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Semelhante a ARE YOU PREPARED TO MEET THE REAL WORLD?
Semelhante a ARE YOU PREPARED TO MEET THE REAL WORLD? (20)
ARE YOU PREPARED TO MEET THE REAL WORLD?
- 1. Are YOU prepared to Meet the Real World? © 2008 Financial Health Counseling Services, Inc. Prepared by: Diane R. Schmidt Certified Financial Health Counselor www.fhcsi.info diane . [email_address] .info
- 29. Begin your Spending Plan Before a realistic spending plan can be established, you must know where your money is spent.
- 30. Begin your Spending Plan Before a realistic spending plan can be established, you must know where your money is spent.
- 31. What is a Spending Plan?
- 32. More on Spending Plans All spending plans should include a savings item. Without an emergency savings account, any unexpected financial hardship can derail your financial health. The percentages shown are recommended limitations on monthly spending for each category
- 45. February 22, 2010 changes
- 60. What is the purpose of Schumer Box?
- 61. EXAMPLE OF SCHUMER BOX
- 63. Using Credit Wisely What is a FICO score? ( developed by Fair Isaac Co ) A three digit number ranging from 400 to 850. The higher the number, the lower the credit risk. Currently, FICO scores provide the best guide to future risk based soley on credit report data. Enables lenders to make credit decisions through the use of “artificial intelligence”. Utilizing technology, lenders can remove human involvement in the credit decision process and interest rate assignment, based on credit scores.
- 81. What makes a good Manager? DOES THIS SCARE YOU? If you leave college with $10,000.00 on a credit card and never make another charge, you will be nearing retirement before the debt is paid in full. This is the reality of making only the minimum monthly payment.
Notas do Editor
- How Financially literate are you?
- Specific - I will pay off my credit card balance with my first pay check Measurable - Were you able to pay off the credit card balance with your first check Viable - You will bring home, after taxes and benefits, $3000 per month. Your current credit card balance is $3500 Did you derail your success from the start?
- Specific - I will pay off my credit card balance with my first pay check Measurable - Were you able to pay off the credit card balance with your first check Viable - You will bring home, after taxes and benefits, $3000 per month. Your current credit card balance is $3500 Did you derail your success from the start?
- Specific - I will pay off my credit card balance with my first pay check Measurable - Were you able to pay off the credit card balance with your first check Viable - You will bring home, after taxes and benefits, $3000 per month. Your current credit card balance is $3500 Did you derail your success from the start?
- Review your specific expense numbers and determine if you fall within the above suggested numbers
- Review your specific expense numbers and determine if you fall within the above suggested numbers
- Installment credit Secured - car loans and mortgages Unsecured - student loans and personal loans Non-installment credit - utility bills and medical bills
- Installment credit Secured - car loans and mortgages Unsecured - student loans and personal loans Non-installment credit - utility bills and medical bills