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CREDIT RISK AND  RISK MANAGEMENT  IN BANKS
CREDIT RISK ,[object Object],[object Object],[object Object],[object Object]
6C`S OF CREDIT ,[object Object],[object Object],[object Object],[object Object],[object Object]
OBTSTACLES IN CREDIT RISK MANAGEMENT ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
CREDIT RISK MANAGEMENT  -  OVERVIEW ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
METHODS - REDUCTION OF CREDIT RISKS ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
CREDIT DERIVATIVES ,[object Object],[object Object],[object Object],[object Object],[object Object]
CREDIT RISK IN INDIA AND SARFAESI ACT 2002 ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
PROCESS OF SECURITIZATION   ANCILLARY SERVICE PROVIDERS OBLIGOR (Borrower)   SPV ORIGINATOR (Banker) CREDIT RATING OF SECURITIES CREDIT RATING AGENCY BANKER INVESTORS (QIBs) ISSUE OF SECURITIES SALE OF ASSETS
RISKS IN COMMERCIAL BANKING Management Risk Business Operations Systemic Risk EDP Risk Market Operations, ALM Operation Risk Liquidity Risk Lending Operations Foreign Exchange Risk Interest Rate Risk Management & Internal Controls Credit Risk
CROSS BORDER MONEY FLOWS AND REGULATIONS  ,[object Object],[object Object],[object Object],[object Object],[object Object]
BASEL ACCORD AND  BASEL II NORMS ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object],[object Object],ASSET LIABILITY MANAGEMENT
ALM STRUCTURE GENERAL ASSET, LIABILITY & CAPITAL MANAGEMENT SPECIFIIC LIBILITY MANGEMENT ASSET MANAGEMENT FINANCIAL  BALANCE SHEET MANAGEMENT INCOME & EXPENDITURE MANAGEMENT
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
CAPITAL ADEQUACY RATIO ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Capital Adequacy Ratio (Contd.) ,[object Object],[object Object],[object Object],[object Object],[object Object]
INTEREST RATE   RISK ,[object Object],[object Object],[object Object],[object Object],[object Object]

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Chapter 08 risk management in banks

  • 1. CREDIT RISK AND RISK MANAGEMENT IN BANKS
  • 2.
  • 3.
  • 4.
  • 5.
  • 6.
  • 7.
  • 8.
  • 9. PROCESS OF SECURITIZATION ANCILLARY SERVICE PROVIDERS OBLIGOR (Borrower) SPV ORIGINATOR (Banker) CREDIT RATING OF SECURITIES CREDIT RATING AGENCY BANKER INVESTORS (QIBs) ISSUE OF SECURITIES SALE OF ASSETS
  • 10. RISKS IN COMMERCIAL BANKING Management Risk Business Operations Systemic Risk EDP Risk Market Operations, ALM Operation Risk Liquidity Risk Lending Operations Foreign Exchange Risk Interest Rate Risk Management & Internal Controls Credit Risk
  • 11.
  • 12.
  • 13.
  • 14. ALM STRUCTURE GENERAL ASSET, LIABILITY & CAPITAL MANAGEMENT SPECIFIIC LIBILITY MANGEMENT ASSET MANAGEMENT FINANCIAL BALANCE SHEET MANAGEMENT INCOME & EXPENDITURE MANAGEMENT
  • 15.
  • 16.
  • 17.
  • 18.