Individual Disablity through the Standard

1. Individual disability income insurance at The Standard For producer use only. Not for use with consumers.

3. Why individual disability income insurance is so valuable for your customers Return to Table of Contents

7. The Protector+ SM Individual disability income insurance Return to Table of Contents

22. The Protector+ individual disability income insurance The Protector+ Optional Riders 5A 4A 3A 2A A B Residual Disability Rider Supplemental Social Insurance Rider Indexed Cost of Living Rider Future Purchase Option Rider Noncancelable Rider Own Occupation Rider * * The Own Occupation Rider is available for all 3A, 3P, 4A and 4P occupations except podiatrists and self-employed stockbrokers. 4P 3P Catastrophic Disability Benefit Rider Occupation Class

31. The Protector SM Individual disability income insurance (California only) Return to Table of Contents Skip this section

45. The Protector individual disability income insurance The Protector SM Optional Riders 5A 4A 3A 2A A B Residual Disability Rider Supplemental Social Insurance Rider Indexed Cost of Living Rider Future Purchase Option Rider NonCancelable RIder Own Occupation Rider * *The Own Occupation Rider is available for all 3A, 3P, 4A, 4P and 5A occupations except podiatrists and self-employed stockbrokers. 5A 4A 3A 2A A B 4P 3P

52. There are three kinds of disability Return to Table of Contents

55. Disability claims at The Standard We take good care of your customers Return to Table of Contents

58. About The Standard Return to Table of Contents