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Martin Chlodnicki, Ph.D.




        Retail Branding
            for Financial Services


                                                 SpaceBrand methodology
                                      and pictures used in this presentation
                                 belong to KSDP Design B.V. in Amsterdam


środa, 20 czerwca 12                                                           1
Retail Strategy Presentation
              •   Strategic design
              •   Three dimensional branding - space brand
              •   From 2-D to 3-D branding
              •   Retail banking - trends
              •   Retail banking - ABSA Bank




środa, 20 czerwca 12                                         2
It’s not the size
              of your company that counts,
                    but it’s the shape




środa, 20 czerwca 12                         3
SASOL/ Petrol Station




środa, 20 czerwca 12                           4
SASOL/ Petrol Station




środa, 20 czerwca 12                           5
Strategic Design




środa, 20 czerwca 12                      6
Strategic Design
       • Business solutions through design




środa, 20 czerwca 12                         6
Strategic Design
       • Business solutions through design
       • Design - total image management




środa, 20 czerwca 12                         6
Strategic Design
       • Business solutions through design
       • Design - total image management
       • Retail environment part of marketing concept




środa, 20 czerwca 12                                    6
Strategic Design
       •   Business solutions through design
       •   Design - total image management
       •   Retail environment part of marketing concept
       •   Synergy of unique skills




środa, 20 czerwca 12                                      6
Strategic Design
       •   Business solutions through design
       •   Design - total image management
       •   Retail environment part of marketing concept
       •   Synergy of unique skills
       •   Design spend must have a return




środa, 20 czerwca 12                                      6
Strategic Design
       •   Business solutions through design
       •   Design - total image management
       •   Retail environment part of marketing concept
       •   Synergy of unique skills
       •   Design spend must have a return




                         Brand Value
                                            = ROMI
                       Marketing Spend

środa, 20 czerwca 12                                      6
środa, 20 czerwca 12   7
środa, 20 czerwca 12   7
Strategic Design




środa, 20 czerwca 12                      8
Strategic Design




środa, 20 czerwca 12                      9
Three Dimensional Branding




środa, 20 czerwca 12                                10
Three Dimensional Branding



        SpaceBrand® is a unique process which
          strategically portrays the brand values of an
          organization, exploiting all senses to procure
          customers and create loyalty.




środa, 20 czerwca 12                                       10
Three Dimensional Branding



        SpaceBrand® is a unique process which
          strategically portrays the brand values of an
          organization, exploiting all senses to procure
          customers and create loyalty.




środa, 20 czerwca 12                                       10
Three Dimensional Branding



        SpaceBrand® is a unique process which
          strategically portrays the brand values of an
          organization, exploiting all senses to procure
          customers and create loyalty.

        The process exploits established positive brand
          equity and establishes a new value set for a
          fresh dialogue with the market.



środa, 20 czerwca 12                                       10
Three Dimensional Branding




środa, 20 czerwca 12                                11
Three Dimensional Branding
        SpaceBrand® - Outcome




środa, 20 czerwca 12                                11
Three Dimensional Branding
        SpaceBrand® - Outcome




środa, 20 czerwca 12                                11
Three Dimensional Branding
        SpaceBrand® - Outcome

        To create an experience that:




środa, 20 czerwca 12                                11
Three Dimensional Branding
        SpaceBrand® - Outcome

        To create an experience that:
        • Induces purchase decision




środa, 20 czerwca 12                                11
Three Dimensional Branding
        SpaceBrand® - Outcome

        To create an experience that:
        • Induces purchase decision
        • Reinforces heritage and values




środa, 20 czerwca 12                                11
Three Dimensional Branding
        SpaceBrand® - Outcome

        To create an experience that:
        • Induces purchase decision
        • Reinforces heritage and values
        • Reinforces and creates brand attributes




środa, 20 czerwca 12                                11
Three Dimensional Branding
        SpaceBrand® - Outcome

        To create an experience that:
        • Induces purchase decision
        • Reinforces heritage and values
        • Reinforces and creates brand attributes
        • Is educational




środa, 20 czerwca 12                                11
Three Dimensional Branding
        SpaceBrand® - Outcome

        To create an experience that:
        • Induces purchase decision
        • Reinforces heritage and values
        • Reinforces and creates brand attributes
        • Is educational
        • Is fun and memorable




środa, 20 czerwca 12                                11
Three Dimensional Branding
        SpaceBrand® - Outcome

        To create an experience that:
        • Induces purchase decision
        • Reinforces heritage and values
        • Reinforces and creates brand attributes
        • Is educational
        • Is fun and memorable
        • Adds value to the brand




środa, 20 czerwca 12                                11
Three Dimensional Branding




środa, 20 czerwca 12                                12
Three Dimensional Branding

        SpaceBrand® - Process




środa, 20 czerwca 12                                12
Three Dimensional Branding

        SpaceBrand® - Process




środa, 20 czerwca 12                                12
Three Dimensional Branding

        SpaceBrand® - Process

        Stage 1 - Analysis of business objectives




środa, 20 czerwca 12                                12
Three Dimensional Branding

        SpaceBrand® - Process

        Stage 1 - Analysis of business objectives
        Stage 2 - Retail strategy and design concept




środa, 20 czerwca 12                                   12
Three Dimensional Branding

        SpaceBrand® - Process

        Stage 1 - Analysis of business objectives
        Stage 2 - Retail strategy and design concept
        Stage 3 - Generic design and feasibility




środa, 20 czerwca 12                                   12
Three Dimensional Branding

        SpaceBrand® - Process

        Stage 1 - Analysis of business objectives
        Stage 2 - Retail strategy and design concept
        Stage 3 - Generic design and feasibility
        Stage 4 - Break into kit of parts - elements




środa, 20 czerwca 12                                   12
Three Dimensional Branding

        SpaceBrand® - Process

        Stage 1 - Analysis of business objectives
        Stage 2 - Retail strategy and design concept
        Stage 3 - Generic design and feasibility
        Stage 4 - Break into kit of parts - elements
        Stage 5 - Application protocol




środa, 20 czerwca 12                                   12
Three Dimensional Branding

        SpaceBrand® - Process

        Stage 1 - Analysis of business objectives
        Stage 2 - Retail strategy and design concept
        Stage 3 - Generic design and feasibility
        Stage 4 - Break into kit of parts - elements
        Stage 5 - Application protocol
        Stage 6 - Technical documentation




środa, 20 czerwca 12                                   12
Three Dimensional Branding

        SpaceBrand® - Process

        Stage 1 - Analysis of business objectives
        Stage 2 - Retail strategy and design concept
        Stage 3 - Generic design and feasibility
        Stage 4 - Break into kit of parts - elements
        Stage 5 - Application protocol
        Stage 6 - Technical documentation
        Stage 7 - Prototype




środa, 20 czerwca 12                                   12
Three Dimensional Branding

        SpaceBrand® - Process

        Stage 1 - Analysis of business objectives
        Stage 2 - Retail strategy and design concept
        Stage 3 - Generic design and feasibility
        Stage 4 - Break into kit of parts - elements
        Stage 5 - Application protocol
        Stage 6 - Technical documentation
        Stage 7 - Prototype
        Stage 8 - Roll out and conversion



środa, 20 czerwca 12                                   12
Three Dimensional Branding




środa, 20 czerwca 12                                13
Three Dimensional Branding




środa, 20 czerwca 12                                14
Three Dimensional Branding




środa, 20 czerwca 12                                15
Three Dimensional Branding




środa, 20 czerwca 12                                16
Three Dimensional Branding
                                           Space brand – kit of parts

                                                          SPACIAL HIERARCHY




                                                                                Semi-Private
                                                                  Semi-Public




                                                                                               Private
                                                         Public
                  ELEMENT HIERARCHY




                                           Permanent

                                      Semi Permanent

                                            Temporal

                                            Collateral

                                           Subliminal


środa, 20 czerwca 12                                                                                     17
From 2 - to 3-dimensional Branding




środa, 20 czerwca 12                                18
From 2 - to 3-dimensional Branding




środa, 20 czerwca 12                                19
From 2 - to 3-dimensional Branding




środa, 20 czerwca 12                                20
From 2 - to 3-dimensional Branding




środa, 20 czerwca 12                                21
From 2 - to 3-dimensional Branding




środa, 20 czerwca 12                                22
From 2 - to 3-dimensional Branding




środa, 20 czerwca 12                                23
From 2 - to 3-dimensional Branding




środa, 20 czerwca 12                                24
From 2 - to 3-dimensional Branding




środa, 20 czerwca 12                                25
From 2 - to 3-dimensional Branding




środa, 20 czerwca 12                                26
From 2 - to 3-dimensional Branding




środa, 20 czerwca 12                                27
From 2 - to 3-dimensional Branding




środa, 20 czerwca 12                                28
From 2 - to 3-dimensional Branding




środa, 20 czerwca 12                                29
Retail Banking - Trends




środa, 20 czerwca 12                             30
Retail Banking - Trends


            Competitive threats




środa, 20 czerwca 12                             30
Retail Banking - Trends


            Competitive threats

            • Parity of products and service




środa, 20 czerwca 12                             30
Retail Banking - Trends


            Competitive threats

            • Parity of products and service
            • Credit suppliers with a database
              are competition




środa, 20 czerwca 12                             30
Retail Banking - Trends


            Competitive threats

            • Parity of products and service
            • Credit suppliers with a database
              are competition
            • Lowered entry barriers for
              competition through IT




środa, 20 czerwca 12                             30
Retail Banking - Trends


            Competitive threats

            • Parity of products and service
            • Credit suppliers with a database
              are competition
            • Lowered entry barriers for
              competition through IT
            • Changes in legislation



środa, 20 czerwca 12                             30
Retail Banking-Trends




środa, 20 czerwca 12                           31
Retail Banking-Trends


        • High transactional costs
          in ‘over the counter’
          banking




środa, 20 czerwca 12                           31
Retail Banking-Trends


        • High transactional costs
          in ‘over the counter’
          banking
        • Demand for real time 24
          hr banking




środa, 20 czerwca 12                           31
Retail Banking-Trends


        • High transactional costs
          in ‘over the counter’
          banking
        • Demand for real time 24
          hr banking
        • Internet banking




środa, 20 czerwca 12                           31
środa, 20 czerwca 12   32
środa, 20 czerwca 12   32
środa, 20 czerwca 12   32
środa, 20 czerwca 12   32
środa, 20 czerwca 12   32
środa, 20 czerwca 12   33
środa, 20 czerwca 12   33
środa, 20 czerwca 12   33
środa, 20 czerwca 12   33
Banking Trends - Three Dimensional
                          Branding




środa, 20 czerwca 12                               34
Banking Trends - Three Dimensional
                          Branding




środa, 20 czerwca 12                               35
Retail Banking - Trends




środa, 20 czerwca 12                             36
Retail Banking - Trends




środa, 20 czerwca 12                             37
Retail Banking - Trends
                             Differentiated
                                 Human
                                   Art



                                     New Bank

          Low Tech                               High Tech
          Decorative                             Functional




                              Industrial
                               Generic


               Understanding the Business Intent
środa, 20 czerwca 12                                          38
Retail Banking – ABSA Bank




środa, 20 czerwca 12                                39
Retail Banking - ABSA Bank




środa, 20 czerwca 12                                40
Retail Banking - ABSA Bank




środa, 20 czerwca 12                                41
Retail Banking - ABSA Bank




środa, 20 czerwca 12                                42
Retail Banking - ABSA Bank




środa, 20 czerwca 12                                43
Retail Banking - ABSA Bank




środa, 20 czerwca 12                                44
Retail Banking - ABSA Bank




środa, 20 czerwca 12                                45
Retail Banking - ABSA Bank




środa, 20 czerwca 12                                46
Retail Banking - ABSA Bank




środa, 20 czerwca 12                                47
Retail Banking - ABSA Bank




środa, 20 czerwca 12                                48
Summary




                       SpaceBrand methodology and pictures used in
                               this presentation belong to
                            KSDP Design B.V. in Amsterdam




środa, 20 czerwca 12                                                 49
Summary
              • Integrated strategic design is key in future
                financial services.




                           SpaceBrand methodology and pictures used in
                                   this presentation belong to
                                KSDP Design B.V. in Amsterdam




środa, 20 czerwca 12                                                     49
Summary
              • Integrated strategic design is key in future
                financial services.
              • It is based on a solid analysis and
                understanding of your current situation.




                           SpaceBrand methodology and pictures used in
                                   this presentation belong to
                                KSDP Design B.V. in Amsterdam




środa, 20 czerwca 12                                                     49

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Retail Branding for Financial Services

  • 1. Martin Chlodnicki, Ph.D. Retail Branding for Financial Services SpaceBrand methodology and pictures used in this presentation belong to KSDP Design B.V. in Amsterdam środa, 20 czerwca 12 1
  • 2. Retail Strategy Presentation • Strategic design • Three dimensional branding - space brand • From 2-D to 3-D branding • Retail banking - trends • Retail banking - ABSA Bank środa, 20 czerwca 12 2
  • 3. It’s not the size of your company that counts, but it’s the shape środa, 20 czerwca 12 3
  • 7. Strategic Design • Business solutions through design środa, 20 czerwca 12 6
  • 8. Strategic Design • Business solutions through design • Design - total image management środa, 20 czerwca 12 6
  • 9. Strategic Design • Business solutions through design • Design - total image management • Retail environment part of marketing concept środa, 20 czerwca 12 6
  • 10. Strategic Design • Business solutions through design • Design - total image management • Retail environment part of marketing concept • Synergy of unique skills środa, 20 czerwca 12 6
  • 11. Strategic Design • Business solutions through design • Design - total image management • Retail environment part of marketing concept • Synergy of unique skills • Design spend must have a return środa, 20 czerwca 12 6
  • 12. Strategic Design • Business solutions through design • Design - total image management • Retail environment part of marketing concept • Synergy of unique skills • Design spend must have a return Brand Value = ROMI Marketing Spend środa, 20 czerwca 12 6
  • 18. Three Dimensional Branding SpaceBrand® is a unique process which strategically portrays the brand values of an organization, exploiting all senses to procure customers and create loyalty. środa, 20 czerwca 12 10
  • 19. Three Dimensional Branding SpaceBrand® is a unique process which strategically portrays the brand values of an organization, exploiting all senses to procure customers and create loyalty. środa, 20 czerwca 12 10
  • 20. Three Dimensional Branding SpaceBrand® is a unique process which strategically portrays the brand values of an organization, exploiting all senses to procure customers and create loyalty. The process exploits established positive brand equity and establishes a new value set for a fresh dialogue with the market. środa, 20 czerwca 12 10
  • 22. Three Dimensional Branding SpaceBrand® - Outcome środa, 20 czerwca 12 11
  • 23. Three Dimensional Branding SpaceBrand® - Outcome środa, 20 czerwca 12 11
  • 24. Three Dimensional Branding SpaceBrand® - Outcome To create an experience that: środa, 20 czerwca 12 11
  • 25. Three Dimensional Branding SpaceBrand® - Outcome To create an experience that: • Induces purchase decision środa, 20 czerwca 12 11
  • 26. Three Dimensional Branding SpaceBrand® - Outcome To create an experience that: • Induces purchase decision • Reinforces heritage and values środa, 20 czerwca 12 11
  • 27. Three Dimensional Branding SpaceBrand® - Outcome To create an experience that: • Induces purchase decision • Reinforces heritage and values • Reinforces and creates brand attributes środa, 20 czerwca 12 11
  • 28. Three Dimensional Branding SpaceBrand® - Outcome To create an experience that: • Induces purchase decision • Reinforces heritage and values • Reinforces and creates brand attributes • Is educational środa, 20 czerwca 12 11
  • 29. Three Dimensional Branding SpaceBrand® - Outcome To create an experience that: • Induces purchase decision • Reinforces heritage and values • Reinforces and creates brand attributes • Is educational • Is fun and memorable środa, 20 czerwca 12 11
  • 30. Three Dimensional Branding SpaceBrand® - Outcome To create an experience that: • Induces purchase decision • Reinforces heritage and values • Reinforces and creates brand attributes • Is educational • Is fun and memorable • Adds value to the brand środa, 20 czerwca 12 11
  • 32. Three Dimensional Branding SpaceBrand® - Process środa, 20 czerwca 12 12
  • 33. Three Dimensional Branding SpaceBrand® - Process środa, 20 czerwca 12 12
  • 34. Three Dimensional Branding SpaceBrand® - Process Stage 1 - Analysis of business objectives środa, 20 czerwca 12 12
  • 35. Three Dimensional Branding SpaceBrand® - Process Stage 1 - Analysis of business objectives Stage 2 - Retail strategy and design concept środa, 20 czerwca 12 12
  • 36. Three Dimensional Branding SpaceBrand® - Process Stage 1 - Analysis of business objectives Stage 2 - Retail strategy and design concept Stage 3 - Generic design and feasibility środa, 20 czerwca 12 12
  • 37. Three Dimensional Branding SpaceBrand® - Process Stage 1 - Analysis of business objectives Stage 2 - Retail strategy and design concept Stage 3 - Generic design and feasibility Stage 4 - Break into kit of parts - elements środa, 20 czerwca 12 12
  • 38. Three Dimensional Branding SpaceBrand® - Process Stage 1 - Analysis of business objectives Stage 2 - Retail strategy and design concept Stage 3 - Generic design and feasibility Stage 4 - Break into kit of parts - elements Stage 5 - Application protocol środa, 20 czerwca 12 12
  • 39. Three Dimensional Branding SpaceBrand® - Process Stage 1 - Analysis of business objectives Stage 2 - Retail strategy and design concept Stage 3 - Generic design and feasibility Stage 4 - Break into kit of parts - elements Stage 5 - Application protocol Stage 6 - Technical documentation środa, 20 czerwca 12 12
  • 40. Three Dimensional Branding SpaceBrand® - Process Stage 1 - Analysis of business objectives Stage 2 - Retail strategy and design concept Stage 3 - Generic design and feasibility Stage 4 - Break into kit of parts - elements Stage 5 - Application protocol Stage 6 - Technical documentation Stage 7 - Prototype środa, 20 czerwca 12 12
  • 41. Three Dimensional Branding SpaceBrand® - Process Stage 1 - Analysis of business objectives Stage 2 - Retail strategy and design concept Stage 3 - Generic design and feasibility Stage 4 - Break into kit of parts - elements Stage 5 - Application protocol Stage 6 - Technical documentation Stage 7 - Prototype Stage 8 - Roll out and conversion środa, 20 czerwca 12 12
  • 46. Three Dimensional Branding Space brand – kit of parts SPACIAL HIERARCHY Semi-Private Semi-Public Private Public ELEMENT HIERARCHY Permanent Semi Permanent Temporal Collateral Subliminal środa, 20 czerwca 12 17
  • 47. From 2 - to 3-dimensional Branding środa, 20 czerwca 12 18
  • 48. From 2 - to 3-dimensional Branding środa, 20 czerwca 12 19
  • 49. From 2 - to 3-dimensional Branding środa, 20 czerwca 12 20
  • 50. From 2 - to 3-dimensional Branding środa, 20 czerwca 12 21
  • 51. From 2 - to 3-dimensional Branding środa, 20 czerwca 12 22
  • 52. From 2 - to 3-dimensional Branding środa, 20 czerwca 12 23
  • 53. From 2 - to 3-dimensional Branding środa, 20 czerwca 12 24
  • 54. From 2 - to 3-dimensional Branding środa, 20 czerwca 12 25
  • 55. From 2 - to 3-dimensional Branding środa, 20 czerwca 12 26
  • 56. From 2 - to 3-dimensional Branding środa, 20 czerwca 12 27
  • 57. From 2 - to 3-dimensional Branding środa, 20 czerwca 12 28
  • 58. From 2 - to 3-dimensional Branding środa, 20 czerwca 12 29
  • 59. Retail Banking - Trends środa, 20 czerwca 12 30
  • 60. Retail Banking - Trends Competitive threats środa, 20 czerwca 12 30
  • 61. Retail Banking - Trends Competitive threats • Parity of products and service środa, 20 czerwca 12 30
  • 62. Retail Banking - Trends Competitive threats • Parity of products and service • Credit suppliers with a database are competition środa, 20 czerwca 12 30
  • 63. Retail Banking - Trends Competitive threats • Parity of products and service • Credit suppliers with a database are competition • Lowered entry barriers for competition through IT środa, 20 czerwca 12 30
  • 64. Retail Banking - Trends Competitive threats • Parity of products and service • Credit suppliers with a database are competition • Lowered entry barriers for competition through IT • Changes in legislation środa, 20 czerwca 12 30
  • 66. Retail Banking-Trends • High transactional costs in ‘over the counter’ banking środa, 20 czerwca 12 31
  • 67. Retail Banking-Trends • High transactional costs in ‘over the counter’ banking • Demand for real time 24 hr banking środa, 20 czerwca 12 31
  • 68. Retail Banking-Trends • High transactional costs in ‘over the counter’ banking • Demand for real time 24 hr banking • Internet banking środa, 20 czerwca 12 31
  • 78. Banking Trends - Three Dimensional Branding środa, 20 czerwca 12 34
  • 79. Banking Trends - Three Dimensional Branding środa, 20 czerwca 12 35
  • 80. Retail Banking - Trends środa, 20 czerwca 12 36
  • 81. Retail Banking - Trends środa, 20 czerwca 12 37
  • 82. Retail Banking - Trends Differentiated Human Art New Bank Low Tech High Tech Decorative Functional Industrial Generic Understanding the Business Intent środa, 20 czerwca 12 38
  • 83. Retail Banking – ABSA Bank środa, 20 czerwca 12 39
  • 84. Retail Banking - ABSA Bank środa, 20 czerwca 12 40
  • 85. Retail Banking - ABSA Bank środa, 20 czerwca 12 41
  • 86. Retail Banking - ABSA Bank środa, 20 czerwca 12 42
  • 87. Retail Banking - ABSA Bank środa, 20 czerwca 12 43
  • 88. Retail Banking - ABSA Bank środa, 20 czerwca 12 44
  • 89. Retail Banking - ABSA Bank środa, 20 czerwca 12 45
  • 90. Retail Banking - ABSA Bank środa, 20 czerwca 12 46
  • 91. Retail Banking - ABSA Bank środa, 20 czerwca 12 47
  • 92. Retail Banking - ABSA Bank środa, 20 czerwca 12 48
  • 93. Summary SpaceBrand methodology and pictures used in this presentation belong to KSDP Design B.V. in Amsterdam środa, 20 czerwca 12 49
  • 94. Summary • Integrated strategic design is key in future financial services. SpaceBrand methodology and pictures used in this presentation belong to KSDP Design B.V. in Amsterdam środa, 20 czerwca 12 49
  • 95. Summary • Integrated strategic design is key in future financial services. • It is based on a solid analysis and understanding of your current situation. SpaceBrand methodology and pictures used in this presentation belong to KSDP Design B.V. in Amsterdam środa, 20 czerwca 12 49