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In the past 7 years we have seen over 3,500 pitches and given a lot of feedback. More than 350 FinTech startups presented their business models in 7 minutes each. From this we developed a template. We recommend that all founders cover at least the following eight topics in their presentation. 1. Elevator pitch: the ability to explain the service clearly in 60 seconds 2. The customer: value and benefit 3. The market potential 4. How do you stay ahead of the competition? 5. Marketing and sales approach 6. The core team 7. Key figures, KPIs & finance 8. Roadmap & current status
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„What’s next next in payments?“ What happened so far? The profession of cashier in banks has disappeared Credit cards Decline of cash & cheques What is happening right now? Smartphone & social media age mPesa / Safaricom What’s next? GAFA payments M2M payments What’s next next? Money becomes programmable Blockchain and crypto currencies
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The machine age has already begun. Traditional payment systems were built for people, not machines. IOTA is a promising platform for efficient M2M payments and the machine age. There are several interesting IOTA ecosystem projects and rapidly growing patent applications. The crypto currency IOTA is still a very risky investment, but with great potential. The IOTA Foundation should focus on projects and activities that keep an eye on the growth of M2M / IoT payments and volumes.
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Since peaking at just under $ 20,000 on December 17, 2017, Bitcoin has lost more than three-quarters of its value. In January 2019, the price was a little over USD 3,000. And in July 2020, it already recovered to USD 11,000. Bitcoin is far from being a payment system, but much more a digital asset. Therefore, a comparison between Bitcoin and gold is worthwhile to take a look into the future. Bitcoin vs Gold : Facts & Figures
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In the past 7 years we have seen over 3,500 pitches and given a lot of feedback. More than 350 FinTech startups presented their business models in 7 minutes each. From this we developed a template. We recommend that all founders cover at least the following eight topics in their presentation. 1. Elevator pitch: the ability to explain the service clearly in 60 seconds 2. The customer: value and benefit 3. The market potential 4. How do you stay ahead of the competition? 5. Marketing and sales approach 6. The core team 7. Key figures, KPIs & finance 8. Roadmap & current status
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User numbers and investments in cryptocurrencies and blockchain projects are increasing. In the Swiss crypto valley, 800 companies with 4,000 employees are working on the digitalization of assets. The regulators are also taking up the issue. In the digital age, cryptocurrencies are the next logical stage in the development of money. Zum zugehörigen Artikel in deutsch: https://www.it-finanzmagazin.de/8-faktoren-kryptowaehrungen-zukunft-100524/
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Frank Schwab
Myth 1 Creativity always comes from an epiphany Myth 2 There is always a clear path to creativity Myth 3 Creativity is the result of the lone innovator Myth 4 Creativity always results in greatness Myth 5 Time pressure fuels creativity Myth 6 I am not creative Myth 7 Money is a creativity motivator Myth 8 Fear forces breakthroughs Myth 9 Competition beats collaboration Myth 10 Creativity is a waste of time Myth 11 Creativity is not for people with serious careers
11 myths of creativity - Frank Schwab January 2020
11 myths of creativity - Frank Schwab January 2020
Frank Schwab
Six Thinking Hats by Edward de Bono is a technique that allows to systematically take up different positions toward a problem and by that act out various approaches. Each „hat“ symbolizes a certain attitude: White hat: pure facts about the situation Red hat: your feelings about the experience Black hat: critique Yellow hat: right and constructive aspects Green: creative thinking Blue hat: summary - the learning gained and the conclusions reached The hats can be put on arbitrarily and thereby alter the particular way of thinking. Thus many more ideas are generated by way of adopting different positions. The method can be deployed by only one person or within a group.
Six Thinking Hats by Edward de Bono
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Frank Schwab
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The Future of Money, Frank Schwab, 2019
The Future of Money, Frank Schwab, 2019
Frank Schwab
In August 2013, Samarth Shekhar had the idea for the FinTech Forum, which we then implemented together within a few days. Since then, we have identified and analyzed more than 800 FinTechs from German-speaking countries. As part of 17 “FinTech Forum” and “FinTech Forum on Tour” events, we got to know 270 startups and founders and over 100 investors in person. More than 200 FinTech startups have already disappeared from the scene. The question then arises, what sets successful fintech startups apart from those who have to give up? From my point of view, there are three important key competences that are needed by FinTech Startups and their founders: 1. Build great, customer-oriented products 2. Be strong in business development 3. Be skilled in dealing with investors plus 4. Have profitability firmly in focus With many FinTech examples.
The 3+1 essential competences of FinTech startups
The 3+1 essential competences of FinTech startups
Frank Schwab
Interface: From functional interfaces to machine communication Services: From application silos to machine learning and AI IP: From self developed to open source to open services Data: From flat files to blockchain Infrastructure: From high variety infrastructures to edge computing Organisation: From hierarchical IT organizations to distributed agil self organized communities The future is already here, just distributed unevenly - demonstrated by many real life observations in Banking IT Richmond Financial Industry Forum
Evolution of paradigms in Banking IT
Evolution of paradigms in Banking IT
Frank Schwab
Basic conditions of money, technologies, and user behavior changed significantly over the last decade. Investors may consider to integrate crypto currencies into their portfolio. The presentation provides my 8 rules for crypto currency investments. #1 Check background of people behind #2 Review GitHub and development activities #3 Test available tools like wallets, apps, UX, … #4 Learn about the crypto currency exchanges supported #5 Understand fundamentals and technical analysis #6 Verify underlying business model #7 Figure out the potential of the coin #8 Think about the sales strategy
Crypto currencies - 8 investment rules
Crypto currencies - 8 investment rules
Frank Schwab
Is Bitcoin the gold of the future? Currently, the Bitcoin is located in the Gartner valley of disappointment. Already the fourth time! A good time for an analysis. Since peaking at just under USD 20,000 on December 17, 2017, Bitcoin has lost a good two-thirds of its value. And according to Google Trends even more than 80% interest. In terms of Gartner terminology: the Bitcoin is currently in the Valley of Disappointment. More precisely, currently the fourth time, after June 2011, April 2013 and December 2013. A good time to look into it.
Bitcoin - Gold of the future
Bitcoin - Gold of the future
Frank Schwab
APIs pump data. And at traditional banks from the depths of their IT landscapes. APIs make the Internet machine-readable and often form the basis of successful e-commerce business models. Twitter, Netflix, Google, Facebook and eBay are members of the club of API billionaires. From their partners and customers all of them have more than 1 billion API calls daily. That is the way they are significantly increasing advertising and sales reach - completely automated. More here: https://www.linkedin.com/post/edit/apis-oil-pumps-21st-century-frank-schwab
APIs - the oil pumps of the 21st century
APIs - the oil pumps of the 21st century
Frank Schwab
FinTech is a major development driver in the banking industry and will be indispensable for the implementation of financial transactions in the near future. For financial advisors, the question arises as to how digital products and FinTech affect their work. Financial services (Fin) and technology (Tech) have always been closely linked. So it is not surprising that digitization in the past has been driven by banks, asset managers and insurance companies. More than 700 FinTechs in German-speaking countries are accelerating this development. But how do digital products and FinTech affect the work of financial advisers? Do the associated technologies only change the rules of the game, or are new bases for financial advice created? And what stumbling blocks are there on the way from the classic system to the digital one? In a presentation at the Professional Profession Congress 2018 in Mannheim on January 24, 2018, Frank Schwab, co-founder of the Frankfurt FinTech Forum and digitization pioneer, explains which changes and challenges are foreseeable in the future. In addition, the expert provides information on how to tap the new potential with the right know-how. At the present time, it can be stated that investment advice is in a transitional stage. Nevertheless, the "digital transformation" in the consulting industry raises many questions. How will the tasks and working methods of financial advisors change? And to what extent will customer expectations change? In short, what do today's consultants have to expect to be prepared for the business of tomorrow? In his presentation, Frank Schwab discusses these and other existential questions for the future of financial advisers as to why consultants should know about STP, API, AI, P2P, Robots, Crypto, Blockchain and other developments. Learn about Nicola Pragera and digital assets, John Naisbitt and Mega Trends, Mobile Pay and Danske Bank, KWITT and Sparkassen, Crypto, Bitcoin and Factor 70, ICOs and Neufund, Rob Advisory and niiio, Mobile and savedroid, kapilendo, smava, bitcoin.de, goldmoney and Fidor Bank, new KPIs, diffusion of innovation and the future.
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Basic conditions of money, technologies, and user behavior changed significantly over the last decade. Investors should consider to integrate crypto currencies into their portfolio. The presentation also provides 8 rules for crypto currency investments. Crypto Currency Conference, Odessa, Ukraine See the presentation on YouTube: https://www.youtube.com/watch?v=dqpdmGnYXbA&t=51s&index=1&list=PLxXkZsSpEl41Cht5ZwDxLy5-2PL-AVcZD Frank@FrankSchwabSpeaks.com
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APIs matter
Frank Schwab
Fidor TecS enables disruptive banking Fidor combines a full banking license with its own technology: a strong focus on APIs ensures meeting the demands of the 21st century digital consumer globally and profitably. Fidor serves in a unique way the digitalized banking world to “make this bank your bank” through its open banking APIs. Be a part of reshaping the post-crisis banking industry through cutting edge technology instead of doing the minimum to be compliant. Educate and integrate your customer through your own community of loyal customers instead of preying on financial illiteracy. The Fidor Operating System fidorOS allows you to do just that - and much more. fidorOS is designed to work seamlessly with existing core banking system. It not only provides all the basic banking functionalities but it also is expandable, thanks to its modular design. It also bridges traditional banking products like account, payments, deposits, loans with new banking products like P2P lending, crowd lending, social trading, virtual currencies and Ripple. A completely new technology that is not tied to any legacy code. Flexible enough to be used on nearly any core banking system and powerful enough to be used by banks as white label.
Fidor TecS AG Company Presentation
Fidor TecS AG Company Presentation
Frank Schwab
Widely recognised as the one of world's most innovative banks, Fidor Bank was established in Germany in 2007. It is the world’s first online-only bank that operates only through the internet and using social media. From customer service, communications and engagement to new product development, everything happens on social media at the Fidor Bank. Fidor currently has more than 300,000 people registered and 250,000 community members. It has €200m worth of deposits, and its lending totals about €160m. With only 34 staff, no branches and a cost of only €20.00 to set up a customer with full banking, the overheads are low compared with traditional banks.
The Fidor Bank Story, Frank Schwab, Fidor TecS AG
The Fidor Bank Story, Frank Schwab, Fidor TecS AG
Frank Schwab
FinTech Forum DACH is the first event focused on Germany, Austria and Switzerland, with the mission to identify innovators and disruptors in the Financial Services sector and bring them together with high-calibre investors.
FinTech Forum DACH Keynote Frank Schwab
FinTech Forum DACH Keynote Frank Schwab
Frank Schwab
10 Lessons for success 1. „Establish a robust project leadership.“ 2. „Do only start an IT Mega Project once the bank can stand double the planned budget.“ 3. „Build a conservative business case.“ 4. „Prepare yourself that your program will not deliver on all objectives.“ 5. „Make yourself familiar with your IT Landscape of your project.“ 6. „Understand what problems do you want to solve with your mega project.“ 7. „Take your time – not PPT, but make use of a test environment of your target IT Landscape.“ 8. „First build some prototypes to learn about your core challenges.“ 9. „Make yourself fit for the target landscape“ 10. „Deconstruct your IT Mega Project in several smaller delivery units, that each create value, build on each other and help to achieve the common objectives.“ Do not repeat know failures Set unrealistic objectives Set political objectives Provide not appropriate time for testing Assign inexperience program management Overestimation of one‘s own capabilities Too much optimism Believe you are unique
IT Mega Projects in Banking
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Frank Schwab
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The Fidor Bank Story, Frank Schwab, Fidor TecS AG
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A submission to the Australian authorities on value for money
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Henry Tapper
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Introduced by W.D. Gann in the early 20th century, Gann Theory remains a timeless approach to trading that continues to fascinate traders and investors alike. With its unique blend of mathematical analysis and strategic forecasting, Gann Theory offers a comprehensive framework for understanding market movements and making informed trading decisions. Join us as we delve into the intricacies of Gann Theory and uncover the secrets behind its enduring relevance in the fast-paced world of trading.
W.D. Gann Theory Complete Information.pdf
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falcon-invoice-discounting-unlocking-prime-investment-opportunities
falcon-invoice-discounting-unlocking-prime-investment-opportunities
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Strategic Resources May 2024 Corporate Presentation
Strategic Resources May 2024 Corporate Presentation
Strategic Resources May 2024 Corporate Presentation
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6.
The Internet
7.
8.
9.
10.
14.8 billion US
$ sales 476 million US $ profit
11.
7.6 billion US
$ sales 350 million US $ profit
12.
Blockbusters &
Best Sellers Unpopular Popularity Products sold Long tail
13.
Countless niches,
selling less of more
14.
16.6 billion US
$ revenues 4.2 billion US $ profit
15.
SOLD to Google
1.65 billion US $ 18 month after launch
16.
Microsoft offers 40
billion US $
17.
18.
19.
Not just a
technology, is part of a revolution
20.
Think differently about
technology Take part & Collaboration Convenience Business People & Lifestyle
21.
Trends in Banking
22.
23.
24.
25.
26.
27.
28.
29.
?
Notas do Editor
Frage: Wie viele haben ein Mobiltelefon? Ein Notebook? Einen elektronischen Organizer? Nutzen sie diese Geräte von unterwegs, mobil? Immer online sein. Immer erreichbar. Darum geht es auch bei Web 2.0
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