The document summarizes the Right Horizons Capital Protection Portfolio, which aims to provide double digit returns that beat inflation while protecting capital. It does this by investing 80% in highly rated fixed income securities and up to 20% in equities through ETFs. The portfolio focuses on liquidity, diversity of durations and businesses, and only invests in companies with strong financials and credit ratings. It is recommended for a 24 month investment horizon.

1. Deep understanding, better result.
Right Horizons – Capital Protection Portfolio
Everybody today is concerned as much of ‘return of capital’ as
‘return on capital’.
“That fixed income returns are tepid at all times is as
much of a myth, as with the understanding that all real
estate investments are safe”
Recent investment environment has been particularly
tough for Indians; with high inflation, lower purchasing
power coupled with the fact that risk-assets have provided
with little or no return over the past few years. This has
lead to erosion of wealth in the medium term. This ability
to provide for inflation beating returns and yet protect the
capital has truly become the need of the hour.
Portfolio Characteristics and construct:
Around 80% of the portfolio would be invested into highly rated
medium duration tradable securities, with a medium to high level
of liquidity.
The investment into fixed income securities would carefully be
done with the following aspects in mind:
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Presenting
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RH Capital Protection
Portfolio
which aims to provide double digit inflation
beating returns, and yet protect capital by
combining fixed income and equities to create a
winning combination in this continued uncertain
investment environment.
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We aim to deliver the same by our superior research
pedigree built over the past few years with bottom up
security selection in the fixed income space and our macro
understanding to manage the equity investment.
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Only highly rated papers and investments into businesses
with stability, safety and high financial flexibility.
Care would be taken to see there is sufficient liquidity in
the securities that we are investing into.
The securities would be dynamically managed and this
would provide for adequate safety
The list of securities would be a mix of diverse
durations, businesses and would allow for high portfolio
flexibility.
Total term of the portfolio is envisaged to be around 24
months and therefore the duration of the portfolio would
average less than 5 years.
Equity portion of the portfolio would be limited to 20%
or lower at all times
Equity exposure would be on ETF’s and this would
provide for dynamic management, lower transaction
costs and liquidity.
Recommended investment horizon of 24 months makes
it an ideal duration for investment

2. 5
REASONS TO INVEST IN RH CAPITAL PROTECTION PORTFOLIO
1. Double Benefit of Fixed Interest
and Higher Capital Gain with Falling
Interest rate-
2. Range Bound Equity Market with
European Crisis showing good benefits in
Fixed Income-
3. Falling Interest Rate Scenario
across world showing good time to
invest in High Yield bonds-
4. Investment in Companies with Good
Consistent Returns and better Credit Rating-
5. RH ADVANTAGE
 Sharp, incisive and swift portfolio management – designed to deliver consistently on portfolio mandate
 High level of risk management thorough choice of securities with bottom up RH proprietary research
methodology
 Constant Portfolio monitoring with deep client focus and periodic reporting on performance, mapped to
mandate
 Fund management team having deep understanding of capital markets and vast knowledge of global asset
markets.

3. Key information
Points to remember
RH Capital Protection Portfolio
Minimum Initial investment amount
INR 1.0 million (with a composite of INR2.5 million per PMS
account)
1.0%
1% if exit within one year, 0.5% if exit before 18 months; NIL
thereafter
1.5% of NAV, calculated quarterly
24 months
Monthly, only upto first 6 months
INR100,000
CRISIL AA Long term Bond Index
Vinayak Kanvinde
Entry Load
Exit Loads
Annual charge
Recommended Duration of investment
SIP frequency
SIP minimum ticket
Benchmark
Fund Manager
Contact Us
Corporate Office:Right Horizons Portfolio Management Pvt. Ltd
#6, Arekere, Opp. British Biologicals Bannerghatta Road, Bangalore-560069
Contact No: +91 80 32718679/41209582
Branch:Mumbai
512A, Arcadia, Hiranandani Estate, Off Ghodbunder Road, Patlipada, Thane (W) - 400 607.
Contact No: +91 22 3225 2864/4100 2018
Disclaimers: The securities investments are subject to market risk and there is no assurance or guarantee that the objectives of the Portfolio concepts / products will be achieved. Investors are not being
offered any guaranteed or assured return on the Portfolio. The past performance does not in any manner indicate the future performance of the Portfolio. The companies / sectors referred to in this document are
only for the purpose of explaining the concept of RH Capital Protection Portfolio and should not be construed as recommendations from RH Portfolio Management Pvt. Ltd. The readers should exercise due caution
and / or seek independent professional advice before making any investment decision oriented into any financial obligation based on information, statement or opinion which is expressed herein. All opinions,
figures, charts / graphs, estimates and data included in this note are subject to change without notice. The data used in this material are obtained by the RHPMPL from sources which it considers reliable. While
utmost care has been exercised while preparing this document, RH Portfolio Management Pvt. Ltd. does not warrant the completeness or accuracy of the information and disclaims all liabilities, losses and
damages arising out of the use of this information. Please note that stocks/securities in the actual Portfolio may be different from those illustrated in the concept note. The portfolio composition is only intended to
showcase the Capital Protection theme and not the expected performance of the actual portfolio. Though capital protection is the theme and every care and/or caution has been taken to ensure the same, there is
still a risk of loss of capital due to market risks of investing into securities. RHPMPL cannot be held liable for situations beyond its control and/or non-performance of the strategy due to various market forces.
Please ask for additional information on the same and/or get in touch with your financial advisor to get an in-depth understanding of the risks of participating in this strategy.