This document provides an overview of an accident trauma care insurance policy. It covers accidental death, permanent total disability, and hospitalization expenses following an accident. Key details include: - The policy covers accidents both inside and outside of work. It provides compensation for death or disability occurring within 12 months of an accident. - Hospitalization expenses covered include room rent, nursing care, surgery costs, medicines and diagnostic tests. - Risk groups I and II can be covered but not group III (manual labor). - Sum insured amounts are in multiples of Rs. 5,000 up to Rs. 100,000 for each section. - Premium rates start at Re. 1 per thousand for section I and Rs. 2 per