This presentation reports on how your behavior while in college can have a serious effect on your life. It also reveals habits you can develop while in school that can help optimize your success in business

1. Helpful Financial Information from National Debt Relief …
Study Reveals That
What You Do In
College Will Have A
Serious Effect On
Your Life
If you want to keep college debt from crippling your
financial future, you need to make sure that you act
appropriately while you are in in school. There are
people make the mistake of partying all the way
through college and, once they start working, end up
living like a student on a limited budget. This is
because they are paying for the financial mistakes
they made in the past. (Continued …)
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2. Helpful Financial Information from National Debt Relief …
What you do in college will affect your life
What you do in college have serious effects to your future. In fact, Gallup.com conducted a survey
that proved how a student’s life in college affected them after graduation. It is interesting to note
that your level of work engagement and your overall well-being will be affected by how you acted
in college. The bottom line of the study revealed that college graduates would have been more
engrossed in their work and would have better thrived in various areas of their life if:
• Their school had prepared the for life after graduation
• Their school was sincerely concerned about the long term success of its students
• They had a mentor in college -- a professor who got him or her excited about learning
and cared about them as a person
• They had an internship in college, active in extracurricular activities and worked on a
project that took the whole semester or more to complete
Three important truths about college life and your future financial standing
From the above study emerges three important truths about your college life that has a significant
impact on your financial future. Let us discuss them one by one.
Where you graduate is not important.
The NYTimes.com recently published an interview with Laszlo Bock, the VP of Google that is in
charge of hiring people. He said that a person’s GPA and the school from which they graduated
predicts nothing about how they will perform in the company. In fact, there is a growing number
of people in the company that did not have any college degree. While good grades are still
important, it has been observed that it is not the defining factor that will make a graduate
successful. What is important are the skills that the student got from their school. That being said,
you should know that you can be successful in big companies such as Google with just a degree
from a community college while avoiding huge student loan debts.
What happens to you in college will set you up for life after graduation.
The Gallup study lao revealed that it is experience and skills that you get from college that will
define your success in your work and will have a profound impact on your earning potential.
Business owners are attracted to people of skill, not those who graduated from Ivy League
schools. If you tap into the right influences like a mentor and social skills you get from
extracurricular activities, you will find yourself more engaged to your work. The dedication that
you will display can be evident in your output and that will make you shine in your work.
What you spend in college will come haunt you after.
This is not really directly indicated in the Gallup study but considering that we are trying to
identify the factors that will affect your financial future, we need to incorporate this fact. It can be
logically assumed that student loans, and credit card debts will haunt your paycheck for the next
few years - even a decade. You need to be careful about how you use credit or if you use them at all
in college. According to an article published on Demos.org, the higher your student loan debt, the
more of your lifetime wealth will be compromised. Instead of investing the money you get from
your paycheck, you have to share that with your loan payments. This is true for both student loans
and credit card debt.

3. Helpful Financial Information from National Debt Relief …
Financial practices of a college student to set them up for success
Given the truths we just discussed, you have to think how you should implement your financial
practices in college to set up your future correctly. You can influence your financial future even as
early as your high school days. If you start saving your college to avoid student loans, this can
start you on building personal wealth early in life.
But even if you failed to start while you were in high school, you still have time to correct your
finances when you reach college. Here are five things that you could do to take care of your
finances as early as now.
• Implement a budget plan. Regardless if your parents are supporting you 100% or not, you
need to have a budget. This is a habit that you will need your entire life. It will help you
reach your financial goals and more importantly, it will keep you from getting into debt. A
budget plan will allow you to prioritize your spending. It will help you make smart choices
about your money while in college.
• Learn about your debts. This is true for both student loans and credit card debt. A secure
financial future does not necessarily mean you do not have debt. It means you may have
debt but you have full control over it. Not only that, it also means you have a backup plan
in case your main source of income is compromised. To create this plan, you need to
understand your debts thoroughly. Your ignorance might lead you to make mistakes that
could have been avoided if you only understood your debts.
• Use your credit cards only for emergencies. Student loans are bad enough and your
financial future will be much worse if you combine it with unnecessary credit card debt.
You need to understand how this will jeopardize your financial future. Keep your debts
low and if you have to use a credit card, make sure that you have a plan to pay it off before
the grace period ends.
• Get a job. If you need to get money for your college expenses, do not use your card or go
running to your parents. Get a job and finance your own expenses. Not only will this
teach you to be self-reliant, it will also give you the skills that will prove helpful when you
start applying for jobs. Remember that internships and skills are major factors that
Gallup mentioned you need in order to be engaged and to thrive in your future life.
• Live a frugal life. When you are a student, you get all sorts of discounts. Make sure that
you use them in a way that frugality won’t seem restricting. If you learn about the true
practices of frugal living, you will realize that it is not about deprivation. It is learning
how to have the things you enjoy but without spending too much for them,
• Statistics show that many college graduates enter the business world with regrets about
life. You do not have to be part of this statistic. Make sure that you learn how to set up
your financial future so it will be ready to grow exponentially. If you want to avoid
student loans, you should know that your skills and college experiences are more
important than the expensive colleges that are so popularly preferred. The quality of
college education is important - not where you got it.

4. Helpful Financial Information from National Debt Relief …
In case you need help with your student loans, National Debt Relief has a program that can
provide you with consultation services. Their trained experts can advise you about you student
loan repayment options based on the type of debt that you have and your employment situation.
They will even help you with the paper work involved. This service has a one time fee that will be
placed in an escrow account. When you are satisfied with the service and the documentations
done on your behalf, that is the only time the fee can be released. There is no upfront or recurring
maintenance fee.

5. Helpful Financial Information from National Debt Relief …
Does this sound familiar?
• You are tired of worrying about money…
• You are losing sleep due to mounting credit
card debt…
• You are fighting with your partner about the
bills…
• You are living paycheck to paycheck…
• You are falling behind on your debts…
• You are losing hope…
It’s time to talk with National Debt Relief!
Call Toll Free 1-888-275-4499 Now!
Or Go To
http://www.nationaldebtrelief.com/free-student-
loans-quote-now/?src=PDFs