12. Behind the Scenes MOSS - Application Services Layer I need a loan… I am going to go to WoodGrove Bank Broker Master Loan Flow (MLF) Active 1003 Entry Pricing Lock Services Underwriting Close Lending Message Bus LOB Systems B2B Business Rules Engine Orchestration Layer Loan Forms
13. Rate Generation and Approval Workflow Collections Document Library Farm-level Workflow Association Table Rate Alerts LOB Integration Persist to database
14. Underwriter Approval Process Embedded InfoPath form with IRM Protection BizTalk Office SharePoint Server 2007 1. Underwriter Rules Fired 2. MLF Starts UW Workflow Loan Origination System WF 3. Loan Approval Form Sent 4. Return signed with manual corrections Master Loan Flow (MLF) Activate Loan Active Loan Save Lock Services Underwriting Close
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16. Mortgage Fraud has more than doubled f rom 436 (‘02) to 1,036 (‘07) FBI Financial Crimes and MBA Fraudulent Loans cost Lenders 1 Billion a year FBI Financial Crimes Percentage of Online Mortgage Researchers Who Did Not Apply Online Customer Confidence Impacted US Market Forecast - JupiterResearch 2005
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19. Building for Compliance Loan Document Library Loan Data Warehouse Data Stored on the Server Data Retention Policies Simplified Auditing Throughout Master Loan Flow (MLF) Activate Loan Active Loan Save Lock Services Underwriting Close Registration Pricing Lock Approval Process Products and Pricing Flow (PPF) Rate Entry Approval Processes Rates Published Blackout Over Automated Approvals Automated Approvals Secure Authentication Views into the Process Data Sent Securely
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25. Recommended Resources Financial Services Architecture Center http://msdn.microsoft.com/FinServArch Mike Walker’s Blog http://blogs.msdn.com/MikeWalker MSDN Solution Architecture Center http://msdn.microsoft.com/architecture Microsoft Patterns & Practices http://msdn.microsoft.com/practices/