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Malaysia holiday package arranged by D’Asia Tours comprises of 3 days $ 2 nights to 5 days & 4 nights extensive sightseeing packages. Starts at Rs.32,000/- only per person. Limited period offer and so we advise you to contact us as soon as possible.
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Kerala Malaysia tour package is one of the most sought after tour packages offered by D’Asia Tours. Starting from 3 days and 4 nights, there are numerous Malaysia tour packages that suits everyone’s interests and budget. Hurry up and contact us today itself to book your dream tour to Malaysia!
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This is the Spanish version of my presentation on the implications of de-risking on the financial sector, especially in Latin America. I highlighted what de-risking is, its impact, regional and international groups working on de-risking and some of the potential steps that the industry can take to address the thorny issue of de-risking. Let me now your thoughts.
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All over the world, small loans to invididuals and very small business are increasingly made using digital channels, whether online, via a mobile devide or through an agent. However, trust, confidence and responsible lending practices need to be in place to ensure this industry is successful and its customers are protected and empowered. In Responsible Digital Credit, CFI Fellow John Owens outlines the digital credit landscape and the risks customers face, and examines the best practices, standards and initiatives that exist or should be implemented to improve consumer protection in digital lending. Ultimately, John argues, it will take a village to ensure that digital credit clients are protected—including govenrment, regulators, industry players, advocates and consumers themselves. He sees three key activities: 1) industry self-regulation, 2) certification of digital credit providers, and 3) directly empowering consumers, as key to the future of what responsible digital credit looks like. This report is published jointly with the Smart Campaign and was made possible by support from Mastercard Foundation and other partners. See https://mobilemoneyfordevelopment.wordpress.com/2018/08/02/a-framework-for-responsible-digital-credit/ to download the report,
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John Owens
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John Owens
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John Owens
Presentation on the paper "Alternative Data Transforming SME Finance" presented at the Global Partnership for Financial Inclusion 2017 forum in Berlin, Germany #GPFI Special thanks to my co-auithor, Lisa Wilhelm who provided substantial inputs for this paper and presentation.
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In this webinar, I shared updates on the growing shift from mobile money to broader digital financial services to promote financial inclusion. These broader services include greater integration and convergence of electronic funds transfers, debit/ATM cards, and agent banking. Over the past couple of years, a range of public and private players such as USAID, the Better Than Cash Alliance, the Bill & Melinda Gates Foundation, the Alliance for Financial Inclusion, and other groups have actively supported or focused on policy areas that promoted the use of digital financial services for greater financial inclusion. With the greater role of governments, regulators, private sector players, and more importantly, the role and perspective of clients at the base of the economic pyramid, this new emphasis on digital financial services, has a much better chance of accomplishing deeper financial inclusion than we have seen in the past. This presentation focuses on this broader approach to improving financial inclusion and shares lessons learned from a practitioner in the field point of view.
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