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Tips To Get Control Student Loans Before Graduation
1.
2. Your fresh out of college, looking for a
job, and have a bunch of student loan
payments to make.
3. It’s true that student loans can be
difficult to repay, but why make it
more difficult than it needs to be?
4. Instead of waiting to finish college to
deal with student loans, get a grip on
your student loans before you
graduate.
5. Understand to the
difference between fixed
and variable rates. Federal
student loans have fixed
rates.
This means that the rate
does not change for the
duration of the loan.
6. Private student loans can have fixed or
variable rates. Variable rates can
change monthly or quarterly
depending on the lender.
7. Understand federal and
private student loans.
You can find what type of
loans you have as part of
your financial aid. Some
people have a mixture of
both.
8. Federal loans are from the federal
government, while private loans are
funded by lenders like banks, and
credit unions.
9. Start paying interest while
you’re still in school, unless
you have a subsidized loan.
Paying your interest early,
can save you money in the
long run.
You can pay as little as $50 a
month, and it will lower the
overall price of your loan.