Kelly C. Ruggles is a fee-based financial planner and educator from Spokane, Washington. With nearly twenty years of experience in the field, Kelly C. Ruggles believes that only by receiving an education in regards to financial retirement planning can retirees and preretirees make informed contributions toward building their financial plan.

1. Kelly C. Ruggles Believes Education is Essential for Financial Security

2. Kelly C. Ruggles is a fee-based financial planner and educator from Spokane, Washington. With nearly twenty years of experience in the field, Kelly C. Ruggles believes that only by receiving an education in regards to financial retirement planning can retirees and preretirees make informed contributions toward building their financial plan.

3. According to Kelly C. Ruggles, the financial requirements for each person are different regarding their retirement, and any standardized plan cannot meet everyone‘s needs. This concept strengthens the need for customized retirement plans, says Kelly C. Ruggles. Such customized plans are drafted from knowledge of the retiree’s situation and his or her goals for retirement.

4. Kelly C. Ruggles states that by knowing the intricacies of retirement financial planning, retirees are better educated to determine if their money is being invested wisely or not. Retirees can discuss their retirement plans with their financial advisor confidently once they understand financial planning processes.

5. Kelly C. Ruggles has written several articles about retirement financial planning and how seniors can go about drafting a plan. Many articles written by Kelly C. Ruggles have been published in prominent financial journals and are available on his Web site.

6. Kelly C. Ruggles also has authored a book, “Financial Concerns for Retirement,” in which he simplifies complex retirement financial planning strategies. The chapters from this book also are available on the Web site of Kelly C. Ruggles.

7. In addition, Kelly C. Ruggles conducts seminars and workshops in the Spokane, Washington area. His workshops focus on the investment aspects of retirement years, and he talks about how retirees can save money while paying taxes, how they can develop a balanced investment plan, the financial risks they should be aware of, and the importance of Wall Street and investment in mutual funds.

8. To learn more about Kelly C. Ruggles and the financial advice provided through his company, American Reliance Group Inc., browse through www.kellyruggles.com.

9. Thanks