1. J P M O R G A N C H A S E I N T E R N AT I O N A L C O U N C I L
Hon. George P. Shultz Xi-Qing Gao David J. O’Reilly Ex-Officio Members
Chairman of the Council Chief Executive Officer Chairman and Chief Executive Officer
James Dimon
Distinguished Fellow China Investment Corporation Chevron Corporation
Chairman and Chief Executive Officer
Hoover Institution Beijing, The People’s Republic San Ramon, California
JPMorgan Chase & Co.
Stanford University of China
Michael Pram Rasmussen New York, New York
Stanford, California
Jürgen Grossmann Chairman of the Board
Andrew D. Crockett
President and Chief Executive Officer A.P. Møller-Maersk Group
President
Riley P. Bechtel RWE AG Copenhagen, Denmark
JPMorgan Chase International
Chairman and Chief Executive Officer Essen, Germany
Sir John Rose New York, New York
Bechtel Group, Inc.
William B. Harrison, Jr. Chief Executive
San Francisco, California William M. Daley
Former Chairman Rolls-Royce plc
Vice Chairman
Jean-Louis Beffa JPMorgan Chase & Co. London, United Kingdom
Chairman of the Midwest Region
Chairman New York, New York
Tokyo Sexwale Corporate Responsibility Office
Compagnie de Saint-Gobain
Carla A. Hills Executive Chairman JPMorgan Chase & Co.
Paris-La Défense, France
Chairman and Chief Executive Officer Mvelaphanda Holdings Ltd Chicago, Illinois
Tony Blair Hills & Company Johannesburg, South Africa
Walter A. Gubert
Former U.K. Prime Minister Washington, D.C.
Ratan Naval Tata Vice Chairman
London, United Kingdom
Franz B. Humer Chairman JPMorgan Chase & Co.
The Hon. Bill Bradley Chairman of the Board of Directors Tata Sons Limited Chairman
Former U.S. Senator Roche Holding Ltd. Mumbai, India JPMorgan Chase EMEA
Allen & Company, LLC Basel, Switzerland London, United Kingdom
Marco Tronchetti Provera
New York, New York
Abdallah S. Jum’ah Chairman and Chief Executive Officer
Michael A. Chaney President and Chief Executive Officer Pirelli & C. SpA
Chairman Saudi Arabian Oil Company Milan, Italy
National Australia Bank Limited Dhahran, Saudi Arabia
Cees J.A. van Lede
Perth, Western Australia
Hon. Henry A. Kissinger Former Chairman,
André Desmarais Chairman Board of Management
President and Kissinger Associates, Inc. Akzo Nobel
Co-Chief Executive Officer New York, New York Arnhem, The Netherlands
Power Corporation of Canada
Mustafa V. Koç Douglas A. Warner III
Montreal, Canada
Chairman of the Board of Directors Former Chairman of the Board
Ç
Martin Feldstein Koç Holding A.S. J.P. Morgan Chase & Co.
President and Chief Executive Officer Istanbul, Turkey New York, New York
National Bureau of
The Hon. Lee Kuan Yew Ernesto Zedillo
Economic Research, Inc.
Minister Mentor Director
Cambridge, Massachusetts
Republic of Singapore Yale Center for the Study
Arminio Fraga Neto Singapore of Globalization
Founding Partner New Haven, Connecticut
Minoru Makihara
Gavea Investimentos, Ltd.
Jaime Augusto Zobel de Ayala
Senior Corporate Advisor and
Rio de Janeiro, Brazil
Former Chairman President
Mitsubishi Corporation Ayala Corporation
Tokyo, Japan Makati City, Philippines
184 JPMorgan Chase & Co. / 2007 Annual Report

2. N AT I O N A L A D V I S O R Y B O A R D
Richard I. Beattie William T. Dillard II Darla D. Moore Barry S. Sternlicht
Chairman Chairman and Vice President Chairman and
Simpson Thacher & Bartlett LLP Chief Executive Officer Rainwater, Inc. Chief Executive Officer
Dillard's, Inc. Starwood Capital Group
Leon D. Black Patrick J. Moore
Paul J. Fribourg Doreen A. Toben
Founding Partner Chairman and
Apollo Management, L.P. Chairman and Chief Executive Officer Executive Vice President and
Chief Executive Officer Smurfit-Stone Container Chief Financial Officer
David Bonderman
ContiGroup Companies, Inc. Corporation Verizon Communications
Founding Partner
Donald J. Gogel Michael G. Morris Samuel Zell
Texas Pacific Group
President and Chairman, President and Chairman of the Board
David A. Brandon
Chief Executive Officer Chief Executive Officer Equity Group Investments, L.L.C.
Chairman and
Clayton, Dubilier & Rice, Inc. American Electric Power
Mortimer B. Zuckerman
Chief Executive Officer
John B. Hess Lewis Ranieri
Domino's Pizza, Inc. Chairman
Chairman of the Board Chairman and Boston Properties, Inc.
Richard J. Bressler
and Chief Executive Officer Chief Executive Officer
Managing Director and Head
Hess Corporation Ranieri & Company
of the Strategic Resources Group
James B. Lee, Jr.
Glenn H. Hutchins David M. Rubenstein
Thomas H. Lee Partners, LP
Chairman
Founding Partner Managing Director
Edgar Bronfman, Jr. National Advisory Board
Silver Lake Partners The Carlyle Group
Chairman and
Thomas H. Lee Stephen A. Schwarzman
Chief Executive Officer
Warner Music Group President Chairman, Chief Executive Officer
Thomas H. Lee Capital LLC and Co-Founder
Frank A. D'Amelio
The Blackstone Group
David C. McCourt
Chief Financial Officer and
Henry R. Silverman
Senior Vice President Chairman and
Pfizer Inc. LP Chief Executive Officer Chairman and
Granahan McCourt Capital Chief Executive Officer
David F. DeVoe
Realogy Corporation
Chief Financial Officer
News Corporation
REGIONAL ADVISORY BOARD
Philip C. Ackerman James Fernandez Leo Liebowitz William C. Rudin
Chairman and Executive Vice President and CFO Chief Executive Officer President
Chief Executive Officer Tiffany & Company Getty Realty Corp. Rudin Management Company, Inc.
National Fuel Gas Company
Neil Golub William L. Mack C. David Sammons
Richard A. Bernstein President and CEO Founder and Senior Partner President and CEO
Chairman and The Golub Corporation Apollo Real Estate Advisors L.P. Subaru Distributors Corp.
Chief Executive Officer
Tod Johnson Peter Markson John Shalam
R.A.B. Holdings, Inc.
Chairman and Chairman and Chairman
Rod Brayman Chief Executive Officer Chief Executive Officer Audiovox Corporation
President The NPD Group, Inc. Paris Accessories, Inc.
Scott A. Silverstein
Windmill Distributing Company L.P.
Peter J. Kallet John Morphy President and COO
Robert B. Catell Vice Chairman Senior Vice President, The Topps Company, Inc.
Chairman Oneida Ltd. Chief Financial Officer
Marie Toulantis
National Grid and Secretary
Richard W. Kunes Chief Executive Officer
Paychex, Inc.
Christopher B. Combe Executive Vice President, Barnes & Noble.com
Michael C. Nahl
Chairman and President Chief Financial Officer
Kenneth L. Wallach
Combe Incorporated The Estée Lauder Companies Inc. Executive Vice President
Chairman, President and
and Chief Financial Officer
Eugene R. Corasanti Richard S. LeFrak Chief Executive Officer
Albany International Corp.
Chairman of the Board Chairman and Central National-Gottesman Inc.
James L. Nederlander
CONMED Corporation Chief Executive Officer
Fred Wilpon
LeFrak Organization President
Emil Duda Chairman
Nederlander Producing Company
Richard B. Leventhal
Senior Executive Vice President Sterling Equities, Inc.
of America, Inc.
and Chief Financial Officer Chairman and
Samuel I. Newhouse III
Lifetime Healthcare Company / Chief Executive Officer
Frank Lourenso
Excellus Health Plan Inc. Fedway Associates, Inc. General Manager
Chairman
Advance Publications Inc.
Roger N. Farah John LiDestri
Regional Advisory Board
President and Chief Operating Chief Executive Officer
Officer LiDestri Foods, Inc.
Polo Ralph Lauren
JPMorgan Chase & Co. / 2007 Annual Report 185

3. COMMUNITY ADVISORY BOARD
Lauren Anderson Joseph Carbone Ernest Gonzalez James Klein
Executive Director President/CEO Corporate Committee Chair Executive Director
Neighborhood Housing The WorkPlace, Inc. Long Island Hispanic Chamber Ohio Community Development
Services of New Orleans Bridgeport, CT of Commerce Finance Fund
New Orleans, LA West Islip, NY Columbus, OH
David Chen
Polly Baca Bruce Gottschall Christopher Kui
Executive Director
CEO/Executive Director Chinese American Planning Council Executive Director Executive Director
Latin American Research and New York, NY Neighborhood Housing Asian Americans for Equality
Service Agency Services of Chicago, Inc. New York, NY
William Clark
Denver, CO Chicago, IL
Rhonda Lewis
President/CEO
Dionne Bagsby Colvin Grannum
Urban League of Rochester President/CEO
Retired Commissioner Rochester, NY President/CEO Bridge Street Development Corp.
Tarrant County Bedford Stuyvesant Restoration Brooklyn, NY
Ricardo Diaz
Fort Worth, TX Corp.
Msgr. William Linder
Executive Director
Brooklyn, NY
Salvador Balcorta United Community Center Founder
Meg Haller
Chief Executive Director Milwaukee, WI New Community Corporation
Centro de Salud Familiar La Fe, Inc. Chief Executive Officer Newark, NJ
Peter Elkowitz
El Pasco, TX NW Indiana Quality of Life Council
Rev. Fred Lucas
President
Valparaiso, IN
Frank Ballesteros Long Island Housing Partnership President/CEO
Roy Hastick
Chief Administrative Officer Hauppauge, NY Faith Center for Community
PPEP Microbusiness & Housing President/CEO Development
Ignacio Esteban
Development Corp. Caribbean American Chamber New York, NY
Executive Director
Tucson, AZ of Commerce & Industry
Norm Lyons
Florida Community Loan Fund
Brooklyn, NY
Eli Barbosa Orlando, FL Community Development Corp.
Norman Henry
Director of Neighborhood Chair
Ron Fafoglia
Reinvestment Executive Director One Hundred Black Men
Executive Director
Latin United Community Housing Builders of Hope Community of Greater Dallas
TSP Hope, Inc
Association Development Corp. Arlington, TX
Springfield, IL
Chicago, IL Dallas, TX
Richard Manson
Melissa Flournoy
Rev. Henry Barlow Ralph Hollmon Vice President
President/CEO
Christ Tabernacle Baptist Church President/CEO Local Initiatives Support Corporation
The Louisiana Association of
Chicago, IL Milwaukee Urban League, Inc. New York, NY
Nonprofit Organizations
Milwaukee, WI
Janie Barrera Maria Matos
Baton Rouge, LA
Kevin Jackson
President/CEO Executive Director
William Frey
ACCION Texas Executive Director Latin American Community Center
Vice President / Director
San Antonio, TX Chicago Rehab Network Wilmington, DE
Enterprise Foundation NYC Office
Chicago, IL
Shaun Belle Christie McCravy
New York, NY
Kim Jacobs
President/CEO Director of Homeownership
Reuben Gant
The Mt. Hope Housing Company Executive Director Programs
Executive Director
Bronx, NY Community Capital Resources The Housing Partnership, Inc.
Greenwood Community
Hawthorne, NY Louisville, KY
Pascual Blanco Development Corp.
Rev. Manson Johnson Luis Miranda
Executive Director Tulsa, OK
La Fuerza Unida de Glen Cove Holman Street Baptist Church Chairman
Reginald Gates
Glen Cove, NY Houston, TX Audubon Partnership for Economic
President/CEO
Development
Donnie Brown Erma Johnson-Hadley
Dallas Black Chamber of Commerce
New York, NY
Executive Director Dallas, TX Vice Chancellor for Administrative
Marlon Mitchell
Genesis Housing Development Corp. and Community Services
Sarah Gerecke
Chicago, IL Tarrant County College District Executive Director
Chief Executive Officer
Fort Worth, TX Houston Business Development, Inc.
James Buckley Neighborhood Housing
Houston, TX
Amy Klaben
Executive Director Services of NYC
Andrew J. Mooney
University Neighborhood Housing New York, NY President/CEO
Program Columbus Housing Partnership, Inc. Senior Program Director
Bronx, NY Columbus, OH Local Initiatives Support Corporation
Chicago, IL
186 JPMorgan Chase & Co. / 2007 Annual Report

4. COMMUNITY ADVISORY BOARD (continued)
Randy Moore John Parvensky Winston Ross Rev. Terry Troia
Executive Director President Executive Director Executive Director
Community Works in Colorado Coalition for Westchester Community Project Hospitality
West Virginia, Inc. the Homeless Opportunity Program Staten Island, NY
Charleston, WV Denver, CO Elmsford, NY
Rev. Reginald Tuggle
Vincent Murray Kerry Quaglia Doris Schnider Memorial Economic Development
Executive Director Executive Director President Corporation
Bagley Housing Association, Inc. Home Headquarters, Inc. Delaware Community Roosevelt, NY
Detroit, MI Syracuse, NY Investment Corp.
Mark VanBrunt
Wilmington, DE
Joe Myer Edwin Reed Executive Director
Shirley Stancato
Executive Director Chief Financial Officer Raza Development Fund
NCALL Research Greater Allen Cathedral of NY President/CEO Phoenix, AZ
Dover, DE Jamaica, NY New Detroit, Inc.
Donna Wertenbach
Detroit, MI
Jeremy Nowak Kathy Ricci President/CEO
Thomas Stone
President/CEO Executive Director Community Economic
The Reinvestment Fund Utah Micro-Enterprise Loan Fund Executive Director Development Fund
Philadelphia, PA Salt Lake City, UT Mt. Pleasant Development Now West Hartford, CT
Cleveland, OH
Claudia O'Grady Gwen Robinson Lloyd Williams
Rev. Benjamin Thomas, Sr.
Executive Director President/CEO President/CEO
Multi-Ethnic Development Corp. Hamilton County Community Tanner AME Greater Harlem Chamber of
Salt Lake City, UT Action Agency Phoenix, AZ Commerce
Cincinnati, OH New York, NY
David Pagan Valerie Thompson
Marcos Ronquillo Ravi Yalamanchi
Executive Director President/CEO
Southside United Housing Managing Partner / President Urban League of Greater Chief Executive Officer
Development Fund Corp. Godwin Pappas Ronquillo LLP Oklahoma City Metro Housing Partnership
Brooklyn, NY Dallas, TX Oklahoma City, OK Flint, MI
James Paley Clifford Rosenthal Carlisle Towery Diana Yazzie-Devine
Executive Director Executive Director President President
Neighborhood Housing Services National Federation of Community Greater Jamaica Development Native American Connections
of New Haven Development Credit Unions Corp. Phoenix, AZ
New Haven, CT New York, NY Jamaica, NY
Margaret Trahan
President/CEO
United Way of Acadiana
Lafayette, LA
JPMorgan Chase & Co. / 2007 Annual Report 187

5. BOARD OF DIRECTORS
Crandall C. Bowles 1,4 James Dimon Robert I. Lipp 4,5 Member of:
Chairman Chairman and Senior Advisor 1. Audit Committee
Springs Industries, Inc. Chief Executive Officer JPMorgan Chase & Co. 2. Compensation & Management
(Home furnishing) JPMorgan Chase & Co. Development Committee
David C. Novak 2,3
3. Corporate Governance &
Stephen B. Burke 2,3 Ellen V. Futter 4,5 Chairman and
Nominating Committee
President President and Trustee Chief Executive Officer
4. Public Responsibility Committee
Comcast Cable American Museum of Yum! Brands, Inc.
5. Risk Policy Committee
Communications, Inc. Natural History (Franchised restaurants)
(Cable television) (Museum)
Lee R. Raymond 2,3
David M. Cote 4,5 William H. Gray, III 1,4 Retired Chairman and
Chairman and Chairman Chief Executive Officer
Chief Executive Officer Amani Group Exxon Mobil Corporation
Honeywell International Inc. (Consulting and advisory) (Oil and gas)
(Diversified technology and
William C. Weldon 2,3
Laban P. Jackson, Jr. 1,4
manufacturing)
Chairman and
Chairman and
James S. Crown 4,5 Chief Executive Officer
Chief Executive Officer
President Johnson & Johnson
Clear Creek Properties, Inc.
Henry Crown and Company (Health care products)
(Real estate development)
(Diversified investments)
EXECUTIVE COMMITTEE (*denotes member of Operating Committee)
James Dimon* Guy Chiarello Evelyn E. Guernsey Nicholas P. O'Donohoe
Chairman and Technology Investment Management Investment Bank
Chief Executive Officer
Andrew D. Crockett Carlos M. Hernandez Daniel E. Pinto
JPMorgan Chase International Investment Bank Investment Bank
Gaby A. Abdelnour
Stephen M. Cutler* Rick Lazio Scott E. Powell
Asia Pacific
Legal & Compliance Government Affairs & Public Policy Consumer Banking
Paul T. Bateman
William M. Daley* James B. Lee, Jr. Charles W. Scharf*
Investment Management
Corporate Responsibility Investment Bank Retail Financial Services
Anthony J. Best
Kimberly B. Davis David B. Lowman Marc Sheinbaum
Investment Bank
Philanthropy Home Lending Auto & Education Finance
Frank J. Bisignano*
Klaus Diederichs Samuel Todd Maclin* Gordon A. Smith*
Chief Administrative Office
Investment Bank Commercial Banking Card Services
Steven D. Black*
Ina R. Drew* Achilles O. Macris James E. Staley*
Investment Bank
Chief Investment Office Chief Investment Office Asset Management
Philip F. Bleser
Althea L. Duersten Jay Mandelbaum* William S. Wallace
Commercial Banking
Chief Investment Office Strategy & Marketing Card Services
John F. Bradley*
Patrik L. Edsparr Blythe S. Masters Kevin P. Watters
Human Resources
Investment Bank Investment Bank Business Banking
Douglas L. Braunstein
Mary E. Erdoes Donald H. McCree, III William T. Winters*
Investment Bank
Wealth Management Investment Bank Investment Bank
Clive S. Brown
Joseph M. Evangelisti Heidi Miller* Barry L. Zubrow*
Investment Management
Corporate Communications Treasury & Securities Services Risk Management
Richard M. Cashin
Martha J. Gallo Melissa J. Moore
One Equity Partners
Audit Treasury Services
Michael J. Cavanagh*
Walter A. Gubert Stephanie B. Mudick
Finance
Europe, Middle East and Africa Retail Financial Services
O T H E R C O R P O R AT E O F F I C E R S
Anthony J. Horan Mark I. Kleinman Louis Rauchenberger
Secretary Treasurer Controller
188 JPMorgan Chase & Co. / 2007 Annual Report

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Directors
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