M health v1.7 for rosno

2. Reduce cost: decreasing visits to doctors and daily spent in hospitals 18.03.2022 Moscow School of Management SKOLKOVO 2 mHealth Innovation How it works? Call to action Mobile Healthcare applications Save life: providing immediate response in emergency cases Save time: providing on-line patient-to-doctors communication

3. 18.03.2022 + Life insurance + Healthcare insurance + New insurance products Sharing innovation across 3 market segments Remote Health monitoring Case #2: Health Diagnostics Case #3: Pills management GSM module Remote Health treatment Case #1: Senior Emergency GSM module GPS tacking Emergency help Emergency Alert Solution mHealth Innovation How it works? Call to action

4. 18.03.2022 Moscow School of Management SKOLKOVO 4 Emergency Alert Solution Do you know that? >18 mln Russians are over 65 40% out of them will fall this year Falls are the #1 cause of death among those over 65 1st four hours are the most critical Immediate assistance reduces • hospitalization by 26% • death by 80% Emergency Alert Solution Case #1: Senior Emergency GSM module GPS tacking Emergency help Endure a Senior life Reduce insurance costs Potential customers: Seniors over 65 Invalids (MS, Alzheimer) mHealth Innovation How it works? Call to action Additionally this solution might be customized for: Dangerous professions Children

5. 18.03.2022 Emergency Alert Solution Adding value to existing ROSNO insurance products: mHealth Innovation How it works? Call to action    Parents Care Rosno Emergency Accident insurance Portable alert button, no phone calls Alert button and GPS tracking GSM module GPS tacking Emergency help Emergency Alert Solution Additional confidence for children: alert button, fall detection, GPS tracking

6. 18.03.2022 Moscow School of Management SKOLKOVO 6 mHealth diagnostics Do you know that ≈18% of patients are readmitted within 30 days of their hospital discharge. mHealth reduce ≈25% in number of days hospitalized ≈19% in hospitalization costs for patients. Remote Health Monitoring Case #2: mHealth Diagnostics Boost health condition Reduce insurance costs Potential customers: With cardio conditions (>16 mln Russians) Diabetics (>11 mln Russians) Other diseases mHealth Innovation How it works? Call to action

7. 18.03.2022 Adding value to existing ROSNO insurance products: mHealth Innovation How it works? Call to action   Parents Care Family Health Insurance Remote health monitoring, less visits to doctors Customized solutions to: - Cardio - Diabetes - Other diseases Remote Health monitoring mHealth diagnostics

8. 18.03.2022 Moscow School of Management SKOLKOVO 8 Remote Health Treatment Remote Health Treatment Case #3: Pills management GSM module Boost treatment efficiency Reduce insurance costs Do you know that? Remote treatment reduces • >30% of doctor’s time per 1 patient • >20% costs per one patient Pills management: >50% stop taking pills ≈20% restart taking pills Increase treatment expenses by 30% Potential customers: With cardio conditions (>16 mln Russians) Diabetics (>11 mln Russians) Other diseases mHealth Innovation How it works? Call to action

9. 18.03.2022 Adding value to existing ROSNO insurance products: mHealth Innovation How it works? Call to action   Parents Care Family Health Insurance Increase treatment efficiency Reduce hospitalization cases Increase treatment efficiency 1 solution might be used for whole family Pills management GSM module Remote Health treatment + ROSNO having full control of pills intake might develop new products with drug expenses coverage Remote Health Treatment

10. Partnership solutions 18.03.2022 Moscow School of Management SKOLKOVO 10 $ $ Customer mHealth Co 24/7 Service: -Senior Emergency -Remote Health monitoring -Pills management  Attract new customers  Increase loyalty of existing customer base  Reduce healthcare costs Insurance product + mHealth Solutions mHealth Innovation How it works? Call to action

11. 18.03.2022 Moscow School of Management SKOLKOVO 11 ROSNO target customers segment 1 mHealth develop business model for your business 2 mHealth test and tune business model within pilot co-projects 3 Our market is 1,5 mln potential clients mHealth Innovation How it works? Call to action

M health v1.7 for rosno

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