Everything you need to know about report of fire insurance survey.

1. The Report
of Fire
Insurance
Survey
[1]

2. The Period
The Report of Fire
Fire safety survey is performed in a
Insurance Survey regular schedule and usually decided
by the fire insurance company. Based
In this artice, we are going to learn on my experiences, it is conducted
about fire insurance survey report. This every five years. However, the period
report is issued everytime after a may be changed after a fire accident
safety survey conducted by an expert occurred at the client site to monitor
team from fire insurance company the effectiveness of countermeasures.
finished. This survey is conducted to So, you will receive fire insurance
survey fire protection system in a survey report periodically.
client site to ensure that it is still
reliable. Surveyor Team
Fire insurance is a way to protect a This should be the reason why you
company from loss due to fire have to pay your attentions to fire
accident. Without having fire insurance survey report. The survey is
insurance, a company will loss its performed by an expert team from
business in second without any safety insurance company, who has a
guarantee to have enough capital to wide range of fire safety experiences.
re-build its facility. They know what they are doing. The
report is made by fire experts.
Fire safety survey is conducted in a
regular period of time and scheduled Fire Insurance Survey Report Contents
by the fire insurance company. It is a
A fire insurance survey report contains
safety survey not a safety audit. It is to
at least previous surveys findings
inspect the implementation of
status and new findings. As I
proverty loss prevention and safety
mentioned earlier in this article, the
corresponding to potential fire hazard.
content may also vary. It will depend
No certification will be awarded even if
on the safety insurance company
a client is considered having good fire
policy. That’s no problem, in general
protection system.
they are similar.
Sometimes, fire insurance survey
The report contains an outline of
report is also called by loss control
safety survey (date of survey,
report. The name of this report may
company’s representatives, survey
vary depend on the fire insurance
team members), follow up results on
company policy.
former survey and recommendations
[2]

3. on the latest survey includes infrared of each recommendation. Urget
thermography survey report. problem in common should be
followed up as soon as possible or
Recommendation or finding is
prefably within one week.
categorized into three categories,
urgent action required (high), quick Usually, time frame for taking follow
improvement required (medium) and up action is described inside the report
future study required (low). below the finding.
At the first section, the status of every Conclusion
previous survey recommendation is
Even though fire insurance survey
mentioned. If the corrective and
report contains only recommendations
preventive actions are considered
and no obligation from client to follow
enough, it is marked as closed finding.
up those recommendations, but as I
Otherwise, it will be re-inspected in
said that the recommendations are
the next survey.
created by safety expert team. They
The second section talks about could see what you cannot see in the
recommendations on current survey. stand point of safety. They help you
Each finding will be described shortly, improving your safety and fire loss
completed with a photo and ended prevention.
with a recommendation, as well as the
My final word is open your mind and
finding category.
be happy to receive their
At the last section, infrared (IR) recommendations, since you don’t
thermography survey result on have to work hard to uncover the
electromechanical equipment is defficiency of your fire safety systems.
reported. Such survey is conducted to
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findings are then evaluated and magazine. Click here to subscribe.
categorized too.
Follow up Requests
After receiving the fire insurance
survey report, you are requested to
follow their recommendations. Follow
up request will depend on categories
[3]