axis bank advertisement
study of the behavior of consumer on the axis bank advertisement study of the behavior of consumer on the axis bank advertisement
study of the behavior of consumer on the axis bank advertisement riya jain
 
marketing mix for banking industry
marketing mix for banking industrymarketing mix for banking industry
marketing mix for banking industrytushar chaudhari
 
A study to know the banking behavoir and preferences of corporate customers t...
A study to know the banking behavoir and preferences of corporate customers t...A study to know the banking behavoir and preferences of corporate customers t...
A study to know the banking behavoir and preferences of corporate customers t...Gop's Barvaliya
 
О.Бөлжинням, Э.Дөлгөөнзул, Б.Хонгорзул - Арилжааны банкны зорилтот зах зээлий...
О.Бөлжинням, Э.Дөлгөөнзул, Б.Хонгорзул - Арилжааны банкны зорилтот зах зээлий...О.Бөлжинням, Э.Дөлгөөнзул, Б.Хонгорзул - Арилжааны банкны зорилтот зах зээлий...
О.Бөлжинням, Э.Дөлгөөнзул, Б.Хонгорзул - Арилжааны банкны зорилтот зах зээлий...erdmiinshuvuu
 
Marketing of Financial Products & Services - Consumer Behaviour
Marketing of Financial Products & Services - Consumer BehaviourMarketing of Financial Products & Services - Consumer Behaviour
Marketing of Financial Products & Services - Consumer BehaviourParveen Sharma
 
E-Banking System: Opportunities and Challenges – A Study
E-Banking System: Opportunities and Challenges – A StudyE-Banking System: Opportunities and Challenges – A Study
E-Banking System: Opportunities and Challenges – A StudyRHIMRJ Journal
 
Sharekhan Ltd. Online trading
Sharekhan Ltd. Online tradingSharekhan Ltd. Online trading
Sharekhan Ltd. Online tradingGaurav Khatri
 
Consumer behavior in services marketing
Consumer behavior in services marketingConsumer behavior in services marketing
Consumer behavior in services marketingcpjcollege
 
Indian money market and role of rbi
Indian money market and role of rbiIndian money market and role of rbi
Indian money market and role of rbiPrateek Chauhan
 
PowerPoint Slide for Customer satisfaction on public and private banks
PowerPoint Slide for Customer satisfaction on public and private banksPowerPoint Slide for Customer satisfaction on public and private banks
PowerPoint Slide for Customer satisfaction on public and private banksPujan Kumar Saha
 

Destaque (20)

Consumer behaviour towards co-op banks-project report
Consumer behaviour towards co-op banks-project reportConsumer behaviour towards co-op banks-project report
Consumer behaviour towards co-op banks-project report
 
Marketing in Banking Sector
Marketing in Banking SectorMarketing in Banking Sector
Marketing in Banking Sector
 
RBI Presentation
RBI PresentationRBI Presentation
RBI Presentation
 
Umpqua Bank Plaza Material Assessment Report 11.20.14
Umpqua Bank Plaza Material Assessment Report 11.20.14Umpqua Bank Plaza Material Assessment Report 11.20.14
Umpqua Bank Plaza Material Assessment Report 11.20.14
 
Customer Analysis The Foundation For Marketing And Sales Success
Customer Analysis   The Foundation For Marketing And Sales SuccessCustomer Analysis   The Foundation For Marketing And Sales Success
Customer Analysis The Foundation For Marketing And Sales Success
 
Consumer perception towards j&k bank by s surjeet singh
Consumer perception towards j&k bank by s surjeet singhConsumer perception towards j&k bank by s surjeet singh
Consumer perception towards j&k bank by s surjeet singh
 
Consumer behavior of Dutch Bangla Bank Ltd.
Consumer behavior of Dutch Bangla Bank Ltd.Consumer behavior of Dutch Bangla Bank Ltd.
Consumer behavior of Dutch Bangla Bank Ltd.
 
Rule of RBI in Foreign Exchange market / management
Rule of RBI in Foreign Exchange market / managementRule of RBI in Foreign Exchange market / management
Rule of RBI in Foreign Exchange market / management
 
study of the behavior of consumer on the axis bank advertisement
study of the behavior of consumer on the axis bank advertisement study of the behavior of consumer on the axis bank advertisement
study of the behavior of consumer on the axis bank advertisement
 
marketing mix for banking industry
marketing mix for banking industrymarketing mix for banking industry
marketing mix for banking industry
 
A study to know the banking behavoir and preferences of corporate customers t...
A study to know the banking behavoir and preferences of corporate customers t...A study to know the banking behavoir and preferences of corporate customers t...
A study to know the banking behavoir and preferences of corporate customers t...
 
О.Бөлжинням, Э.Дөлгөөнзул, Б.Хонгорзул - Арилжааны банкны зорилтот зах зээлий...
О.Бөлжинням, Э.Дөлгөөнзул, Б.Хонгорзул - Арилжааны банкны зорилтот зах зээлий...О.Бөлжинням, Э.Дөлгөөнзул, Б.Хонгорзул - Арилжааны банкны зорилтот зах зээлий...
О.Бөлжинням, Э.Дөлгөөнзул, Б.Хонгорзул - Арилжааны банкны зорилтот зах зээлий...
 
Marketing of Financial Products & Services - Consumer Behaviour
Marketing of Financial Products & Services - Consumer BehaviourMarketing of Financial Products & Services - Consumer Behaviour
Marketing of Financial Products & Services - Consumer Behaviour
 
E-Banking System: Opportunities and Challenges – A Study
E-Banking System: Opportunities and Challenges – A StudyE-Banking System: Opportunities and Challenges – A Study
E-Banking System: Opportunities and Challenges – A Study
 
Sharekhan Ltd. Online trading
Sharekhan Ltd. Online tradingSharekhan Ltd. Online trading
Sharekhan Ltd. Online trading
 
Consumer behavior in services marketing
Consumer behavior in services marketingConsumer behavior in services marketing
Consumer behavior in services marketing
 
Indian money market and role of rbi
Indian money market and role of rbiIndian money market and role of rbi
Indian money market and role of rbi
 
PowerPoint Slide for Customer satisfaction on public and private banks
PowerPoint Slide for Customer satisfaction on public and private banksPowerPoint Slide for Customer satisfaction on public and private banks
PowerPoint Slide for Customer satisfaction on public and private banks
 
Marketing of Banking Services
Marketing of Banking ServicesMarketing of Banking Services
Marketing of Banking Services
 
project on sharekhan
project on sharekhanproject on sharekhan
project on sharekhan
 

Semelhante a Consumer behavior analysis in selection of a bank

A comparative analysis of public and private sector banks in india
A comparative analysis of public and private sector banks in indiaA comparative analysis of public and private sector banks in india
A comparative analysis of public and private sector banks in indiaAlexander Decker
 
Customers Satisfaction on the Retail Banking Sector in Bangladesh: A Case Stu...
Customers Satisfaction on the Retail Banking Sector in Bangladesh: A Case Stu...Customers Satisfaction on the Retail Banking Sector in Bangladesh: A Case Stu...
Customers Satisfaction on the Retail Banking Sector in Bangladesh: A Case Stu...Dr. Amarjeet Singh
 
A project report on SBI bank
A project report on SBI bankA project report on SBI bank
A project report on SBI bankBhavik Parmar
 
A comparative study of e banking in public &
A comparative study of e banking in public &A comparative study of e banking in public &
A comparative study of e banking in public &Alka Shukla
 
A Study On Customer Satisfaction Towards HDFC Bank In Agra City
A Study On Customer Satisfaction Towards HDFC Bank In Agra CityA Study On Customer Satisfaction Towards HDFC Bank In Agra City
A Study On Customer Satisfaction Towards HDFC Bank In Agra CityRachitMudgal1
 
ELECTRONIC PAYMENT SYSTEMS - TECHNICAL AND STRATEGIC ISSUES
ELECTRONIC PAYMENT SYSTEMS - TECHNICAL AND STRATEGIC ISSUESELECTRONIC PAYMENT SYSTEMS - TECHNICAL AND STRATEGIC ISSUES
ELECTRONIC PAYMENT SYSTEMS - TECHNICAL AND STRATEGIC ISSUESIAEME Publication
 
summer internship report on central bank of India.
summer internship report on central bank of India.summer internship report on central bank of India.
summer internship report on central bank of India.tamanna rathore
 
Sip ppt akshay_16_dm111_hdbfs
Sip ppt akshay_16_dm111_hdbfsSip ppt akshay_16_dm111_hdbfs
Sip ppt akshay_16_dm111_hdbfsAkshay Agrawal
 
Mobile Banking Case Analysis : Service Design for m-banking
Mobile Banking Case Analysis : Service Design for m-bankingMobile Banking Case Analysis : Service Design for m-banking
Mobile Banking Case Analysis : Service Design for m-bankingDevanshu Gupta
 
bank of baroda
bank of barodabank of baroda
bank of barodaMOHD ARISH
 
Brm final ppt group 6, mba-3
Brm final ppt group 6, mba-3Brm final ppt group 6, mba-3
Brm final ppt group 6, mba-3KaranBhardwaj60
 
0601035 retail banking front office management activity
0601035 retail banking front office management activity0601035 retail banking front office management activity
0601035 retail banking front office management activitySupa Buoy
 
Summer internship ppt
Summer internship pptSummer internship ppt
Summer internship pptNikita Kumari
 
New project specification and implementation
New project specification and implementationNew project specification and implementation
New project specification and implementationaini ain
 
Neobanking in India The Matrix Upgraded
Neobanking in India The Matrix UpgradedNeobanking in India The Matrix Upgraded
Neobanking in India The Matrix UpgradedRedSeer
 

Semelhante a Consumer behavior analysis in selection of a bank (20)

A comparative analysis of public and private sector banks in india
A comparative analysis of public and private sector banks in indiaA comparative analysis of public and private sector banks in india
A comparative analysis of public and private sector banks in india
 
Banking analysis
Banking analysisBanking analysis
Banking analysis
 
Customers Satisfaction on the Retail Banking Sector in Bangladesh: A Case Stu...
Customers Satisfaction on the Retail Banking Sector in Bangladesh: A Case Stu...Customers Satisfaction on the Retail Banking Sector in Bangladesh: A Case Stu...
Customers Satisfaction on the Retail Banking Sector in Bangladesh: A Case Stu...
 
A project report on SBI bank
A project report on SBI bankA project report on SBI bank
A project report on SBI bank
 
Yes Bank Growth Strategy
Yes Bank Growth Strategy Yes Bank Growth Strategy
Yes Bank Growth Strategy
 
A comparative study of e banking in public &
A comparative study of e banking in public &A comparative study of e banking in public &
A comparative study of e banking in public &
 
A Study On Customer Satisfaction Towards HDFC Bank In Agra City
A Study On Customer Satisfaction Towards HDFC Bank In Agra CityA Study On Customer Satisfaction Towards HDFC Bank In Agra City
A Study On Customer Satisfaction Towards HDFC Bank In Agra City
 
Crnbach
CrnbachCrnbach
Crnbach
 
ELECTRONIC PAYMENT SYSTEMS - TECHNICAL AND STRATEGIC ISSUES
ELECTRONIC PAYMENT SYSTEMS - TECHNICAL AND STRATEGIC ISSUESELECTRONIC PAYMENT SYSTEMS - TECHNICAL AND STRATEGIC ISSUES
ELECTRONIC PAYMENT SYSTEMS - TECHNICAL AND STRATEGIC ISSUES
 
summer internship report on central bank of India.
summer internship report on central bank of India.summer internship report on central bank of India.
summer internship report on central bank of India.
 
Ariticle_JBM
Ariticle_JBMAriticle_JBM
Ariticle_JBM
 
Sip ppt akshay_16_dm111_hdbfs
Sip ppt akshay_16_dm111_hdbfsSip ppt akshay_16_dm111_hdbfs
Sip ppt akshay_16_dm111_hdbfs
 
Fintech
FintechFintech
Fintech
 
Mobile Banking Case Analysis : Service Design for m-banking
Mobile Banking Case Analysis : Service Design for m-bankingMobile Banking Case Analysis : Service Design for m-banking
Mobile Banking Case Analysis : Service Design for m-banking
 
bank of baroda
bank of barodabank of baroda
bank of baroda
 
Brm final ppt group 6, mba-3
Brm final ppt group 6, mba-3Brm final ppt group 6, mba-3
Brm final ppt group 6, mba-3
 
0601035 retail banking front office management activity
0601035 retail banking front office management activity0601035 retail banking front office management activity
0601035 retail banking front office management activity
 
Summer internship ppt
Summer internship pptSummer internship ppt
Summer internship ppt
 
New project specification and implementation
New project specification and implementationNew project specification and implementation
New project specification and implementation
 
Neobanking in India The Matrix Upgraded
Neobanking in India The Matrix UpgradedNeobanking in India The Matrix Upgraded
Neobanking in India The Matrix Upgraded
 

Consumer behavior analysis in selection of a bank

Notas do Editor

  1. Whoever says money can not buy everything perhaps does not know where to go for shopping…. A very Good Morning to every one present here. We, the Whimsic Group, are here to deliver the outcome of the analysis of consumer’s behavior towards selection of a bank. But before that let me introduce you to my group members. Mr………………………. and I am Ram Upadhyay. The flow of our presentations will be ……………
  2. Phase I – from 1786 to independencePhase II – from independence to 1990Phase III – after 1991
  3. RRB – regional rural bank……….. NABARD – National bank for Agricultural and rural development……..
  4. Psychology refers the internal and external influencer, sociology refers age,occupation