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Welcome to




CHINA PAYMENT
  SERVICES
About China Payment Services (CPS)


hina Payment Services (CPS) offers ecommerce payment solutions to allow domestic and
International businesses to accept payments from all Chinese credit and debit cards (China
UnionPay cards) on their website.


here are reportedly now over 530 million Internet users in China, and approximately 500
million UnionPay cards on issue. CPS can help businesses to target Chinese Internet users by
providing a supportive and targeted payment facility to start accepting UnionPay
cards with complete ease.  

China Payment Services is in partnership with the leading online payment subsidiary of China
UnionPay, ChinaPay, as well as numerous banks within China. This allows CPS to offer
merchants the ability to accept payments from China, whilst settling into their choice of major
currency, into their domestic bank account.




Fact: There are more UnionPay cards on issue worldwide then there are Visa or MasterCard.
Ecommerce in China

he enormous scale and potential of ecommerce in China:


hina is already the 2nd biggest consumer of luxury goods in the world

hina has over 513 million Internet users (more internet users than the USA and Europe combined)

hina has 193 million online shoppers (more than the USA)

hina’s eCommerce volume in 2010 was 703 billion USD, by 2015 it is expected to reach 2.8 trillion USD

he Chinese government is actively working to promote ecommerce growth and development
CPS Partnered With ChinaPay

he previous challenge faced by international businesses selling to Chinese customers
was the inability to accept payments in Renminbi unless they had a Chinese bank
account.

CPS has established a partnership with ChinaPay that closes this gap by offering a
cross-border online payment facility that allows merchants to accept payments from
Chinese customers in Renminbi whilst settling in their choice of major currency into
their local bank account.


enefits of CPS’s partnership with ChinaPay:
    • UnionPay Trust – Especially within the luxury brands market, shoppers
        prefer to purchase with a trusted brand. Being government owned and on all
        Chinese cards helps build consumer trust.
     •   Global Experience – UnionPay has a rapidly spreading global presence
         and systems development, which places ChinaPay in a leading position to
         support global companies. CPS is helping to fill the gaps and provide a true
         global support system.
     •   B2C Market Share - In terms of market share in the B2C market, ChinaPay
         is on an equal footing with AliPay, the largest direct competitor in the market.
     •   Superior Support – Our experience shows that companies making a
         healthy profit in China provide better support. ChinaPay has made healthy
         profits for the last three years.
     •   Foreign Currency Settlement – Due to the unique ownership structure
         of ChinaPay and the relationship with The People’s Bank of China, it is
Core Benefits of the CPS Payment Facility

PS Core Benefits:

    •   True Bi-lingual Interface - View everything in English or Chinese within our
        gateway
    •   Multi-Currency - Display local pricing and settle in any major currency (e.g. USD,
        GBP)
    •   99.99% Uptime Reliability - The gateway is very reliably hosted in Hong Kong
        with top tier security and redundancy
    •   Easy to use - The CPS gateway has an easy to use informative gateway interface
        which provides access to useful data and reports
    •   Real-time reporting - View all approved, declined and abandoned transactions in
        real time in the CPS secure back-end system
    •   Australian-based – Reap all the benefits of trading with China, without having to
        deal with Chinese organizations. CPS is based in Australia, and offers solutions and
        support to merchants across the globe.
CPS Setup Options

hina Third Party Payment Facility
    •   Ideal for: business incorporated outside of China, wanting to receive
        payments in a currency other than RMB
    •   Available Settlement Currencies: USD. Other currencies are available
        upon request; application is dependent upon expected monthly processing
        volume
    •   Activation timeframe: 24-48 hours for USD. 2+ weeks for other
        currencies (if approved)
    •   Settlement timeframe: Weekly in arrears
    •   Rates: Refer to Table 1 of the online rate card




hina Merchant Account
    •   Ideal for: businesses incorporated in China, wanting to settle into their
        Chinese bank account
    •   Available Settlement Currencies: RMB
    •   Activation timeframe: 1 – 2 weeks
    •   Settlement timeframe: Every 2 days
    •   Rates: Refer to Table 2 of the online rate card
CPS Gateway Integration Options

osted Sales Page Integration
    •   Add UnionPay as a payment option to your existing shopping cart system so
        customers can make multiple purchases at once
    •   CPS can integrate with most major shopping carts.




Buy Now” button
    •   Quick and easy option that is added to each individual item on your website
    •   Works best when only one or a small number of items are purchased at the one time
    •   Allows customers to purchase items without the need for your website to have a
        shopping cart, or allowing Chinese customers to by-pass the shopping cart procedure
CPS Online Payments Demonstration
        Your Checkout / Payment Page


elect Payment
Method


nce an item has been
selected for purchase
on your checkout /
payment page,
customers have the
option of accepting
UnionPay as their
preferred payment
option.

When UnionPay is
selected, users are
redirected to the CPS
payment gateway.
Depending on your
chosen currency setup,
customers may first be
directed to a hosted
                                            Example Payment Page
currency confirmation
CPS Online Payments Demonstration
         Currency Confirmation Page


urrency Conversion
Page

This page only appears if
your sale currency is not
RMB.

Here, customers are
presented with a hosted
redirect currency
confirmation page, which
confirms the amount they
will be deducted in RMB.

Example used: USD to
RMB
CPS Online Payments Demonstration
         ChinaPay Bank Selection Page

ank Selection
and Payment
Authorization


he customer then
chooses which
bank they wish to
pay via.



hey authorize the
payment with
their own bank
and will see a
“Payment
Success”.



his is the
standard online
payment process
in China.
CPS Online Payments Demonstration
        Your ‘Thank-you’ Page


elect Payment
Method


mmediately after the
payment is authorized
and accepted through
the CPS payment
platform, the customer
is redirected back to
your website.




                                        Example ‘Thank-you’ Page
eCommerce
Payment Flow
CPS Secure Administration


he Dashboard


iew all completed and
abandoned transactions
in real-time via your CPS
Secure account.



he dashboard is
customizable with your
choice of ‘widgets’.

Widget reports include:

ccount Balance

ransaction Count

ransaction Feed                   Contains Sample Data Only


ransaction Volume
CPS Secure Administration


ransaction

etails




                                 Contains Sample Data Only
CPS Secure Administration


ransaction

ustomer

etails




                                   Contains Sample Data Only
Fraud Screening

At CPS, we approach payment processing and fraud management with a consistent
emphasis on security, across a range of areas.  The CPS Gateway has more than
seven separate fraud detection and prevention systems that work seamlessly to
identify and block suspicious transactions.


These tools detect, among other things:
        • suspicious purchasing patterns,
        • velocity levels and,
        • failed identification checks which raise alerts and or block a payment
            altogether.
I’m Ready to Apply for an Account

To set up a Chinese payments account with CPS, simply make an online application
from the CPS website: www.chinaymentservices.com/apply-now.




I Require Further Information

Contact a CPS account representative:

info@chinapaymentservices.com
+61 7 3113 4029
Brisbane, Australia
Looking for International Card Options?

China Payment Services is part of the PNI Group. If you are also looking for
International payment solutions to accompany your China payment solutions
(such as Visa and MasterCard), contact the team at PNI for more information


Payment Network International (PNI)
Phone: +61 7 3113 4007
Email: info@pni.com.au
Head Office: Level 1, 360 St Pauls Terrace, Fortitude Valley QLD, Australia
Thank you for your time




CHINA PAYMENT
  SERVICES

Mais conteúdo relacionado

China Payment Services Overview

  • 2. About China Payment Services (CPS) hina Payment Services (CPS) offers ecommerce payment solutions to allow domestic and International businesses to accept payments from all Chinese credit and debit cards (China UnionPay cards) on their website. here are reportedly now over 530 million Internet users in China, and approximately 500 million UnionPay cards on issue. CPS can help businesses to target Chinese Internet users by providing a supportive and targeted payment facility to start accepting UnionPay cards with complete ease.   China Payment Services is in partnership with the leading online payment subsidiary of China UnionPay, ChinaPay, as well as numerous banks within China. This allows CPS to offer merchants the ability to accept payments from China, whilst settling into their choice of major currency, into their domestic bank account. Fact: There are more UnionPay cards on issue worldwide then there are Visa or MasterCard.
  • 3. Ecommerce in China he enormous scale and potential of ecommerce in China: hina is already the 2nd biggest consumer of luxury goods in the world hina has over 513 million Internet users (more internet users than the USA and Europe combined) hina has 193 million online shoppers (more than the USA) hina’s eCommerce volume in 2010 was 703 billion USD, by 2015 it is expected to reach 2.8 trillion USD he Chinese government is actively working to promote ecommerce growth and development
  • 4. CPS Partnered With ChinaPay he previous challenge faced by international businesses selling to Chinese customers was the inability to accept payments in Renminbi unless they had a Chinese bank account. CPS has established a partnership with ChinaPay that closes this gap by offering a cross-border online payment facility that allows merchants to accept payments from Chinese customers in Renminbi whilst settling in their choice of major currency into their local bank account. enefits of CPS’s partnership with ChinaPay: • UnionPay Trust – Especially within the luxury brands market, shoppers prefer to purchase with a trusted brand. Being government owned and on all Chinese cards helps build consumer trust. • Global Experience – UnionPay has a rapidly spreading global presence and systems development, which places ChinaPay in a leading position to support global companies. CPS is helping to fill the gaps and provide a true global support system. • B2C Market Share - In terms of market share in the B2C market, ChinaPay is on an equal footing with AliPay, the largest direct competitor in the market. • Superior Support – Our experience shows that companies making a healthy profit in China provide better support. ChinaPay has made healthy profits for the last three years. • Foreign Currency Settlement – Due to the unique ownership structure of ChinaPay and the relationship with The People’s Bank of China, it is
  • 5. Core Benefits of the CPS Payment Facility PS Core Benefits: • True Bi-lingual Interface - View everything in English or Chinese within our gateway • Multi-Currency - Display local pricing and settle in any major currency (e.g. USD, GBP) • 99.99% Uptime Reliability - The gateway is very reliably hosted in Hong Kong with top tier security and redundancy • Easy to use - The CPS gateway has an easy to use informative gateway interface which provides access to useful data and reports • Real-time reporting - View all approved, declined and abandoned transactions in real time in the CPS secure back-end system • Australian-based – Reap all the benefits of trading with China, without having to deal with Chinese organizations. CPS is based in Australia, and offers solutions and support to merchants across the globe.
  • 6. CPS Setup Options hina Third Party Payment Facility • Ideal for: business incorporated outside of China, wanting to receive payments in a currency other than RMB • Available Settlement Currencies: USD. Other currencies are available upon request; application is dependent upon expected monthly processing volume • Activation timeframe: 24-48 hours for USD. 2+ weeks for other currencies (if approved) • Settlement timeframe: Weekly in arrears • Rates: Refer to Table 1 of the online rate card hina Merchant Account • Ideal for: businesses incorporated in China, wanting to settle into their Chinese bank account • Available Settlement Currencies: RMB • Activation timeframe: 1 – 2 weeks • Settlement timeframe: Every 2 days • Rates: Refer to Table 2 of the online rate card
  • 7. CPS Gateway Integration Options osted Sales Page Integration • Add UnionPay as a payment option to your existing shopping cart system so customers can make multiple purchases at once • CPS can integrate with most major shopping carts. Buy Now” button • Quick and easy option that is added to each individual item on your website • Works best when only one or a small number of items are purchased at the one time • Allows customers to purchase items without the need for your website to have a shopping cart, or allowing Chinese customers to by-pass the shopping cart procedure
  • 8. CPS Online Payments Demonstration Your Checkout / Payment Page elect Payment Method nce an item has been selected for purchase on your checkout / payment page, customers have the option of accepting UnionPay as their preferred payment option. When UnionPay is selected, users are redirected to the CPS payment gateway. Depending on your chosen currency setup, customers may first be directed to a hosted Example Payment Page currency confirmation
  • 9. CPS Online Payments Demonstration Currency Confirmation Page urrency Conversion Page This page only appears if your sale currency is not RMB. Here, customers are presented with a hosted redirect currency confirmation page, which confirms the amount they will be deducted in RMB. Example used: USD to RMB
  • 10. CPS Online Payments Demonstration ChinaPay Bank Selection Page ank Selection and Payment Authorization he customer then chooses which bank they wish to pay via. hey authorize the payment with their own bank and will see a “Payment Success”. his is the standard online payment process in China.
  • 11. CPS Online Payments Demonstration Your ‘Thank-you’ Page elect Payment Method mmediately after the payment is authorized and accepted through the CPS payment platform, the customer is redirected back to your website. Example ‘Thank-you’ Page
  • 13. CPS Secure Administration he Dashboard iew all completed and abandoned transactions in real-time via your CPS Secure account. he dashboard is customizable with your choice of ‘widgets’. Widget reports include: ccount Balance ransaction Count ransaction Feed Contains Sample Data Only ransaction Volume
  • 14. CPS Secure Administration ransaction etails Contains Sample Data Only
  • 16. Fraud Screening At CPS, we approach payment processing and fraud management with a consistent emphasis on security, across a range of areas.  The CPS Gateway has more than seven separate fraud detection and prevention systems that work seamlessly to identify and block suspicious transactions. These tools detect, among other things: • suspicious purchasing patterns, • velocity levels and, • failed identification checks which raise alerts and or block a payment altogether.
  • 17. I’m Ready to Apply for an Account To set up a Chinese payments account with CPS, simply make an online application from the CPS website: www.chinaymentservices.com/apply-now. I Require Further Information Contact a CPS account representative: info@chinapaymentservices.com +61 7 3113 4029 Brisbane, Australia
  • 18. Looking for International Card Options? China Payment Services is part of the PNI Group. If you are also looking for International payment solutions to accompany your China payment solutions (such as Visa and MasterCard), contact the team at PNI for more information Payment Network International (PNI) Phone: +61 7 3113 4007 Email: info@pni.com.au Head Office: Level 1, 360 St Pauls Terrace, Fortitude Valley QLD, Australia
  • 19. Thank you for your time CHINA PAYMENT SERVICES