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www.HasslefreeCashflowInvesting.com                                            www.ParadigmLife.net




                 Cash Management Strategies
                  For Real Estate Investors




                              David Campbell Patrick Donohoe
                  Hassle-Free Cashflow Investing   Life Insurance Specialist
           David@HasslefreeCashflowInvesting.com   PWEB@ParadigmLife.net
David Campbell - Founder
                    Hassle-Free Cashflow Investing

                  Former high school band director
                     Self-made multi-millionaire
             Real Estate investor / developer / broker
                Financial educator / author / speaker
    Houses, condo-conversion, multi-family, winery, resort, office,
          retail, medical office, production home building
Faculty Member: Investor Summit at Sea with Robert & Kim Kiyosaki


   www.HasslefreeCashflowInvesting.com
Patrick Donohoe
                                                                                          Owner - Paradigm Life
                                                                                          Infinite Banking / Annuities
                                                                                          Host of Infinite Banking Radio and Podcast
                                                                                          www.ParadigmLife.net




Paradigm Life makes no representation as to the actual tax status of the PUA rider, insurance, and any benefits received or any premiums paid. Neither Paradigm Life nor its representatives give legal or tax advice or interpretation. Please
      contact your legal or tax advisor for such advice. As a result of the important nature of financial decisions, you are urged to visit www.paradigmlife.net to review a full list of disclosures pertaining to our products and services.
www.HasslefreeCashflowInvesting.com                                                                    www.ParadigmLife.net




                                               Disclaimer
              This is not legal, tax or investment advice.

             This is education only with no guarantee of
                              accuracy.

          No agency or fiduciary relationship created as
                 a result of this presentation.
   Paradigm Life makes no representation as to the actual tax status of the PUA rider, insurance, and any benefits received or any
 premiums paid. Neither Paradigm Life nor its representatives give legal or tax advice or interpretation. Please contact your legal
or tax advisor for such advice. As a result of the important nature of financial decisions, you are urged to visit www.paradigmlife.net
                              to review a full list of disclosures pertaining to our products and services.                       4
Investor Summit At Sea Faculty
        Robert & Kim Kiyosaki
  Rich Dad Advisors Ken McElroy,
   Garret Sutton, Tom Wheelright
        the “Real Estate Guys”
 Patrick Donohoe & David Campbell
                                    5
Open My Mind To A New




                        6
The Infinite Banking Concept


Using cash value life insurance as a
  system for cash management.




             Become Your Own Bank
What is cash value life insurance?
   •Policy owners pays premiums to life company
   •Life company invests the premiums for profits
   •Profits are shared with whole life policy owners
     •Like a “credit union”
   •Legalized / statistical “pyramid scheme”
     •Uses premiums for operations
     •Uses new & existing premiums to pay death
             benefits
               •Most people stop paying before they collect
               •Insurance on insurance *derivatives*

Paradigm Life makes no representation as to the actual tax status of the PUA rider, insurance, and any benefits received or any premiums paid. Neither Paradigm Life nor its representatives give legal or tax advice or interpretation. Please
      contact your legal or tax advisor for such advice. As a result of the important nature of financial decisions, you are urged to visit www.paradigmlife.net to review a full list of disclosures pertaining to our products and services.
Why cash value life insurance?
Storing Liquid Capital
     Cash Reserves that generate high rates of interest while being liquid
     Liquidity while waiting for opportunities OR preparing for contingent liabilities
Tax Advantages
     Growth is tax free
     Interest might be tax deductible
     Death benefit passes income tax free (potential to be estate tax free)
Arbitrage
     Earnings are higher than cost of policy loan
Death Benefit
     Profitable because most people don’t pay till they die
Asset Protection
     Acts like a trust prior to lawsuit (state specific)
     Grantor / Beneficiary / Trustee
Privacy
     Not on tax return
     Need a court order to view values
Teaching vehicle for younger generation
     Acts as a credit line for my children
Shelter net worth for financial aid benefits
     Cash value NOT counted as part of net worth                                         9
HOW do I use cash value life insurance?
  STEP 1: Buy policy
  STEP 2: Policy creates cash value
  STEP 3: Borrow against cash value
     •Invest
     •Repay loan
     •REPEAT
  STEP 4: Die
The MAGIC trick...
    Having your money in THREE
      places at the same time




                                 11
The MAGIC trick...
    Having your money in THREE
      places at the same time

Insurance Cash Value Growth

    Policy Loan
      Investment or Personal Purchase


              Death Benefit
                Financing Transfer of Wealth for Heirs
                Spend your assets late in life
                                                    12
www.HasslefreeCashflowInvesting.com         www.ParadigmLife.net




                                      Q&A

                                                                   13
www.HasslefreeCashflowInvesting.com                                          www.ParadigmLife.net




                            How do I learn more?
                              FREE REPORTS




                                  David Campbell Patrick Donohoe
                      Hassle-Free Cashflow Investing   Life Insurance Specialist
               David@HasslefreeCashflowInvesting.com   PWEB@ParadigmLife.net

                                                                                                    14

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Cash management strategies for real estate investors

  • 1. www.HasslefreeCashflowInvesting.com www.ParadigmLife.net Cash Management Strategies For Real Estate Investors David Campbell Patrick Donohoe Hassle-Free Cashflow Investing Life Insurance Specialist David@HasslefreeCashflowInvesting.com PWEB@ParadigmLife.net
  • 2. David Campbell - Founder Hassle-Free Cashflow Investing Former high school band director Self-made multi-millionaire Real Estate investor / developer / broker Financial educator / author / speaker Houses, condo-conversion, multi-family, winery, resort, office, retail, medical office, production home building Faculty Member: Investor Summit at Sea with Robert & Kim Kiyosaki www.HasslefreeCashflowInvesting.com
  • 3. Patrick Donohoe Owner - Paradigm Life Infinite Banking / Annuities Host of Infinite Banking Radio and Podcast www.ParadigmLife.net Paradigm Life makes no representation as to the actual tax status of the PUA rider, insurance, and any benefits received or any premiums paid. Neither Paradigm Life nor its representatives give legal or tax advice or interpretation. Please contact your legal or tax advisor for such advice. As a result of the important nature of financial decisions, you are urged to visit www.paradigmlife.net to review a full list of disclosures pertaining to our products and services.
  • 4. www.HasslefreeCashflowInvesting.com www.ParadigmLife.net Disclaimer This is not legal, tax or investment advice. This is education only with no guarantee of accuracy. No agency or fiduciary relationship created as a result of this presentation. Paradigm Life makes no representation as to the actual tax status of the PUA rider, insurance, and any benefits received or any premiums paid. Neither Paradigm Life nor its representatives give legal or tax advice or interpretation. Please contact your legal or tax advisor for such advice. As a result of the important nature of financial decisions, you are urged to visit www.paradigmlife.net to review a full list of disclosures pertaining to our products and services. 4
  • 5. Investor Summit At Sea Faculty Robert & Kim Kiyosaki Rich Dad Advisors Ken McElroy, Garret Sutton, Tom Wheelright the “Real Estate Guys” Patrick Donohoe & David Campbell 5
  • 6. Open My Mind To A New 6
  • 7. The Infinite Banking Concept Using cash value life insurance as a system for cash management. Become Your Own Bank
  • 8. What is cash value life insurance? •Policy owners pays premiums to life company •Life company invests the premiums for profits •Profits are shared with whole life policy owners •Like a “credit union” •Legalized / statistical “pyramid scheme” •Uses premiums for operations •Uses new & existing premiums to pay death benefits •Most people stop paying before they collect •Insurance on insurance *derivatives* Paradigm Life makes no representation as to the actual tax status of the PUA rider, insurance, and any benefits received or any premiums paid. Neither Paradigm Life nor its representatives give legal or tax advice or interpretation. Please contact your legal or tax advisor for such advice. As a result of the important nature of financial decisions, you are urged to visit www.paradigmlife.net to review a full list of disclosures pertaining to our products and services.
  • 9. Why cash value life insurance? Storing Liquid Capital Cash Reserves that generate high rates of interest while being liquid Liquidity while waiting for opportunities OR preparing for contingent liabilities Tax Advantages Growth is tax free Interest might be tax deductible Death benefit passes income tax free (potential to be estate tax free) Arbitrage Earnings are higher than cost of policy loan Death Benefit Profitable because most people don’t pay till they die Asset Protection Acts like a trust prior to lawsuit (state specific) Grantor / Beneficiary / Trustee Privacy Not on tax return Need a court order to view values Teaching vehicle for younger generation Acts as a credit line for my children Shelter net worth for financial aid benefits Cash value NOT counted as part of net worth 9
  • 10. HOW do I use cash value life insurance? STEP 1: Buy policy STEP 2: Policy creates cash value STEP 3: Borrow against cash value •Invest •Repay loan •REPEAT STEP 4: Die
  • 11. The MAGIC trick... Having your money in THREE places at the same time 11
  • 12. The MAGIC trick... Having your money in THREE places at the same time Insurance Cash Value Growth Policy Loan Investment or Personal Purchase Death Benefit Financing Transfer of Wealth for Heirs Spend your assets late in life 12
  • 13. www.HasslefreeCashflowInvesting.com www.ParadigmLife.net Q&A 13
  • 14. www.HasslefreeCashflowInvesting.com www.ParadigmLife.net How do I learn more? FREE REPORTS David Campbell Patrick Donohoe Hassle-Free Cashflow Investing Life Insurance Specialist David@HasslefreeCashflowInvesting.com PWEB@ParadigmLife.net 14