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Insigma HengTian Financial Crisis

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bethherron

This presentation was given in 2009 at Insigma HengTian in Hangzhou, China as an overview of the causes of the Financial Crisis. The goals of this presentation were to clarity commonly used English vocabulary and explain differences between Chinese and American financial structures.

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Factors that Contributed to the Global Financial Crisis WILLIAM R. HOLLAND FELLOW PROGRAM FOR BUSINESS STUDY IN ASIA May 12, 2009 Fudan University Mr. Hong Leiming Ms. Tang Lu Ms. Zhang Wenqian Mr. Zhang Jianxin Appalachian State University Ms. Anna Gaugert Ms. Mary Herron Mr. David Wilson Ms. Catherine Wood Mary “Beth” Herron 25.06.09
ABOUT ME… ,[object Object],[object Object],[object Object],[object Object]
WHAT CAUSED THE FINANCIAL CRISIS? ,[object Object],[object Object],[object Object],[object Object]
WHAT CAUSED THE FINANCIAL CRISIS? ,[object Object],[object Object],[object Object],[object Object]
RELAXED MORTAGE LENDING STANDARDS ,[object Object]
RELAXED MORTAGE LENDING STANDARDS ,[object Object],Subprime Alt-A (Alternative A) ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
WHAT CAUSED THE FINANCIAL CRISIS? ,[object Object],[object Object],[object Object],[object Object]
HOUSING BUBBLE
HOUSING BUBBLE 83% increase
HOUSING BUBBLE ,[object Object],[object Object],[object Object],[object Object]
HOUSING BUBBLE ,[object Object],[object Object],[object Object],[object Object]
HOUSING BUBBLE ,[object Object],[object Object],[object Object],[object Object],Definition : Price the borrower pays to the bank for the use of the loan money
HOUSING BUBBLE ,[object Object],[object Object],[object Object],[object Object],Definition : Price the borrower pays to the bank for the use of the loan money
HOUSING BUBBLE ,[object Object],[object Object],[object Object],[object Object],Definition : Price the borrower pays to the bank for the use of the loan money
HOUSING BUBBLE ,[object Object],[object Object],[object Object],[object Object]
HOUSING BUBBLE ,[object Object],[object Object],[object Object],[object Object],Definition : Borrower receives a loan to purchase a home as an investment , with an intention to sell it in the future for profit
HOUSING BUBBLE ,[object Object],[object Object],[object Object],[object Object],Definition : Borrower receives a loan to purchase a home as an investment , with an intention to sell it in the future for profit
[object Object],[object Object],[object Object],[object Object],HOUSING BUBBLE
[object Object],[object Object],[object Object],[object Object],HOUSING BUBBLE ,[object Object],[object Object],[object Object],[object Object]
HOUSING BUBBLE BURST
HOUSING BUBBLE BURST
WHAT CAUSED THE FINANCIAL CRISIS? ,[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object]
[object Object],[object Object]
[object Object],[object Object]
[object Object],[object Object]
[object Object],[object Object]
[object Object],[object Object]
[object Object],[object Object]
Banking Systems: Worldwide Financial Crisis CHINA USA
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Insigma HengTian Financial Crisis

Notas do Editor

  1. Since 1997, the index has risen about 83 %
  2. Since 1997, the index has risen about 83 %
  3. Switch Slide 5 with six…..
  4. Switch Slide 5 with six…..
  5. Switch Slide 5 with six…..
  6. An American has a mortgage for a home 100,000, after the bubble burst they could only sell their home for 50,000.
  7. james