Net unrealized appreciation from an IRA expert san jose california 408 854-1883

1. Net Unrealized Appreciation
At year end, Nationally-known IRA Expert and Contributing Author
to InvestmentNews.com Ed Slott reminds his readers who were
affected by the economic turmoil and resulting layoffs of 2009 and
2010 that they may qualify for a welcomed Net-Unrealized-
Appreciation (NUA) tax break. Whether recently separated from
service or near retirement (or other triggering event), the concept of
NUA is important if you are distributing company stock from your
tax-deferred retirement plan, such as your 401(k).
At Gradient Tax, we offer a simple, yet powerful, Net Unrealized
Appreciation tax service. Our team of CPAs and tax professionals
provide a calculated report of an NUA treatment, comparing the
long-term capital gain tax rates versus the ordinary income tax rate if
rolled over to an IRA. Our presentation clearly defines the
advantages and disadvantages of the NUA treatment allowing you to
execute the proper course of action for your unique situation.
Some advantages of the NUA treatment include:
• Favorable long-term capital gains rates, rather than ordinary
income tax rates
• Required minimum distribution rules do not
• Not subject to the 10% early distribution penalty tax (NUA
portion only)
Disadvantages are also present and may include the loss of tax-
deferred growth through a rollover IRA and other penalties based on
your scenario. NUA is also limited to employer stock and other
securities.
Let our team of CPAs and tax professionals analyze your NUA tax-
deferral opportunity.

2. Contact Connie for List of CPA, Tax advisors and Living Trusts Lawyers in
the bayarea
Connie Dello Buono , Financial Representative
1708 Hallmark Lane San Jose California 95124
CA Life Ins Lic 0G60621
www.gradientfg.com
408-854-1883
motherhealth@gmail.com