1. Commercial Banks

2. Commercial banks are the oldest, biggest and fastest growing financial intermediaries They are important depositories of public saving and most important disburser of finance. Management of Reserve Creation of Credit

5. Origin of commercial bank can be traced back in vedic period( use of hundi) Middle of 19 th century Indigenous banking First bank Bank of Hindustan (1770) Later we had Presidency Bank in Calcutta Bombay & Madras 1919 Imperial Bank of India

6. Growth and Structure of commercial bank Importance of Indian commercial Banks in National Economy 72.2 37.83 61.5 2001-02 64.7 28.2 44.82 1995-96 64.8 40.2 52 1994-95 65.5 31.8 48.1 1990-91 73.8 45.8 35.9 1980-81 41.8 24 1975-76 14.2 13 1960-61 16.6 10 1951-56 Share in financial asset Deposit / Saving Deposit/N.I. Year

7. Indian Banking system RBI Schedule Banks Non Scheduled Bank State Coop. Commercial Bank Banks Indian Foreign PSU Pvt. Sector Bank Banks SBI & its subsidaries Other nationalized bank Regional rural bank Central Coop. bank Bank and Primary Credit Societies Commercial Bank

9. Liabilities of Banks Demand deposit Current deposit Call deposit Term deposit