Investyz is an independent investment property advisor focused on the French market with a high long-term growth potential and freehold fixed income. Our aim is to source, select and provide low risk tailored real estate investments and competitive local finance for our international clients, whether they be private or institutional.

1. Complete French Property Specialist

2. What We Provide Investyz provides a selection of fully managed and tax efficient property investments in France in strategic locations with guaranteed rental income for 18 years. Our role is to support our clients throughout the buying process, saving them valuable time and providing them with assistance where needed, whether it be by dealing with developers, preparing mortgage applications, liaising with the Notary, and so forth.

3. Property Research and Selection Investyz sources and selects what seems the best property opportunities available at the moment according market data, developers track records, development construction material, in the best interests of our clients. All our clients receive a full updated data market, a due diligence of any developer we work with.

4. Property Expert Consultancy With years of expertise in pan-European real estate markets, our team is fully aware of market data, local property law, buying process, current mortgaging conditions.

5. Property Investment Features Guaranteed Rental Return between 3,5% and 4,7%, Net of all running costs. 19,6% VAT of the purchasing price rebate upfront. 9 years lease, automatically renewable. No capital Gains Tax after 15 years & no Income Tax.

6. Property Investment Features Strategic location only: Paris, French Alps, and the French Riviera. All the properties are fully managed, all repairs and maintenances are paid by the facility management company. Personal use options. Attractive mortgage fixed or variable rates available, up to 100% loan to value of the purchase price.

7. Financing Solutions Investyz Ltd has signed formal agreements with the most reputable and established French Banks. When needed we can arrange financing up to 100% of the purchase price for our clients at extremely competitive fixed or variable rates up to 30 years duration. Depending of your status you can benefit of Investyz mortgage solution if you are a national of a major country.

8. The French Leaseback Property Scheme What is it? Characteristics Why was it introduced? Safe investment Benefits Purchase process

9. What Does Leaseback Mean? Investors buy the freehold of a property outright. The property is leased back to a management company who specialize in the tourist management, maintenance and rental of these properties for a minimum 9-year period. In return owners receive a guaranteed annual return, irrespective of occupancy of the property, NET of all communal charges, maintenance and running costs.

10. Leaseback in France A popular way to invest in property in France is to buy a leaseback property. Investors benefit from a government-backed VAT-refund incentive. Property is leased back to a management company for a minimum period of 9 years. investors benefit from guaranteed annual returns from their fully managed and maintained property, and no ongoing maintenance or running charges.

11. Characteristics A freehold, fully furnished property. Investor entitled to benefit from the 11-19.6% VAT rebate. Property leased to a reliable management company for minimum 9 year period, with automatic renewal for a further 9 years. Investors receive index-linked, guaranteed net rental income of up to 4.5% with options for personal usage. No running charges or maintenance costs

12. Why was Leaseback Introduced? Since the 1960s until today, a large number of tourists have been visiting friends. France is the most visited country in the world with 40 million tourists as of 2010. The French government recognised the need to encourage investment in the construction of tourist residences. An incentive was offered to investors by refunding the VAT on the purchase price of properties built for leaseback purposes.

13. Leaseback Property Benefits Freehold ownership Full VAT 19.6% rebate on the purchase price Guaranteed index linked rental income High-end furnished properties The property is fully managed by a reliable management company Guaranteed up to 4.7% cap rates and personal occupancy available Financing from reputable French banks up to 100% of the price

14. A Safe and Secure Way to Invest in French Property Owners receive a guaranteed rental income irrespective of occupancy of the property, net of all communal charges, maintenance and running costs. Today France stands as one of the most visited countries in the world, making French properties very demanded. The French government offers an incentive to investors by refunding the V.A.T of the purchase price of properties built for leaseback purposes.

15. Purchasing Process 7 steps Simple procedures Flexibility Investyz assistance

16. Reservation Speak to your Consultant, who will advise and place a 2 to 5 day reservation option on the apartment that suits your needs.

17. Deposit Payment In order to confirm your reservation you will need to pay a reservation deposit of between 2 % to 5% of the price of the property including VAT by bank transfer to the French notary’s bank escrow account before the reservation option drops. All details will be provided. Once the bank transfer is made, fax or email the proof of transfer to our office.

18. Reservation Contracts The reservation contracts will be filled in with the names you request and the ownership formula you have selected and sent to your home address via Fed Ex or next day delivery. You will receive 2 copies in French with the site plan, block and floor plans of the property. You will be provided explanations where to sign and initial.

19. Return of Contracts You have 10 working days to return the reservation contracts back to our office. The developer will then send the contracts to the notary for validation and once they are checked and approved you will be sent a counter-signed copy for your records. Upon receipt of this contract, you will have a 10-day cooling off period, as stipulated by French Law, during which time you may cancel.

20. Notification As stipulated in your reservation contract, the beneficiary is responsible for the staged payments. The second staged payment will be requested by the notary who will also send you official sales contracts for signature. You will have the option to sign by proxy and have documents certified in front of a notary public or to sign at the notary in person in France. The notification paperwork should be returned to the assigned Notary, with the second stage payment, and the Notary fees.

21. Subsequent Staged Payments The notary will either request: Future staged payments upon the achievement of certain levels of construction. Renovation if you are a cash buyer. The funds directly from your bank directly if you are buying with a mortgage

22. Completion The notary will send you a copy of the sales contracts for your records. You will be receiving a registration number, which you will need when staying in your property or using your owner’s discount to stay at other of the Management Company’s properties. Should you have chosen an ownership formula with usage you will be sent a form every year asking you to select when you want to use your allocated weeks so that these may be reserved for you. There will be a telephone number dedicated to owners for all owner enquiries.

23. Thank You For Your Time