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1. "I'm sorry, we can't help you at this time." If you have bad
credit, you may be used to hearing these words every time
you attempt to apply for a loan. It's an unfortunate fact
that bad credit can prevent you from reaching many
milestones in life, such as home ownership, for example.
However, it cannot prevent you from getting needed funds
in the form of a fast no credit check loan.

2. By its very nature, the no credit check loan ignores poor
credit history and mistakes of the past and provides
borrowers with needed funds in a rapid manner. For those
interested in utilizing the benefits of a no credit check
loan, this article will shed some light on the details of this
lending option and why it may the best option for
borrowers worried about the impact of their bad credit on
loan applications.

3. Meet the Basic Qualifications and Cash Is Guaranteed

4. Rather than no credit check, many people may also be
familiar with the term guaranteed loan. In many ways,
that is exactly what a no credit check loan is for you. As
long as you meet a few, basic requirements, the loan that
you desire is guaranteed. Those requirements are as
follows:

5. · 18 years old or more.

6. · Currently employed with a steady paycheck.

7. · A citizen or a permanent resident of the U.S.A.

8. · Current bank account and routing number.

9. That's all there is to qualifying for a no credit check loan.
As the name indicates, your credit score is of little concern
and, in fact, won't even be checked. You need to simply
prove to the lender that you are who you say you are and
that you have a sufficient income to support rapid
repayment of the loan.

10. Fast Money for the Short Term

11. One of the reasons lenders can get away with offering no
credit check loans is because of the details entailed in
taking these loans. They are usually only given for
relatively small amounts (as low as $100, but up to $1,500)
and then they are repaid within a short period (as short as
2 weeks, but up to 6 weeks). Basically, by offering you
money in the short term and basing that amount off of
your current paycheck, lenders eliminate the risk that bad
credit entails, which is usually poor long term follow-
through or chance of a change in circumstances.

12. Your no credit check loan may also be called a payday loan
or a cash advance loan for this reason. That is because the
money that the lender provides you is meant to serve you
in advance of your paycheck and then be returned upon
being paid again.

13. Finding the Right Lender

14. Once you understand the details of taking a no credit
check loan, it is time to search out a lender. Generally,
your best bet is to go online and search for lenders
through your favorite web service. You will quickly see
that many lenders offer no credit check loans. However,
the deals that they extend will vary greatly according to
their general practices. A good way to weed through all
these lenders is to use an independent ratings service,
such as the Better Business Bureau or financial websites
with user reviews. Choose at least three of the best rated
agencies and get a quote from each. Then, compare their
offers side-by-side to find the one that's best for you.

15. Fast Money, Even with Research

16. Because no credit check loans are processed so quickly,
determining your eligibility and receiving quotes from
several lenders should take no time at all. Since your bad
credit score is not an issue, lenders will put together an
offer in a matter of hours or even minutes which will allow
you to complete the whole process of researching and
receiving a fast no credit check loan in under 24 hours.

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