Contact us for Down Payment Assistance. 443-943-6486. Learn about all the down payment assistance programs available to first time home buyers in Maryland.

1. Down Payment Assistance
Programs in Maryland
https://www.marylandnewhomepurchase.com/maryland-down-
payment-assistance-programs.html

2. ​There are various down payment assistance programs for first time home buyers in Maryland.
There are also some forgivable grants for down payment assistance and closing costs for first
time home buyers in Maryland. One of the biggest obstacles to home-ownership is coming up
with a required down payment. Down payment assistance programs and grants help many
achieve their home-ownership dreams that otherwise would not. Many locations in Maryland
also qualify for USDA 100% financing loans. State or Local County Employees may be eligible for
additional down payment assistance.
Not every first time home buyer qualifies for down payment assistance or grants. There are
statewide down payment assistance programs and there are county or city specific programs in
Maryland. Our team here at Buy a New Home in Maryland can assist you in finding a program
that you may qualify for. We will also help you apply to various programs that may be helpful
for you. Give us a call at 443-531-9715 or contact us. Here is a list of all available down
payment assistance programs and grants in Maryland available to first time home buyers. Get
pre-approved.

3. Anne Arundel County MD Down Payment AssistanceGrants: Mortgage Assistance Program (MAP)Provides
up to $20,000 in down payment and closing cost assistance. These funds are a 0 interest 0 payment loan
that is repayable when you sell your home, transfer title, or in 30 years, whichever come first. Must meet
program guidelines for eligibility. Maryland Mortgage Program (MMP) ​Provides up to $5,000 for down
payment assistance as a 0 interest deferred payment loan which must be repaid after 30 years, you
refinance, or sell the home. Must meet program guidelines. Contact us for assistance.
Allegheny County MD Down Payment AssistanceGrants: Maryland Mortgage Program (MMP) Provides up
to $5,000 in down payment assistance in the form of a 0 interest deferred payment loan that must be repaid
after 30 years, you refinance, or sell the home. Must meet program guidelines. Contact us for assistance.
Baltimore City MD Down Payment AssistanceGrants: Maryland Grand Slam in Baltimore City This is a joint
effort program by the State of Maryland and Baltimore City. ​Provides a total of $7,500 in down payment and
closing cost assistance. This is a limited availability program. Must complete an approved first time home
buyer class. Must meet program guidelines. There are several other grant programs available such as the
Good Neighbors Program, CDBG, DSELP, Buying into Baltimore, Live Near Your Work. These programs
provide $5-6,000 in grants towards down payment assistance. Contact us for assistance.
Baltimore County MD Down Payment AssistanceGrants: Settlement Expense Loan Program (SELP) ​Provides
a deferred loan for down payment assistance which is forgiven if the buyer stays in the home for a minimum
of 15 years. Participants must attend approved home buying classes. Must meet program eligibility
guidelines. Maryland Mortgage Program (MMP) Provides up to $5,000 in the form of a deferred 0 interest
loan. Must meet eligibility guidelines. Contact us for assistance.

4. Calvert County MD Down Payment AssistanceGrants: ​House Keys for Employees (HK4E) Available only if your
employer participates in the HK4E program. Can provide a total of up to $15,000 in down payment and closing cost
assistance. ​Maryland Mortgage Program (MMP) Provides up to $5,000 in down payment assistance as a deferred
payment 0 interest loan. Eligibility guidelines. Contact us for assistance.
Caroline County MD Down Payment AssistanceGrants: Maryland Mortgage Program(MMP) Provides up to $5,000 in
down payment assistance help in the form of a 0 interest deferred payment loan. Must meet eligibility guidelines.
Contact us for assistance.
Carroll County MD Down Payment AssistanceGrants: Maryland Mortgage Program (MMP) Provides up to $5,000 in
down payment assistance in the form of a 0 interest free deferred payment loan. Eligibility guidelines. Contact us for
assistance.
Cecil County MD Down Payment AssistanceGrants: Maryland Mortgage Program (MMP) ​Provides up to $5,000 in
down payment assistance in the form of a deferred payment 0 interest loan. Program guidelines. Contact us for
assistance.
Charles County MD Down Payment AssistanceGrants: ​Maryland Mortgage Program (MMP) ​Provides up to $5,000 in
down payment assistance in the form of a 0 interest deferred payment loan. Program guidelines. Community
Development Block Grant (CDBG) Provides up to $15,000 in down payment and closing costs assistance. This is a 0
interest deferred payment loan that is forgiven as long as you stay in the home 5 or more years. Those who qualify for
Charles County CDBG program can also apply for SELP which offers up to an additional $6,000 in the form of a deferred
payment loan. Contact us for assistance.

5. Dorchester County MD Down Payment AssistanceGrants: Maryland Mortgage Program (MMP) Program offers up to
$5,000 in down payment assistance in the form of a 0 interest deferred payment loan. Program guidelines. Contact us
for assistance.
Frederick County MD Down Payment AssistanceGrants: Homebuyer Assistance Program (HAP) Program provides up
to $7,000 in closing cost assistance in the form of a 0 interest deferred payment loan. Program guidelines. ​Maryland
Mortgage Program (MMP) Program provides up to $5,000 in down payment help in the form of a 0 interest deferred
payment loan, Program guidelines. Contact us for assistance.
Garrett County MD Down Payment AssistanceGrants: ​Maryland Pathway to Homeownership. ​Program offers up to
$15,000 in closing and down payment assistance in the form of half grant half 0 interest deferred payment
loan. ​Maryland Mortgage Program (MMP) Program provides up to $5,000 in down payment assistance in the form of a
0 interest deferred payment loan. Program guidelines. Contact us for assistance.
Harford County MD Down Payment AssistanceGrants: ​American Dream Down Payment Initiative (ADDI) Program
provides up tp $5,000 in down payment assistance as a 0 interest deferred payment loan which is forgivable after 5
years. Maryland Mortgage Program (MMP) Provides up to $5,000 in down payment assistance in the form of a 0
interest deferred payment loan. Program guidelines. Contact us for assistance.
Howard County MD Down Payment AssistanceGrants: ​Settlement Down Payment Loan Program (SDLP) Program
provides up to $40,000 in down payment closing costs assistance in the form of a deferred payment loan at 2% lower
than the first mortgage interest rate. ​Maryland Mortgage Program (MMP) ​Program provides up to $5,000 in down
payment assistance in the form a 0 interest deferred payment loan. Program guidelines. Contact us for assistance.

6. Kent County MD Down Payment AssistanceGrants: Maryland Mortgage Program (MMP) Provides up to $5,000 in
down payment assistance in the form of a 0 interest deferred payment loan. Program guidelines. Contact us for
assistance.
​Montgomery County MD Down Payment AssistanceGrants: Maryland Mortgage Program (MMP) Provides up to
$5,000 in down payment assistance in the form of a 0 interest deferred payment loan. Program guidelines. Contact
us for assistance.
Prince Georges County MD Down Payment AssistanceGrants: Maryland Mortgage Program (MMP) ​Provides up to
$5,000 in down payment assistance in the form of a 0 interest deferred payment loan. Program guidelines. Contact
us for assistance. ​MMP Triple Play Program provides up to $10,000 in down payment assistance in the form of a 0
interest deferred loan and an additional $10,000 grant in certain zip codes.
Queen Anne's County MD Down Payment AssistanceGrants: Maryland Mortgage Program (MMP) Provides up to
$5,000 in down payment assistance in the form of a 0 interest deferred payment loan. Program guidelines. Contact
us for assistance.
Somerset County MD Down Payment AssistanceGrants: Maryland Mortgage Program (MMP) Provides up to
$5,000 in down payment assistance in the form of a 0 interest deferred payment loan. Program guidelines. Contact
us for assistance.

7. Saint Mary's County MD Down Payment AssistanceGrants: Maryland Mortgage Program (MMP) Provides up to
$5,000 in down payment assistance in the form of a 0 interest deferred payment loan. Program guidelines. Contact
us for assistance.
Talbot County MD Down Payment AssistanceGrants: Maryland Mortgage Program (MMP) Provides up to $5,000 in
down payment assistance in the form of a 0 interest deferred payment loan. Program guidelines. Contact us for
assistance.
Washington County MD Down Payment AssistanceGrants: Maryland Mortgage Program (MMP) Provides up to
$5,000 in down payment assistance in the form of a 0 interest deferred payment loan. Program guidelines. Contact
us for assistance.
Wicomico County MD Down Payment AssistanceGrants: Maryland Mortgage Program (MMP) Provides up to $5,000
in down payment assistance in the form of a 0 interest deferred payment loan. Program guidelines. Contact us for
assistance.
​Worcester County MD Down Payment AssistanceGrants: Maryland Mortgage Program (MMP) Provides up to $5,000
in down payment assistance in the form of 0 interest deferred payment loan. Program guidelines. City of Worcester
Program offers up to $10,000 by means of a 0 interest deferred payment loan. The loan is forgiven after 5-10 years
as long as you maintain residence. This program is only available for purchases within the city of Worcester. Contact
us for assistance.

8. Contact us for updated information on currently funded and available down payment assistance programs in
Maryland. Our team can help you out with the application and approval. ​Our team can also get you pre-approved
for the mortgage loan then set you up with a daily email of homes for sale in the area you want to buy in. View
these homes until you find the homes you want to go see. We can then set you up with a realtor to take you out to
see them. To contact us simply call 443-531-9715 or fill in the contact form.