Estate Planning is all about peace of mind. What estate planning is all about is finding the right t...

1. Ten Dangers of Global Warming
Estate Planning is all about peace of mind. What estate planning is all about is finding the right tools
to execute your basic requirements. We do this utilizing the most up to date devices so that we can
prepare a customized strategy at the least expensive possible cost.
Let's have a look at the many concerns and dangers associated with global warming and the
resulting changes in climate around the world. I've tentatively grouped them into ten points.
1. Flooding.
We've all seen the pictures of disappearing
glaciers and the predictions of rising sea
levels. Most people live close to the sea,
but many are in denial about the impact of
global warming. They falsely believe that
the only change that will affect them will be
a few centimeter rise of sea level over
many decades. Without government action
to move them away into newly-built cities,
they will continue to live on land most
prone to flooding and most exposed to
hurricanes, tornadoes and thunderstorms,
until a disaster hits them like we've seen happen in New Orleans. The task ahead is many scales
larger than the evacuation of New Orleans, which after all occurred in the richest nation on earth
while all other infrastructure in the US was in good working order. Ironically, global warming comes
with increased risks not only of flooding, but also of shortage of water.
2. Shortage of water.
Many areas could be hit by droughts, especially once glaciers that previously fed rivers have
disappeared. As the weather becomes more turbulent, we can expect more extreme droughts, while
the occasional heavy storm wouldn't give much relief, but instead cause landslides and run-off of
top-soil. Shortage of potable water causes dehydration in people and livestock, making them more
vulnerable to diseases. Lack of irrigation results in loss of stock and crop in many areas. As people
and animals move to more fertile grounds, overgrazing of land and clearing land of trees could cause
desertification there as well. All this, combined with the increased risk of flooding should increase
concerns for famine and disease.
3. Famine and disease.

2. Higher temperatures will increase the risk of tropical diseases, such as malaria, in previously
temperate zones. Starvation is one of the biggest unconscious human fears that may well become a
reality that is daily displayed on TV. The most fertile land is typically located just above sea level,
where rivers enter the sea. Due to climate change, many areas will need to switch to other crops.
This will take time, further contributing to transitionary if not permanent shortages of food
everywhere. Food storage and distribution will be hit by rising cost of cooling, while stored food will
become exposed to pests and diseases in the face of increased humidity and in the absence of
adequate refridgeration. Cost of transport will rise, while many roads may become inaccessable due
to flooding and storm damage.
4. Migration and refugees.
Migration will stress the infrastructure of many cities, even if they weren't affected much directly by
climate change in terms of famine, droughts, epidemics, flooding or storm damage. Apart from this,
people will also be driven away from many areas by pollution, heat, pests, diseases, shortages of
water and supplies, and collapse of infrastructure, medical care and security. Many people will seek
new habitats, while at the same time many countries will seek to stop refugees from crossing
borders. Refugee camps are notorious for the outbreak of epidemics, such as cholera. Without
proper planning and action, this could result in human tragedy at unprecedented scale, while
refugee camps could become breeding grounds for new diseases like avian influenza.
5. Collapse of the financial system.
The value of money used to be linked to gold, but now is based on economic growth, value of real
estate and the value of stock (company shares) and the like. As such factors become increasingly
exposed to the the above points, the entire global financial system risks collapse. Instead, a carbon-
based system of currency may take over to some extent. Uncertainty about this increases the risk
http://trusts-estates.lawyers.com/estate-planning/ that governments will simply become more
dictatorial. In the absence of market forces to guide developments, there will be increased risks that
such dictatorial governments take actions that make things worse, resulting in total economic
collapse.
6. Economic collapse.
Many countries face uncertain futures, as they are dependent on income from oil, coal, tourism or a
single crop that cannot survive climate change. As an example, air travel could become too expense
for tourists, taking away the single biggest revenue stream for many small countries. Entire
industries, such as manufacturing of cars and airplanes, may collapse. Globalisation has made many
industries dependent on access to resources and products that come from halfway around the world,
while the cost of transport is likely to go up. Again, such economic collapse may set the scene for
dictatorship in many areas, increasing the risk of war and of wrong decisions being taken in general.
7. War and civil unrest.
The above points should increase our concerns about the risk of wars and civil unrest. Production of
weapons is one of the biggest industries worldwide, with the clout to influence governments. The oil
industry is often regarded as the most powerful influence of global politics. Some countries will want
quick and dramatic changes, while other countries may resist all calls for change or may want
entirely different changes, setting up confrontation at a global scale and setting the scene for World
War III. Within most countries, there will also be opposing groups. The smartest people, who we
now need more than ever, may be killed, may end up in prison or may otherwise be silenced, while

3. dictators seek to grab power without any intention of solving the problems.
8. Pollution, in particular as a result of nuclear war, fallout and waste.
As concerns about emissions of carbon and methane increase, industry may seek to abandon
pollution standards in order to avoid emission of greenhouse gasses. The nuclear industry may
present itself as a "green" alternative, but nuclear fallout and waste should count as one of the
biggest dangers in this regard. As concerns about carbon emissions sink in, more countries are
considering using nuclear power for electricity, which comes with increased risk of fallout and
concerns about the care of and disposal of nuclear waste. Furthermore, many countries are seeking
to develop nuclear weapons in response to increased risk of war in the light of the above points. The
secrecy under which such development takes place gives cause to concern about global safety and
security.
9. Tipping points.
One of the biggest dangers is that, without dramatic action, the atmosphere will reach certain
tipping points beyond which sudden dramatic and catastrophic changes take place that are
irreversable in the short term. Droughts and more turbulent wheather may cause earthquakes and
associated tsunamis, which not only come with loss of lives, infrastructure and fertile land, but
which will also make the greenhouse effect worse. So, instead of facing gradual changes that can be
mitigated by planned action, we may suddenly face a future in which many if not most people will
have little or no access to food, water, medicines, electricity and shelter, while diseases go rampant
and gangs and warlords loot and devastate the few liveable areas left. Human beings as a species
will face the risk of total extinction, particularly if many species of animals and plants that humans
depend on will disappear.
10. Panic.
While each of the above points gives reason to be concerned, many people are still in denial Estate
Planning about the severity of the problem of global warmimg. Once they do get the message,
though, there's a risk of over-reaction edging into panic. This may result in people buying up all the
food they can get hold of, trying to get their hands on weapons, etc. Unscrupulous companies may
exploit the situation by deliberately creating scarcity of medicines, etc. This is another reason to be
open about these concerns and to come up with planning that makes sense.
Feel free to comment, add and suggest changes to the above ten points, but please note that there is
some degree of progression in the above ten points. Next step is to go over the recommendations
that should follow. That will be done in an upcoming article, tentatively given the title: Ten
Recommendations to deal with Global Warming.
Sam Carana

4. http://gather.com/ten-dangers-of-global-warmi
ng/
Finally, estate planning has to do with
assurance. The process itself is vital and also
could help you produce a good, solid working
plan that will deal with you, your children, and
also your ownerships in case of your death or
impairment.