Our purpose and goal is to set the highest standards of professional excellence in the neighborhoods we serve, and to provide the highest quality of services available. We dedicate ourselve’s to excellence by striving to exceed our clients’ expectations so they may remain loyal for life. Through our commitments, we strive to make important contributions to our neighborhoods and to maintain the leadership position in our marketplace.

1. www.nathanbangs.com

2. About Nathan Bangs
MISSION STATEMENT
Our purpose and goal is to set the highest standards of professional excellence in the neighborhoods we serve,
and to provide the highest quality of services available. We dedicate ourselve’s to excellence by striving to
exceed our clients’ expectations so they may remain loyal for life. Through our commitments, we strive to make
important contributions to our neighborhoods and to maintain the leadership position in our marketplace.
Nathan Bangs
Short Sale SOLD!
We had one of the most difficult short sales imaginable, basically because we were dealing with a horrible HOA.
Our home was on the marked for 529 day and Nathan stuck with us the entire time. 8 buyers later our house is
FINALLY sold! I can guarantee that this would not have happened without their help. They are VERY knowledgeable
and helpful. They definitely go above and beyond to get the job done!
Shari M.
Helping to save you money!
Thank you so much for the Lowe's gift card and all of your assistance throughout my home purchase process. I
absolutely love my new condo! I'm totally moved in and almost done hanging the last few pictures.
I really appreciate how much time you dedicated to me. I know how demanding I can be and you certainly lived up
to my high expectations. I also wanted to thank you for letting me know about the Bank of America no closing cost
mortgage. That saved me money and I would not have found it without you.
Thanks again to both you and Nathan for a great job. Although I don't plan to leave for a long time, I will
recommend you both to any home bfuyers I know of.
Katie
South Tampa Townhome SOLD!
Gregg and I owe Nathan Bangs a long overdue testimonial. We were so glad to have Nathan represent us in selling
our townhome in South Tampa. After we attempted to sell our home for almost 1 year we asked Nathan to help us.
He was to the point, easy to talk to, extremely knowledgeable about the South Tampa area, and offered us valuable
tips to getting our home sold. We really enjoyed doing business with Nathan and appreciate him very much. If we
ever move back to Tampa and need a relator, we know who to call. Thank you so much.
Rachel & Gregg H.

3.  Your lender would agree not to report a
foreclosure to the credit bureaus.
Experience Tampa Realtors: Alternatives to Short Sales in Tampa
Make the Difference in South In addition, there are alternatives to short sales.
Tampa Short Sales In addition for their Tampa short sale expertise
and assistance, some Tampa Realtors will also
When many Tampa home owners owe more buy houses.
than their house is worth they believe their By utilizing the financial resources of an investor
options are limited. With the anxiety of facing network, a Tampa Realtor team can quickly bring
foreclosure or having to short sale your home, cash to the closing table to buy houses. Tampa
having assistance from a licensed professional sellers are quickly relieved of the stress of getting
can help you get out of this tense situation. your money out of your biggest investment.
When mortgage lenders agree to a short sale in For additional information on receiving cash for
Tampa, it means the lender is accepting less than your house, please click here .
the total amount due. Years ago, lenders
hesitated to accept short sales; today it is A Complicated Process Made Simple
routine. And short sales are a great way for a The South Tampa short sale process is a
seller to regain control of the process of moving complicated and often confusing transaction. For
from one home to another. free, professional and experienced short sale
With a South Tampa short sale professional by help from experts who care about your situation,
your side you can be assured that they will assist contact Nathan Bangs & Associates today.
with the process effectively and efficiently. In
addition, a Tampa Realtor such as Nathan Bangs
is also a Certified Distressed Property Expert, or
CDPE, and is uniquely qualified to offer
assistance to homeowners facing hardship
throughout the Tampa area.
The Tampa Short Sale Process Explained:
 You and your mortgage lender would
agree to sell your home for its fair market
value of $175,000, even though you owe
$300,000 on your mortgage loan.
 When your home sells, your lender would
take all proceeds from the sale.
 Your short sale Realtor from Nathan
Bangs & Associates would be paid
commissions by the lender, which means
a short sale transaction is free-of-charge
to you as the homeowner.
 You would avoid foreclosure but would
not receive any money from the sale of
your home.

4. may want to rent it out. It may be
preferable to find a property with on-
Seven Steps to Buying a site property management. As you check
out prospective properties, also find out
Second Home about any HOA restrictions on renting.
Maybe you fell in love with Treasure Island 6. Get the best deal on your mortgage.
while visiting family in Tampa, or you're a native Many homeowners simply go to the
Floridian who's always wanted a waterfront lender they used for their first home. But
condo on St. Petersburg Beach. Our area has shopping around can yield much better
always been a popular destination for second- mortgage terms. Why not save yourself a
home buyers. If you're in the market for a little money (or a lot)?
weekend or vacation home, follow these steps to
7. Factor in other expenses. Just as your
make the process easier.
first home carries maintenance costs and
1. Get to know the area. Small details, like other expenses, so will your second home.
the location of the closest supermarket If you're not from Florida, you may not
and gas station, can make a huge know about things like flood insurance, so
difference. Talk to the locals about their make sure to do your research. Your real
take on the area. Your goal here is to get estate agent can offer insight here, as
to know the place as more than a tourist. well.
2. Think about the long term. If you'll
eventually live in your second home full-
time, you'll need to think about factors
like the availability of health care and
traveling distance to visit your loved
ones.
3. Hire a local real estate agent. Housing
markets vary widely from region to
region, so find a real estate agent who's
familiar with the area where you're
looking to buy. Choose someone who has
experience working with absentee home
buyers and sellers.
4. Choose the type of home that's right for
you. The most important decision is often
“single-family home or condo?” Condos
are the low-maintenance option, while
single-family homes offer more privacy.
5. Research rental requirements and
opportunities. If you'll only be in your
second home for part of the year, you

5. footage--but not contributed to the
home's value.
Oh No! The Appraisal's too
2. Check out the comps. Appraisers use
Low! comparable properties, aka comps, to
help estimate the value of your
If you're buying or selling a home, the property. These are similar homes that
appraisal is an important step in the closing have already sold, so comps represent
process. Once an offer is made, the next actual market value, rather than
step is to call in an independent real estate asking price. Ask your real estate
appraiser to assess the property's value. The agent to double check that all comps
appraiser is specially trained to assess a are accounted for, and that the
home's value and puts together a report to properties chosen as comps are
explain the appraisal value. actually relevant. The buyer's and
Mortgage lenders require that the home's seller's agent may have to work
appraised value be close to the price of the together to relay any additional
accepted offer. If the home is appraised information to the appraiser and/or
much higher than the offer price, that could lender.
be a red flag that something is amiss with 3. Prepare to renegotiate. Even if you
the transaction. If the appraisal is much lower don't agree with the report and offer
than the offer price, the lender may adjust additional information, the appraiser's
the amount of the loan and force the buyer report may not change. In that case,
to make up the difference with cash. you may need to go back to the
It's more common for the appraisal to come negotiation table. If both buyer and
in lower than expected.This can certainly be seller are motivated, you'll likely be
frustrating, but it doesn't have to derail the able to reach a deal: the seller may
entire deal. Both buyer and seller should reduce the price, or the buyer may
know what to do when the appraisal comes find some cash to make up the
in low. difference. But in a lopsided market,
either buyer or seller may walk away
1. Review the appraisal carefully. An and look for a more advantageous
appraisal is a long, complicated deal. Your real estate agent can
document, and even the most advise you on the best course of
seasoned appraiser can make action.
mistakes. As you review, be sure that
the appraiser has included all relevant 4. Put your money where your mouth
upgrades. Meanwhile, you may learn is. If you're the buyer, you may have
that you hadn't taken some factors into to put some cash on the table and
consideration. For instance, unpermited purchase private mortgage insurance
additions might have added square if you're in love with the property. This
is especially true if there's not much

6. inventory on the market or the
property is particularly desirable.
Meanwhile, sellers who are running out
of time may have to help buyers with
additional incentives like money
toward closing.
The low appraisal is one of the many
situations where it's useful to have the help of
a knowledgeable real estate agent. Factors
like the home's condition and location aren't
the only elements that impact the appraisal
value; current market conditions also carry
heavy weight. Your agent can help you
make the best choices and maximize market
opportunities.