Pre-Paid Legal Services, Inc. provides legal services and plans for individuals and families. It has been in business for over 30 years and offers a variety of services including preventative legal services, motor vehicle legal services, trial defense services, and IRS audit legal services. For a monthly fee of $15.95 or less, members receive access to attorneys for unlimited consultations, contract and document reviews, will preparation, and representation for traffic violations or collection matters up to $2,000. Additional services can be added, such as identity theft protection. Success stories demonstrate how the plans have helped real people with legal issues.

1. Pre-Paid Legal Services, Inc.
and subsidiaries

2. The Company
Has been in business for more than 30 years
Is a public company since 1976 (NYSE:PPD)
Began with a serious auto accident.
Harland C. Stonecipher
Founder, Chairman, & CEO

3. Pre-Paid Legal Featured in Many Publications
Pre-Paid Legal was most recently
featured in Success from Home
magazine.

4. Sales History
$45
0
$40
0
$35
0
$30
0
$25
SS REVENUE
0
$20
ILLIONS
0
$15
0
$100
2000 2001 2002 2003 2004 2005 2006 2007
$255 $303 $350 $361 $386 $423 $444 $457
Our sales history continues to improve as we move up and to the right
each year.

5. It’s Not If, But When
100
M
75 M
100
50 M
25 M
Million
0
37
Million Court Filings
Hospitalizations
in 2005**
in 2005*
You are more than twice as likely to be in
court than you are to be hospitalized!
* American Hospital Association, 2005 Annual Survey
** Examining the Work of State Courts, Court Statistics Project 2006

6. Have You Ever . . .
worried about identity theft?
been overcharged for a repair?
tried to return a defective product?
received a traffic ticket?
lost a security deposit?
been audited?
signed a contract?
purchased a home?
prepared a Will?

7. Why Don’t People Call Attorneys
The Main Reasons People Don’t
Seek Legal Counsel:
They are intimidated by lawyers.
They don’t know who to call.
They believe it would cost too much.
The Most Common Responses to a
Legal Dispute Are to:
Ignore the problem
Try to handle it personally

8. What Do We Do
Simply put a Pre-Paid Legal
membership does for
attorney and legal bills
what medical insurance does
for doctor and hospital bills.

9. Who Is Covered?
The Pre-Paid Legal membership covers:
1. The Member
2. The Member’s Spouse
3. Never Married Dependent Children
Under 21 Living At Home
4. Dependent Children Under Age 18
For Whom The Member Is Legal Guardian
5. Full Time College Students Up To Age 23
Never Married, Dependent Children
6. Physically Or Mentally Challenged Child
Living At Home

10. Six Areas of Coverage
The Life Events Legal
Plan:
Preventive Legal Services
Motor Vehicle Legal Services
Trial Defense Services
IRS Audit Legal Service
25% Preferred Member Discount
Legal Shield

11. Preventive Legal Services
These services are available to you immediately when you enroll!
Phone consultation is available to you and your covered
family members on an unlimited number of matters.
When your Provider Attorney feels it is in your best interest, a
letter will be written or a phone call will be made on an
unlimited number of personal issues for you and your family.
Phone consultation on unlimited matters is available to the extent the Provider Law Firm deems it necessary to adequately advise you on your legal matter. One (1) hour of legal
research per subject matter will be completed by the Provider Law Firm if your legal matter cannot be adequately addressed during your telephone consultation. Nevada residents
limited to 50 hours per year and 5 personal legal documents reviewed per year. A letter or phone call per subject matter is available if advisable in your Provider Law Firm’s sole
discretion. Trust preparation is available at the preferred member rate.

12. Preventive Legal Services
These services are available to you immediately when you enroll!
When you are faced with signing a contract, have your
Provider Law Firm review it first! An unlimited number of
personal contracts and documents that are 10 pages or less
in length will be reviewed as a part of your membership.
Standard Will preparation and yearly updates are included for
the member. Your spouse may have their Will prepared for
no additional fee if requested within 60 days of purchasing
the membership. After that time, your spouse may have their
Will prepared, along with other covered family members for
an additional $20.
Phone consultation on unlimited matters is available to the extent the Provider Law Firm deems it necessary to adequately advise you on your legal matter. One (1) hour of legal
research per subject matter will be completed by the Provider Law Firm if your legal matter cannot be adequately addressed during your telephone consultation. Nevada residents
limited to 50 hours per year and 5 personal legal documents reviewed per year. A letter or phone call per subject matter is available if advisable in your Provider Law Firm’s sole
discretion. Trust preparation is available at the preferred member rate.

13. Motor Vehicle Legal Services
These services are available just 15 days after enrollment!
Call your Provider Law Firm immediately when you receive
a moving traffic ticket so proper assistance can be
arranged.
Representation for certain motor vehicle related criminal
charges
Up to 2.5 hours for help with driver’s license assistance
and/or personal injury/property damage collection
assistance of $2,000 or less.
Representation under this benefit is provided when the member has a valid driver’s license and is driving a properly licensed motor vehicle. Pre-existing conditions, charges of
DUI/DWI related matters, drug-related matters, hit-and-run related charges, leaving the scene of an accident, and unmeritorious cases are excluded. Commercial vehicles with
more than two axles are not covered. Driver’s license and personal injury/property damage recovery assistance is limited to two and one-half (2-1/2) hours of lawyer time per
claim, does not include the filing of a lawsuit, and excludes personal injury and property claims exceeding $2,000.

14. Trial Defense Services
If you or your spouse face a civil suit or job-related criminal
charges, your Provider Law Firm will provide up to 60 hours of
service - at no added cost - to defend you. Additional pre-trial and
trial services are available at a 25% discount from the Firm’s
standard hourly rate.
The longer you keep your membership, the more valuable it
becomes!
1st year - 60 hours (2.5 pretrial/57.5 trial)
2nd year - 120 hours (3 hours pretrial/117 trial)
3rd year - 180 hours (3.5 pretrial/176.5 trial)
4th year - 240 hours (4 pretrial/236 trial)
Matters not covered under Plan benefits and which you may use your preferred member rate for services are: Dependents (covers member and spouse only), Bankruptcy, divorce,
separation, annulment, child custody or other divorce or domestic-related matters, Charges of DUI/DWI, drug-related matters (whether prescribed or not), hit-and-run, leaving the
scene of an accident, and civil or criminal charges occurring as a result of operating a commercial vehicle with more than two axles, Plan benefits apply only to charges of job-
5th year - 300 hours (4.5 pretrial/295.5 trial)
related criminal actions. Benefits do not cover instances in which you are named in a civil lawsuit or have criminal charges filed against you because you are listed as an owner,
manager or associate of the business and you had no direct involvement with the act or matter that gave rise to the lawsuit or criminal charge, Lawsuits filed because of something
that occurred prior to your enrollment or because of conditions that were reasonably anticipated or foreseeable prior to your enrollment (even if the lawsuit is filed after you
become a member), Class actions, interventions or amicus curiae filings in which the covered member is a party (or potential party), Garnishment, attachment or any other appeal,
Claims, defenses, or legal positions which your Provider Law Firm determines will not prevail in court or are frivolous or without merit.

15. IRS Audit Legal Services
One hour of consultation, advice or assistance when you are
notified of an audit by the IRS
An additional 2.5 hours if a settlement is not achieved within 30
days
If your case goes to court, you’ll receive 46.5 hours of your
Provider Law Firm’s services
Coverage for this service begins with the tax return due April 15
of the year you enroll
Coverage includes the return due on April 15th of the first membership year. Does not cover garnishment, attachment or any other appeal, class actions, interventions or amicus
curiae filings, charges of tax fraud or income tax evasions, Trust returns, business and/or corporate tax returns, payroll and information returns, partnerships, corporation returns or
portions thereof that are included in the member’s tax returns, pre-existing conditions—where member has been notified by the IRS prior to enrollment, and services rendered by an
enrolled agent.

16. 25% Preferred Member Discount
Your Provider Law Firm will render assistance at the preferred
rate for legal services not specifically covered by the benefits of
the membership. Even pre-existing matters can be covered
under this portion of the plan!
If you own a business and wish representation for the entity, you
will receive a preferred rate of 25% less the Provider Law Firm’s
corporate hourly rate*.
Five business days advance notice is required for preparation in
court representation.
*Hourly rates for Referral Lawyers and court appearances may vary.
The information contained in this material is for illustrative purposes only and is not a contract. It is intended to provide a general overview of the coverage you have selected.
Please remember that only the plan contract can give actual terms, coverage, amounts, conditions, and exclusions. Check benefit availability in your state/province.

17. Legal Shield
The Legal Shield gives you and your family 24-hour access to
legal consultation for the following situations:
If you are detained by a law enforcement officer
If you are injured in an accident
If authorities attempt to remove your child from your home or
custody
If you are served with a warrant
To contact your Provider Law Firm, simply call the toll-free number on
your Legal Shield card. You will reach the Pre-Paid Legal offices, who
will then put you in contact with your Provider Law Firm, so you can
consult with an attorney. It’s that easy.
The Legal Shield membership will not apply if the member is alleged to be under the influence of or impaired by alcohol, intoxicants, controlled substances,
chemicals or medicines, whether prescribed or not; the member is alleged to be involved with domestic violence or stalking; and/or assistance in making, posting, or
obtaining bond, bail or other security required for release. Check benefit availability in your state.

18. How Much Will It Cost?
Well, with a Pre-Paid Legal
membership you receive all
this for only $15.95 a
month! Isn't your family
worth it?
That's less than the price of
a cup of coffee a day!

19. It’s No Secret
Identity Theft is A Major Problem In
America
Do you hand your credit card to servers at restaurants?
Do you supply personal information over the internet?
Do you keep your Social Security number in your wallet or purse?
Do you leave mail at your home or business for the postal carrier to
collect?
Do you throw away unwanted mail with personal information without
shredding
it first?

20. Five Common Types of Identity Theft
Social Medical Character
Drivers Financi
Securit /
License al
y Criminal
Identity Theft is not just about credit cards! ID theft is an
international crime and access to an attorney may be critical.

21. What is Identity Theft?
Why are you at risk?
Utility Companies
Insurance Companies
Credit Card Records
Medical Records
Real Estate Records
Motor Vehicle Records
School Records
Military Records
Social Security Records
Banking Records
Employment Records
Postal Records
Purchasing Records
Tax Records
Leasing Records
Licensing Records
Your Data is Out There

22. The Best Answer
Is Credit Monitoring the Solution?
Social Medical Character/
Drivers Financial
Security Identity Criminal
License Identity
Identity Theft Theft Identity Theft
Identity Theft Theft

23. The Best Answer
Restorative Restorative Restorative Restorative
Restorative
Services Services Services Services
Services
Life Events Life Events Life Events Life Events
Life Events
Legal Plan Legal Plan Legal Plan Legal Plan
Legal Plan
Social Medical Character/
Drivers Financial
Security Identity Theft Criminal
License Identity Theft
Identity Theft Identity Theft
Identity Theft

24. The Best Answer
The Complete Wall of Security
YOU
Monitoring
Services
Life
Events
Legal Plan
Restoration
Services

25. The Best Answer
Pre-Paid Legal Services,
Inc. is the only company
with a suite of products
that provides help in every
phase of Identity Theft –
before, during, and after
I entity Theft
the
SHIELD TM
D
crime occurs.
with the Pre-Paid Legal Plan

26. The Best Answer
Kroll is the world’s leading
risk consulting company
with more than 30 years of
experience. Kroll has been
involved in many notable I entity Theft
cases, such as:
SHIELD TM
D
Assisted the Kuwaiti government
with the Pre-Paid Legal Plan
in investigating Saddam
Hussein’s financial network.
Responsible for the restructuring
of Enron.

27. Credit Report & Continuous Monitoring
You will receive an up-to-date credit report through
Experian at no additional charge with your membership.
Your credit files will be regularly monitored. Suspicious
activity will be brought to your attention, providing you
with early detection.
You’ll receive prompt notice if any new accounts are
opened in your name... or if derogatory notations are
added to your credit report.

28. Restoration Services
If your identity is stolen, you need more than just information
about how to restore your name and credit rating. As an
Identity Theft ShieldSM member you can rest easy knowing
experienced
professionals are working for you!
Fraud alert notifications will be sent on your behalf and
applicable
follow up will be done with affected agencies and institutions
Proactive searches of applicable local and national
databases will be made on your behalf to look for information
you Identity Restoration willhaveif the identity theft isabouta dishonest, criminal, malicious, or fraudulent act you, your spouse, or
may not not apply known the result of
your child participated in, directed, or had knowledge of. Restoration services will not be provided for a known stolen identity event that
occurred prior to enrollment date. You must be an active member to receive restoration services. Services provided do not cover financial
losses arising from the identity theft. A signed limited power of attorney must be provided to Kroll when an Identity Theft Restoration case is
opened in order for Kroll to work on your behalf and/or provide the Proactive Database Searches listed. A stolen identity event does not
include the theft or unauthorized or illegal use of your business name, d/b/a, or any other method of identifying your business activity.

29. How Much Will Peace of Mind Cost?
With the Pre-Paid Legal Life
Events Legal Plan you will
receive all these benefits for
just $15.95 or less per
month! And the Identity Theft
Shield can be added for an
additional $9.95 per month.
That’s less than the price
of a bottle of water a day.

30. Success Stories
Now, it is time to show you
how Pre-Paid Legal really
works. We’re going to share
with you real stories from
real people who have been
helped by the membership.

31. Pre-Paid Legal Services, Inc.
This presentation is copyrighted material and may not be
altered in any form under any circumstances. Alteration of
this material in any way is a violation of the company’s
policies and procedures and may result in immediate
termination of your PPLSI Associate Agreement.
Marketed by Pre-Paid Legal Services, Inc . or applicable subsidiary:
Pre-Paid Legal CasualtySM, Inc.
In Tennessee: Pre-Paid Legal Services of Tennessee, Inc.
In Florida: Pre-Paid Legal Services, Inc., of Florida
In Virginia: Legal Service Plans of Virginia, Inc.
In Ohio: Ohio Access to Justice, Inc., administered by Pre-Paid Legal Services, Inc.
©1999 Pre-Paid Legal Services, Inc.
3.08