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Women Entrepreneurship in
India: Some Aspects
  Arti Pradhan
     mba




                 women
Why do Women Take-up
Employment?
   Push Factors
    ◦ Death of bread winner
    ◦ Sudden fall in family income
    ◦ Permanent inadequacy in income of the family
   Pull Factors
    ◦ Women’s desire to evaluate their talent
    ◦ To utilize their free time or education
    ◦ Need and perception of Women’s Liberation, Equity
      etc.
    ◦ To gain recognition, importance and social status.
    ◦ To get economic independence




                                  women
Categories of Women
Entrepreneurs
 Women in organized & unorganized
  sector
 Women in traditional & modern
  industries
 Women in urban & rural areas
 Women in large scale and small
  scale industries.
 Single women and joint venture.



                      women
Categories of Women Entrepreneurs
in Practice in India
   First Category
    ◦ Established in big cities
    ◦ Having higher level technical & professional
      qualifications
    ◦ Non traditional Items
    ◦ Sound financial positions
   Second Category
    ◦   Established in cities and towns
    ◦   Having sufficient education
    ◦   Both traditional and non traditional items
    ◦   Undertaking women services-
        kindergarten, crèches, beauty parlors, health clinic
        etc.


                                     women
Categories of Women Entrepreneurs
in Practice in India (Contd.)
   Third Category
    ◦ Illiterate women
    ◦ Financially week
    ◦ Involved in family business such as
      Agriculture, Horticulture, Animal
      Husbandry, Dairy, Fisheries, Agro
      Forestry, Handloom, Powerloom etc.




                          women
Supportive Measures for Women’s
    Economic Activities and
    Entrepreneurship


 Direct & indirect financial support
 Yojna schemes and programmes
 Technological training and awards
 Federations and associations




                         women
Direct & Indirect Financial
Support
   Nationalized banks
   State finance corporation
   State industrial development
    corporation
   District industries centers
   Differential rate schemes
   Mahila Udyug Needhi scheme
   Small Industries Development Bank of
    India (SIDBI)
   State Small Industrial Development
    Corporations (SSIDCs)

                         women
Yojna Schemes and
    Programmes


 Nehru Rojgar Yojna
 Jawahar Rojgar Yojna
 TRYSEM
 DWACRA




                         women
Technological Training and
Awards
   Stree Shakti Package by SBI
   Entrepreneurship Development Institute of
    India
   Trade Related Entrepreneurship Assistance
    and Development (TREAD)
   National Institute of Small Business Extension
    Training (NSIBET)
   Women’s University of Mumbai




                             women
Federations and Associations

   National Alliance of Young Entrepreneurs
    (NAYE)
   India Council of Women Entrepreneurs, New
    Delhi
   Self Employed Women’s Association (SEWA)
   Association of Women Entrepreneurs of
    Karnataka (AWEK)
   World Association of Women Entrepreneurs
    (WAWE)
   Associated Country Women of the World
    (ACWW)


                                 women
Women Entrepreneurship in India
     States      No of Units   No. of Women    Percentag
                 Registered    Entrepreneurs       e
Tamil Nadu          9618           2930          30.36
Uttar Pradesh       7980           3180          39.84
Kerala              5487           2135          38.91
Punjab              4791           1618          33.77
Maharastra          4339           1394          32.12
Gujrat              3872           1538          39.72
Karnatka            3822           1026          26.84
Madhya Pradesh      2967           842           28.38
Other States &     14576           4185          28.71
UTS
Total              57,452         18,848         32.82

                                    women
Women Work Participation
            Country   Percentage

India (1970-1971)         14.2

India (1980-1981)         19.7

India (1990-1991)         22.3

India (2000-2001)         31.6

USA                           45
UK                            43

Indonesia                     40
Sri Lanka                     35

Brazil                        35



                      women
Women Entrepreneurship in India
   Earlier there were 3 Ks
    ◦ Kitchen
    ◦ Kids
    ◦ Knitting
   Then came 3 Ps
    ◦ Powder
    ◦ Pappad
    ◦ Pickles
   At present there are 4 Es
    ◦   Electricity
    ◦   Electronics
    ◦   Energy
    ◦   Engineering



                                women
Some examples
   Mahila Grih Udyog
    ◦ 7 ladies started in 1959:
      Lizzat Pappad
   Lakme
    ◦ Simon Tata
   Shipping coorporation
    ◦ Mrs. Sumati Morarji
   Exports
    ◦ Ms. Nina Mehrotra
   Herbal Heritage
    ◦ Ms. Shahnaz Hussain
   Balaji films
    ◦ Ekta Kapoor


                                  women
   Naina Lal
    Kidwai, Investment
    Banker
   Fortune magazine listed
    her as one of the world’s
    most powerful
    businesswomen in 2003.
    India Inc recognises her
    as one of its most
    powerful investment
    bankers. But Naina Lal
    Kidwai, HSBC’s deputy
    CEO, can’t be reduced to
    simple woman-banker
    equations; her
    professional vision
    transcends gender



          women
   Shahnaz Husain, Herbal
    Beauty Queen She’s the
    "Estee Lauder of India",
    with even famous
    department stores like
    Galleries Lafayette in
    Paris, Harrods and
    Selfridges in London and
    Bloomingdales in New
    York stocking her
    cosmetics, creams and
    lotions.




         women
   Vineeta Bali
   Director, Academic Success
    Program
   she practiced law as a business
    litigator for three years, and
    then as a transactional attorney
    for the Silicon Valley Law Group
    for several years. Her main
    responsibilities as a
    transactional attorney were in
    the following areas: mergers and
    acquisitions, investor financing
    and corporate funding, business
    formation and corporate
    governance, securities
    compliance for privately held
    and public companies.




           women
   Lalita Gupte, Banker
   she’s created a
    formidable global
    presence of what was
    once a native
    development finance
    institution. Account-
    holders can now bank
    at ICICI branches in
    UK, the Far East, West
    Asia and Canada. With
    ICICI since 1971, Gupte
    was the first woman to
    be inducted on the
    board in 1984.




         women
Problems
   Dual role to play at workplace & at
    home place
   Subordinate to men
   Just that her being women
   Non-awareness of facilities provided
    by government
   Competition with large scale units
   Problems related to marketing


                        women
Suggestions
 Procedure of getting finance should
  be simple
 Effective propagation of
  programmes and yojna
 Linkages between
  product, services and market
  centers.
 Encouragement to technical and
  professional education.

                        women

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Women Entrepreneurship Growth in India Despite Challenges

  • 1. Women Entrepreneurship in India: Some Aspects Arti Pradhan mba women
  • 2. Why do Women Take-up Employment?  Push Factors ◦ Death of bread winner ◦ Sudden fall in family income ◦ Permanent inadequacy in income of the family  Pull Factors ◦ Women’s desire to evaluate their talent ◦ To utilize their free time or education ◦ Need and perception of Women’s Liberation, Equity etc. ◦ To gain recognition, importance and social status. ◦ To get economic independence women
  • 3. Categories of Women Entrepreneurs  Women in organized & unorganized sector  Women in traditional & modern industries  Women in urban & rural areas  Women in large scale and small scale industries.  Single women and joint venture. women
  • 4. Categories of Women Entrepreneurs in Practice in India  First Category ◦ Established in big cities ◦ Having higher level technical & professional qualifications ◦ Non traditional Items ◦ Sound financial positions  Second Category ◦ Established in cities and towns ◦ Having sufficient education ◦ Both traditional and non traditional items ◦ Undertaking women services- kindergarten, crèches, beauty parlors, health clinic etc. women
  • 5. Categories of Women Entrepreneurs in Practice in India (Contd.)  Third Category ◦ Illiterate women ◦ Financially week ◦ Involved in family business such as Agriculture, Horticulture, Animal Husbandry, Dairy, Fisheries, Agro Forestry, Handloom, Powerloom etc. women
  • 6. Supportive Measures for Women’s Economic Activities and Entrepreneurship  Direct & indirect financial support  Yojna schemes and programmes  Technological training and awards  Federations and associations women
  • 7. Direct & Indirect Financial Support  Nationalized banks  State finance corporation  State industrial development corporation  District industries centers  Differential rate schemes  Mahila Udyug Needhi scheme  Small Industries Development Bank of India (SIDBI)  State Small Industrial Development Corporations (SSIDCs) women
  • 8. Yojna Schemes and Programmes  Nehru Rojgar Yojna  Jawahar Rojgar Yojna  TRYSEM  DWACRA women
  • 9. Technological Training and Awards  Stree Shakti Package by SBI  Entrepreneurship Development Institute of India  Trade Related Entrepreneurship Assistance and Development (TREAD)  National Institute of Small Business Extension Training (NSIBET)  Women’s University of Mumbai women
  • 10. Federations and Associations  National Alliance of Young Entrepreneurs (NAYE)  India Council of Women Entrepreneurs, New Delhi  Self Employed Women’s Association (SEWA)  Association of Women Entrepreneurs of Karnataka (AWEK)  World Association of Women Entrepreneurs (WAWE)  Associated Country Women of the World (ACWW) women
  • 11. Women Entrepreneurship in India States No of Units No. of Women Percentag Registered Entrepreneurs e Tamil Nadu 9618 2930 30.36 Uttar Pradesh 7980 3180 39.84 Kerala 5487 2135 38.91 Punjab 4791 1618 33.77 Maharastra 4339 1394 32.12 Gujrat 3872 1538 39.72 Karnatka 3822 1026 26.84 Madhya Pradesh 2967 842 28.38 Other States & 14576 4185 28.71 UTS Total 57,452 18,848 32.82 women
  • 12. Women Work Participation Country Percentage India (1970-1971) 14.2 India (1980-1981) 19.7 India (1990-1991) 22.3 India (2000-2001) 31.6 USA 45 UK 43 Indonesia 40 Sri Lanka 35 Brazil 35 women
  • 13. Women Entrepreneurship in India  Earlier there were 3 Ks ◦ Kitchen ◦ Kids ◦ Knitting  Then came 3 Ps ◦ Powder ◦ Pappad ◦ Pickles  At present there are 4 Es ◦ Electricity ◦ Electronics ◦ Energy ◦ Engineering women
  • 14. Some examples  Mahila Grih Udyog ◦ 7 ladies started in 1959: Lizzat Pappad  Lakme ◦ Simon Tata  Shipping coorporation ◦ Mrs. Sumati Morarji  Exports ◦ Ms. Nina Mehrotra  Herbal Heritage ◦ Ms. Shahnaz Hussain  Balaji films ◦ Ekta Kapoor women
  • 15. Naina Lal Kidwai, Investment Banker  Fortune magazine listed her as one of the world’s most powerful businesswomen in 2003. India Inc recognises her as one of its most powerful investment bankers. But Naina Lal Kidwai, HSBC’s deputy CEO, can’t be reduced to simple woman-banker equations; her professional vision transcends gender women
  • 16. Shahnaz Husain, Herbal Beauty Queen She’s the "Estee Lauder of India", with even famous department stores like Galleries Lafayette in Paris, Harrods and Selfridges in London and Bloomingdales in New York stocking her cosmetics, creams and lotions. women
  • 17. Vineeta Bali  Director, Academic Success Program  she practiced law as a business litigator for three years, and then as a transactional attorney for the Silicon Valley Law Group for several years. Her main responsibilities as a transactional attorney were in the following areas: mergers and acquisitions, investor financing and corporate funding, business formation and corporate governance, securities compliance for privately held and public companies. women
  • 18. Lalita Gupte, Banker  she’s created a formidable global presence of what was once a native development finance institution. Account- holders can now bank at ICICI branches in UK, the Far East, West Asia and Canada. With ICICI since 1971, Gupte was the first woman to be inducted on the board in 1984. women
  • 19. Problems  Dual role to play at workplace & at home place  Subordinate to men  Just that her being women  Non-awareness of facilities provided by government  Competition with large scale units  Problems related to marketing women
  • 20. Suggestions  Procedure of getting finance should be simple  Effective propagation of programmes and yojna  Linkages between product, services and market centers.  Encouragement to technical and professional education. women