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Considerations for Credit Unions Offering Payday Loan Alternatives

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Payday Loan Considerations for Credit Unions Lois I. Kitsch National Program Manager REAL Solutions ™
Strategy for Financial Success LOW WEALTH FAMILIES EDUCATION CREDIT TRANSACTION SERVICES SAVINGS PRODUCT AWARENESS COUNSELING STAFF TRAINING PAYDAY ALTERNATIVE SMALL LOANS USED CAR LOANS LOAN POLICIES STAFF AWARENESS LOW MEMBERSHIP FEE SAVINGS AWARENESS SAFE ACCOUNTS LONG TERM SAVINGS CHECK CASHING FEE FREE CHECKING MONEY ORDERS REMITTANCES TAX PREPARATION CREDIT UNION HOME OWNERSHIP HLPR LOAN COUNSELING STAFF TRAINING CREDIT SCORE
Who are these REAL People? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
R.E.A.L. People Use AFS Service Providers ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
A Credit Union Opportunity... Really ?
Do Our Members Use Payday Lenders YES!!! 100% of Wisconsin Credit Unions 100% of Ohio Credit Unions 100% of Kansas Credit Unions 91% of Maryland Credit Unions Of the 60 REAL Solutions Credit Unions Surveyed
Do Our Employees Use Payday Lenders YES!!! 50% of Wisconsin Credit Unions 67% of Ohio Credit Unions 75% of Maryland Credit Unions Of the 48 REAL Solutions Credit Unions Surveyed
Things to Think about… ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Marketing ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Telling the Story ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Success Stories ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Sample Success ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
GoodMoney Scorecard ,[object Object],[object Object]
Pennsylvania Credit Unions ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Freedom Suite of Products ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Estimated Savings to Members +$500,000
To Learn More ,[object Object],[object Object],[object Object],[object Object]

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  • 1. Payday Loan Considerations for Credit Unions Lois I. Kitsch National Program Manager REAL Solutions ™
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