Lera Technologies has expertise in understanding the geography-specific Basel II implementation requirements and the associated challenges. We can help your bank gain from the implementation through our Tasso - Basel II Implementation Framework

1. Tasso -Basel I I Risk Compliance Solution
Basel II
Risk Compliance Solution
Lera Technologies

2. Basel II Risk Compliance Solution
Overview
“The purpose of Basel II is to create an international standard that banking regulators can use when
creating regulations about how much capital banks need to put aside to guard against the financial
and operational losses. The Basel II recommendations help banks to follow international standards
by creating regulations in risk and capital management.”
Lera Technologies has expertise in understanding the geography-specific Basel II implementation
requirements and the associated challenges. We can help your bank gain from the implementation through
our Tasso - Basel II Implementation Framework. With an experience in implementing Basel II and other risk-
based solutions across global banks, we developed a robust framework for enterprise risk management.
Through it, we accelerate your compliance efforts and aid in meeting your stringent timelines and industry
requirements.
Lera Technologies has worked with leading banks world wide in meeting their specific needs around various
regulations such as Operation Risk and Credit Risk to implement Basel II guidelines in their banks.
Challenges in implementing Basel II - 3 Pillars
Banks face huge challenges while implementing Basel II Standards. The major challenges include:
Inadequate data spread across the organization and disparate systems & processes.
Ø
Multinational Banks face huge challenges to implement Basel II, as their branches and subsidiaries are
Ø
subjected to varied home/ host regulatory requirements.
Adopting an advanced approach to get benefits from Basel II is a challenge to banks because of
Ø
infrastructure scalability and data credibility.
Lera Technologies helps banks to Solvency - II
overcome these challenges and
Pillar-I Pillar-II Pillar-III
provides complete guidance for Basel Minimum Capital Requirement Supervisory Review Process Market Discipline
Capital Requirement for...... Regulatory Framework for Disclosure requirements of
II implementation process. Our Credit Risk Banks Banks
? Standardised Approach. ? Capital
Internal ? Transparency for
framework is based on industry best ? Foundation IRB Adequacy Assessment market participants
Approach. process. concerning the bank’s
practices and addresses key ? Advanced IRB ? Risk Management. risk position.
Approach. ? Enhanced
challenges in end-to-end comparability of
Operational Risk Supervisory Framework banks.
implementation. ?Indicator
Basic ? Evaluation of internal
Approach. systems of Banks.
Standardised Approach.
? ? Assessment of risk
Advanced
? profile.
Lera's Basel II Risk Compliance Measurement
Approach.
? of compliance
Review
with all regulations.
? Supervisory
Solution enhances banks enterprise Measures.
risk management processes, models
Basel-II three pillars
& systems, and integrates them with
the rest of the organization, providing a Fig: Three Pillars of Basel-II
complete view of bank's risk exposure.

3. Basel II Risk Compliance Solution
Why Lera Technologies?
With a vast domain experience in developing solutions to Banking and Financial Services firms especially in Risk
Management, Lera Technologies has developed a dedicated team comprising of Basel II specialists.
Lera Technologies framework helps banks attain greater benefits from our:
M odeling Expertise & Risk Assessment
Modeling expertise & Risk Assessment process which comprises various risk measuring techniques like KRI,
Scorecards, Risk matrix etc followed by Risk Monitoring, Communication and reporting.
S trong Data Management Capabilities
Strong data management capabilities are supported by robust framework. Lera can handle complex and large
data management programs, and also have a Center of Excellence (CoE) dedicated for data
management and business intelligence technologies.
I ndependent Testing Services
Independent Testing Services that focuses on providing dedicated Quality Assurance services which help you
build test strategies that align well with business strategies.
Risk Compliance Solution Framework
Our comprehensive framework comprises the following:
Pillar I Implementation Framework includes minimum capital requirements for operational, credit and
market risk.
Operational Risk Management(ORM) Framework includes Risk Identification, Risk Assessment,
Risk Mitigation, Risk Monitoring and Risk Reporting. The key functionalities that includes in ORM
Framework are Key Risk Indicators, Audit Trails, Issue Tracker, Loss Event Management, Action
Plans, Quality Control Check, Heat Maps and Scorecards.
Credit Risk Management(CRM) Framework includes Collecting Borrower & Loan data from
external system through integration, computing credit risk, Monitoring and managing risk rating,
Portfolio Management and Risk reporting. The key functionalities that includes in CRM Framework
are data quality, rating models, stress testing and back testing.
Pillar II Implementation Framework includes supervisory review & approval process, key performance
indicators, internal capital adequacy assessment, risk capital performance assessments, alerts
management etc..
Pillar III Implementation Framework includes reporting capabilities, ad hoc reporting etc. which is used
to enhance the degree of transparency in banks' public reporting to shareholders and customers.

4. Basel II Risk Compliance Solution
Benefits of Basel II Risk Compliance Solution
Improved capability for setting and monitoring risk limits.
Ø
Effective Utilization of capital with reduced risk.
Ø
Ø operational losses resulting from better controls and monitoring.
Lower
Experience increased market reputation and investor confidence.
Ø
Facilitates seamless integration with your systems
Ø
Solution can be customized to suit the efforts of your bank across the globe.
Ø
Framework allows banks to follow industry best practices, standards and processes to meet
Ø
industry benchmarks.

5. Basel II Risk Compliance Solution
About Us
Lera Technologies is a global IT Solutions and Services Company that offers a
wide array of solutions especially for Banking and Financial Services. Starting
from providing solutions for Risk and Compliance, Business Intelligence,
Spend Data Management, Business Process Management, elearning to
implement IT solutions for clients, Lera straddles this entire space. Our
innovative solutions deliver measurable value through increased process
efficiency thus helping businesses to take faster and better decisions.
Clientele
Contact Us
USA EUROPE INDIA
Lera Technologies Inc Lera Technologies Lera Technologies
146, Briar Lane, 229 Arc, Makarios, Plot #1, New SBH Colony,
Norwich, 3rd Avenue, Meliza Court, West Marredpally,
Connecticut - 06360. 4th Floor, Limassol 3105. Secunderabad-26,
Cyprus. India.
Tel: +1 (646) 915 - 0640
Tel: +91 40 27700000
Email: info@leratechnologies.com Email: info@leratechnologies.com Email: info@leratechnologies.com
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