State Bank of Patiala was founded in 1917 in Patiala, India to foster growth in agriculture, trade, and industry. It has since grown significantly and became fully networked on a core banking system in 2005. The bank offers personal and agricultural banking services as well as products for NRIs, MSMEs, and government business.

1. STATE BANK OF PATIALA
State Bank of Patiala offers a wide range of
personal banking services and finance products
including savings. Current accounts, credit cards,
loans, mortgages and insurance to meet your
personal needs

2. ABOUT US
The rich heritage of State Bank of Patiala dates back to the year 1917, when it was founded by
Late His Highness Bhupinder Singh, Maharaja of erstwhile Patiala state, with one branch by
the name of 'Chowk Fort, Patiala' to begin with. The Bank, then known as the 'Patiala State
Bank' was state owned and setup for the explicit purpose of fostering growth of agriculture,
trade and industry. The constitution, scope and operations of the Bank underwent a sea
change with the formation of the Patiala and east Punjab States Union (PEPSU) in 1948.The
Bank was then reorganized and brought under the control of Reserve Bank of India.
It was christened as the Bank of Patiala. Another milestone in history of the Bank was its
becoming a subsidiary of the State Bank of India on 1st April,1960 when it was named as the
State Bank of Patiala and since then it has grown significantly both in size and volume of
business. During these glorious years, the Bank has been playing an important role in
Banking sphere.
Our Bank has now added a golden chapter to its history by fully networking all its brances on
Core Banking Solutions on 08.08.2005 and become the first fully networked Public Sector
Bank in the country.

3. CUSTOMER CARE
Policy on Repossession of Security
Deposit Policy
Cheque Collection Policy
Citizen Charter
FLP Code
Best Practices Code
Public Information Officer
Banks Ombudsman
BCSBI

4. PERSONAL BANKING
DEPOSITS:-
BP-Tax Saving Scheme Term Deposit
Suraksha Saving Bank Account
Suraksha Plus Saving Bank Account
Account Opening Form for Individuals
Minimum Balance Requirements
Savings Bank Rules
No Frills Savings Bank Accounts

5. ADVANCES:-
SBP - Home Loan
SBP - Reality
SBP - Rent
SBP - Car Loan ( For New Vehicles)
SBP - Car Loan ( For Used Vehicles)
SBP Gyan Joyti - Education Loan Scheme
SBP - Loan For Earnest Money
SBP - Loan to Pensioners
SBP - Two Wheeler Loan
Personal Segment Advances: SBP Career Loan

6. Other Schemes:-
Avail ASBA
1% Interest Subvention Scheme
EWS Scheme
ISHUP
Gold Banking Scheme

7. AGRICULTURE & RURAL
BANKING
Agriculture Schemes
Financial Literacy Credit Counseling Centre

8. AGRICULTURE SCHEMES:-
Agricultural Debt Waiver and Debt Relief Scheme, 2008
Malwa Gramin Bank
Model Scheme for financing Net House for Vegetable Cultivation
Produce Marketing Loan Scheme
SBP-Patiala Bank Kisan Card (PBKC) Scheme
Scheme for Construction Renovation Expansion of Rural Godowns
Scheme for Financing Commercial Dairy
Scheme for Financing Commission Agents
Scheme for Financing Farmers for Purchase of Land for Agricuture Purpose
Scheme for Financing of Agri Clinics and Agri Business Centres (ACABCs)
Scheme for Financing under SBP - Kisan Gold Card (KGC)
Scheme for Financing Warehouse Receipts issued by NBHC Ltd
Swaranjayanti Gram Swarojgar Yojana (SGSY)

9. FINANCIAL LITERACY CREDIT COUNSELING CENTRE:-
State Bank of Patiala has established FLCCs as per Reserve Bank of India Model Scheme on FLCCs at
seven centers in Punjab, Patiala Fatehgarh Sahib. Muktsar, Sangrur, Mansa, Bathinda and Barnala.
These centers have been opened to:
Provide financial counseling services through personal interaction as well as through media like e-mail,
fax, mobile etc.
Provide Education on responsible borrowing, offering debt counseling to individuals who are indebted to
formal and/or informal financial sector.
Educate the people in rural and urban areas with regard to various financia products and services available
from financial sector.
Make the people aware of the advantages of being connected with the formal financial sector.

10. S.No. Name of FLCC Address of the Name of the Counsellor Contact
FLCC Centre NO. and e-mail adddress
1. FLCC, Patiala S.C.O.36, Sh. Bhagwant Singh,
(Punjab) New Grain Market, Mobile:9815380809
Patiala Tel: 175-2358543
PIN 147001 e-mail:flccpta@gmail.com
2. FLCC, Fatehgarh Opposite Civil Sh. Sukhdev Singh Tiwana
Sahib Hospital Mobile: 9463598373
(Punjab) Fatehgarh Sahib Tel:01763-232298
PIN-140406 e-mail:flccfgs@yahoo.com
3. FLCC Muktsar Ist floor, Lead Sh. A.N.Garg,
Bank Office, Mobile: 9815378102
New Gramin Tel: 01633-262060
Market, Muktsar e-mail:flccmks@yahoo.in
PIN-152026
4. FLCC Sangrur Inside Distt. Sh. C.S.Musafir
Agricultural Office Mobile 7696606051
complex Tel: 01672-231577
Sangrur e-mail:flccsng@gmail.com
PIN- 148001
5. FLCC Mansa Mini Sectt. Sh. S.S.Sidhu
D.C.Complex, Mobile:9876023224
Mansa Tel:01652-227063
e-mail:flccmansa@ gmail.com

11. MSME
BANKING CODES AND
STANDARDS BOARD OF INDIA
(BCSBI)
CODE OF BANK'S COMMITMENT
TO MICRO AND SMALL
ENTERPRISES
SBP SHOPPE SCHEME
SME SMART SCORE

12. RELATED PRODUCTS & SERVICES
RELATED PRODUCTS & SERVICES:-
Our Bank offers other fruitful products like Life
Insurance, Mutual Fund Investments, General
Insurance and Credit Cards under tie up
arrangements with various companies as under:-
Sr. No. Tie-Up Company Type of Product
1 SBI Life Insurance Co. Ltd. All types of Life
Insurance products

13. NRI SERVICES
NRI Account Opening Form
SBI Express Remit (Rs.)
Insurance for NRIs
NRI Corner - Mutual Fund
FAQs on Non Resident Indians
Domestic ATM-cum-Debit Card
International ATM-cum-Debit Card ( Download Application Form)
Money Multiplier SB A/cs for NRI
List of our Foreign Correspondents with Account Relationship
NRE & FCNR(B) Interest Rates
Remittance Through Swift
How to remit money to India
How to open an NRI Account

14. GOVERNMENT BUSINESS
Pay Taxes through our Branches
Government Accounts
Centralised Pension Processing Center (CPPC)
(FAQ) Centralised Pension Processing Center
Public Provident Fund
Senior Citizens Savings Scheme
Government Business Authorised Branches
New Pension Scheme / Swavalamban