The campaign to end the mortgage industry...a Bail-Out for the People, so no mortgage or rent payments ever again. Housing for all.

1. Reforming industry.
One industry at a time.
So we can be free again…
THE BATMAN/WOMAN MISSION:
A BAIL-OUT FOR THE PEOPLE
VOTE + SHARE BY FEB. 14/13
#PEACE

2. Justice + the economy apply to
each of the ~7 BILLION people
in the world.
Bottom line? We’re pawns in a
big pyramid scheme that is
only benefiting a small
minority at the top – especially
in the business of land.

3. If we unite on one issue
+ VOTE ONLINE, we can
collectively make life
better for everyone!

4. Social media has shifted the balance of power from big business back to the people –
where it belongs…so they can be involved in making the law + society better!
Using the rules of the game to make industry work for us, not against us!

5. STARTING WITH THE
MORTGAGE INDUSTRY
The industry that keeps
us most enslaved to
debt…whether you are
an individual or a
business owner.
But housing is a basic
human need, NOT a
luxury!

6. The Business of Land affects all citizens in a country.
We are all stakeholders in the mortgage industry.
Either directly as borrowers or indirectly as renters…

7. Why? Because we have collectively accepted the private
property land system, a bedrock of the capitalist system
Therefore, a mortgage or lease must separate…
people
their homes
from
mortgage/lease

8. BUT WHO BENEFITS FROM THE
MORTGAGE/REAL ESTATE INDUSTRY?
THE SHAREHOLDERS AT THE TOP OF THE PYRAMID…
Because that is the corporate governance model we have adopted.
The further you are down the pyramid…
the less you feel the positive benefits …
in fact, you are shut out from
the system entirely. Shareholders
Directors & Officers
Employees in the Industry
Real Estate + Mortgage Brokers +
Agents
Landlords
Borrowers (Land owners)
Renters
People Without Homes

9. How to Make Good Policy Decisions?
• ASK: Does the end goal justify the means?
– End Goal: make $ for shareholders.
– The Means: Extract money from all citizens in a
country + lock them into a cycle of ongoing debt.
• Does the end justify the means in the business
of land? NO!

10. The Ethics of Mortgage-Lending:
• Throughout history, the mortgage lenders have been
condemned by philosophers, journalists, artists,
religious authorities, the lists goes on, for practicing
in the art of something that is ethically WRONG. All
religious people in the Medieval Times opposed it.
• The idea of profiting from money = usury = was
considered unjust.
• Although we’ve accepted mortgage lending for
centuries, it does not need to continue. It serves no
socially useful purpose in society. It is a man-made
legal construct which we have created + it only
benefits a small minority.

11. We just need to VOTE to change the
rules of the game…
From MONOPOLY… TO LIFE!

12. The Legal Argument?
By popular vote of the majority of people of any
country, we can switch from a shareholder model of
corporate governance to a
stakeholder model of corporate
governance which is structured
like a honeycomb (rather than a
Pyramid). The bottom line =
maximizing shareholder value =
is replaced by the new bottom
line = maximizing benefits for all
stakeholders.

13. New Bottom Line That Will Benefit All
Stakeholders:
• Eliminate mortgage debt completely at its root by
laying off the mortgage debt collectors by
popular vote of the people!
• A mortgage is NOT an asset, it’s a debt, an
obligation – the thing that separates people from
their homes + the document that requires us to
spend the majority of our lives paying down.

14. THE BATMAN/WOMAN MISSION
A Bail-Out for the People!
It’s not about taking something for nothing, but accepting what was ours in the first place.
Letting the law evolve from personal real estate to collective common estate.
Thus, alleviating the biggest financial burden that we all face.

15. By laying off the mortgage debt collectors by popular vote
of the people, you are effectively taking away the
mortgage document, the debt, and extending a benefit to
all stakeholders. The people still remain in their respective
homes, but they are not obligated to pay back their
mortgage, because the mortgage no longer exists.
From there, we can ensure that everyone has access to
safe + comfortable housing! We all have smartphones, let’s
get smart here…

16. Yes, of course. It’s simple math.
Majority rules. And basic cost-
benefit analysis. The Canadian
government urges citizens to be
active in law-making + to take a
big picture perspective of the
law as long as it is done
lawfully...and this is the result!
“iS THE
BATMAN/WOMAN
MISSION LEGAL??? IT
SEEMS TO GOOD TO BE
TRUE…

17. This would allow us to
embrace one rule our
society has put on the
backburner:
THE GOLDEN RULE

18. VOTE HERE!
• IF YOU ARE AMERICAN:
• https://www.change.org/en-CA/petitions/america-the-
batman-woman-mission-pink-slip-to-the-mortgage-debt-
collectors-on-feb-14-13-housing-for-all-no-mortgage-or-
rent-payments-ever-again
• IF YOU ARE CANADIAN:
• https://www.change.org/en-CA/petitions/canada-the-
batman-woman-mission-pink-slip-to-the-mortgage-debt-
collectors-on-feb-14-13-housing-for-all-no-mortgage-or-
rent-payments-ever-again
• More countries to be added!
• To vote, you will need to sign up for an account on
Change.org (via Facebook or e-mail).

19. DEADLINE
VALENTINE’S
2013
SPREAD
AND MOVE

20. Mortgage lending may be your dream, but it’s killing ours.
CREATIVE
JUSTICE
creativejustice8@gmail.com
Text: 416-576-8424