1. Software Company Next Generation Technology, Cloud Computing Model, Software as a Service Founded by senior Mortgage Industry and Technology executives. Challenges and Complexity around Default Servicing Compliance was the impetus to form this company. Based in Irvine, Orange County, CA Solutions Focus Solution: Process Compliance and Process Optimization People, Process and Technology IP and expertise in all three areas. All 3 required for Client Success and to offer a Total Solution. Target Market: Mortgage Industry Special Servicing & Default Servicing Leveraging our Industry domain knowledge to deliver innovative and timely technology solutions Overview - About Us

2. Default Servicing is the most labor intensive aspect of servicing. Volumes are at record levels. Over 7M loans to be guided through the default process in compliance with the Administrations Make Home Affordable Program, GSE, investor, Federal and State regulatory guidelines. All of this is occurring under a regulatory and consumer advocacy spotlight, with unprecedented scrutiny. Market Driver for DecisionReady Compliance Solution

3. Carrington Compliance Solution for HAMP

4. Solution Benefits Rapid Deployment and Administration of compliance Polices. Consistent Policy Enforcement Automated Audit & Compliance Reporting Enables Business Process Re-engineering for efficient global resource allocation “SaaS” Delivery model ensures Business Agility. Improved Throughput with Advanced Workflow and Queue Management DecisionReady’s technology platform brings new efficiencies to the default servicing process, enabling 1000’s of associates around the world to make Consistent, Compliant, Decisions.