How to choose a Motor Car Insurance Policy

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Choosing a motor insurance policy need proper research from your side. Read on to know what all things are taken care of when picking your policy for your car or any other vehicle

Services Economy & Finance Business

Look for a licensed provider

Licensed Provider
• Caution: when shopping for car insurance online, ensure they
are licensed in your area

Price you pay
Price factor
• Get quotes from two or three companies
either from;
1. Direct to consumer companies 2.Agents or 3.Internet based

• Direct companies offers the best, but they ask
for perfect driving records
• Cheap car insurance may be an expensive mistake
• Low price may have less cover

Third party Vs Comprehensive

• Decide what cover you need, third party or
comprehensive
• Be aware that third party covers injury/ damage to the third
party, not your car/life

Efficient service

Service
• Quick and efficient
• Talk to consumers of the company you are paying for

Choosing an Insurance Company

• Reliability of the firm
• Ability to pay claim
• Look for agency’s ratings, be prudent to consider more than
one agency’s ratings

• Take time to research and get the best one

Get Quotes from two or three

• Contact an agency and tell your needs. It is wise if you consult
two or three agencies and ask for quotes

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