1. Submitted To:
Prof. Neha Patel
Submitted By:
Pankti Parikh (P1027)
Savaliya Paresh (P1040)

2. Sr No. Dissertation Components/ Stages Submission Dates
1 Concept Note Completed
2 Deciding Topic of Study Completed
3 Research Proposal Completed
4 Literature Review Completed
5 Designing Research Instruments Completed
6 Execution of Research Instruments Completed
7 Data Organization/ Entry Under process
8 Analysis Second week of March
9 Submission of full report for Guide Review Second week of March
10 Suggestion of changes & incorporation Third week of March
11 Final submission with certification from guide on fitment Fourth week of March

3.  Preface  Ch 4 - Detail analysis of
 Acknowledgment ULIPS plans of various
 Executive summery companies both in
 Table of contain Private & Public Sector
 Ch 1 - Research  Ch 5 - Customer
methodology Perception analysis
 Ch 2 - Introduction  Ch 6 - Findings
insurance sector  Ch 7 - Recommendation
unit link insurance plan & suggestion
 Ch 3 - Comparison of  Ch 8 - Conclusion
ULIP with other  Bibliography
Investment Options &
Insurance products.

4.  ULIP is the one kind of insurance plans which is linked to the
investment options. Many people prefer to invest on the ULIP
plans because it yields better return.
 ULIPs are a category of goal-based financial solutions that
combine the safety of insurance protection with wealth creation
opportunities.
 The residual portion of the ULIP is invested in a fund which in turn
invests in stocks or bonds; the value of investments alters with the
performance of the underlying fund opted by you.
 Simply put, ULIPs are structured in such that the protection
element and the savings element are distinguishable, and hence
managed according to your specific needs. In this way, the ULIP
plan offers unprecedented flexibility and transparency.

5.  “Unit linked insurance plans are a unique
set of financial product providing both
contingent security as well as Investment
Avenue much differs from any other
insurance products.” This uniqueness
makes it worth evaluation

6.  To know the Working of ULIP.
 To find how ULIPs plans differs from the
other financial products.
 To evaluate ULIP as an Investment option on
the basis of risk and return.
 To compare the return of various ULIP plans
& evaluate reasons for differential returns.
 To study consumer perception towards ULIP
as an Investment Option.

7. Research Design
 This research will be Descriptive research.
Research Methodology
 Secondary Sources (newspapers, magazines,
books, journals, reports, industry
publications, gazettes, research papers,
dissertations, etc.)
 Primary Sources (data collected through
questionnaires, interviews, observation, etc)

8.  Sampling plan
 Universe/population
 Ahmedabad
 Sampling unit
 Individuals investing in any Financial
Instrument

9.  Sample size
 200 questioners
 Sampling method
 Non probability convince sampling method
 Research instrument
 Questionnaires survey

10. (c) Prof. Neha Patel

11.  Instruments to be Use in analysis
 Chi-square
 Mean
 Mode
 Median
 Return Comparison
 NAV Comparison
 Beta Comparison

12.  For the literature Review we have taken the
Review of
1) R. Rajagopalan
Dean (Academic Affairs)
T.A. Pai Management Institute- Manipal
2) Neelam Saini
Assistant Professor in Commerce,
Kanya Mahavidyalaya Kharkhoda Sonepat (HR)

13.  This research will help people understand the
comparison between the ULIP and other
insurance plans.
 This research will also be helpful for those
who want to invest in some insurance plan
but they don’t know the options available in
insurance plans in the Indian market.
 Comparison of various ULIP will be helpful to
the existing investors of ULIP too.

14. 1. The sample size is very less, hence the responses of just 200 respondents
does not imply for the complete population.
2. There was lack of time and resources that prevented from carrying out an
in depth study.
3. The findings of the survey are based on the subjective opinion of the
respondents and there is no way of assessing truth of the statements.
4. There is some respondent’s bias which cannot be removed.
5. Lastly, some amount of error exists in the data filling process because of
the following reasons:
 Influence of others.
 Misunderstanding of the concept.
 Hurried filling of the questionnaire.

15. Thank you