This presentation introduces homeowners to the NestWorth Equity Access Agreement - the alternative to the jumbo reverse mortgage.

1. Equity Access Agreements Homeowner Introduction

2. Your retirement is safer than you think

3. An Equity Access Agreement is a contract between you and NestWorth It is secured by a recorded deed of trust on your home. Equity Access Agreement

4. You receive substantial monthly payments from NestWorth for a term that is selected by you. You Choose the Payment Term Monthly Payments 10 to 25 year options You decide when the Agreement ends

5. An Equity Access Agreement continues until you sell your home. You’re in control. You decide when to sell your home and the sales price.

6. You receive the sales proceeds. The sales process is controlled by you. The only NestWorth requirement is that it be an “arms length” transaction Sales Proceeds

7. When you sell your home you also receive any “ Unpaid consideration” from NestWorth Unpaid Consideration NestWorth pays you any unpaid payments when you sell your home Sales Proceeds

8. The NestWorth Share is the amount NestWorth receives in exchange for the payments sent to you. Payments NestWorth Share The beginning NestWorth Share is specified in the Agreement. It can increase when the values of homes in your area increase.

9. When the home is sold the “NestWorth Share” is sent to NestWorth. NestWorth Share Unpaid Consideration NestWorth sales proceeds are equal to the NestWorth Share minus any unpaid consideration Sales Proceeds