Uninsured And Underinsured Motorist Claims In New York

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A PowerPoint explaining what the insurer is responsible for in terms of uninsured (UM) and underinsured (UIM or SUM) coverage in New York.

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UNINSURED AND UNDERINSURED MOTORIST CLAIMS: UNDERSTAND WHAT THE INSURER IS - AND ISN’T - RESPONSIBLE FOR Paul D. McCormick, Esq. Goldberg Segalla LLP 665 Main Street / Suite 400 Buffalo, New York 14203-1425 716.566.5466 Fax: 716.566.5401 Email: [email_address] Website: www.goldbergsegalla.com

A. The Details Of Offering/Purchasing Coverage, Waiving Coverage And Selecting Limits ,[object Object],[object Object],[object Object],[object Object]

[object Object],[object Object],[object Object],Statutory and Regulatory Scheme

[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],UM Coverage

[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],SUM Coverage

B. Nature And Extent Of UM And SUM Coverages ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

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C. Measure The Impact Of Step-Down Provisions ,[object Object],[object Object]

D. Stacking Of Coverages And Excess Liability ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

E. Exclusions And Limitations On Coverage ,[object Object],[object Object],[object Object],[object Object],[object Object]

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F. How To Proceed With Injury Claims ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

G. Offsets And Reimbursements ,[object Object],[object Object],[object Object],[object Object],[object Object]

Offsets And Reimbursements (cont.) ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

H. Does The Insurer Have Subrogation Rights To UM Benefits? ,[object Object],[object Object]

I. Statute Of Limitations ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

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