SlideShare a Scribd company logo
1 of 28
Alexandra Krupa Professor Klinkowstein
Selected Business Article
How to Save on Everything
http://www.bbc.com/capital/story/20131025-how-to-save-on-everything
Alexandra Krupa Professor Klinkowstein
Budgets help save money
Alexandra Krupa Professor Klinkowstein
Tracking costs can be daunting
Alexandra Krupa Professor Klinkowstein
A school cafeteria is an ideal place to
examine spending habits of college
students
“Ethnographic Research”
The Student Center offers a variety of drinks; however, after observation,
students seem more intrigued by the less pricy ice teas rather than the
expensive high end brands.
Alexandra Krupa Professor Klinkowstein
“Ethnographic Research”
Through observation at Hollister, a
trendy clothing store, it was noticed
that more people were likely to skim
and select clothing from the sales
section.
Alexandra Krupa Professor Klinkowstein
“Ethnographic Research”
At Dick Sport Goods, it was
observed that people were less
likely to buy items that were
overpriced.
Alexandra Krupa Professor Klinkowstein
PROPOSAL FOR AN INNOVATIVE
BUSINESS
In today’s society, college students highly rely on their cell phones to
complete daily tasks. Creating a new application that virtually interacts
with the user to help control their usage of money could help them
manage a reasonable budget and help them avoid being in debt.
Alexandra Krupa Professor Klinkowstein
PROPOSAL FOR AN INNOVATIVE
BUSINESS
This application would include voice command interacting, and simple
graphs and data explaining the consumer’s spending habits.
Alexandra Krupa Professor Klinkowstein
PROPOSAL FOR AN INNOVATIVE
BUSINESS
Allows students to gain management skills, create balanced budgets,
rationalize decisions, and appreciate money.
Alexandra Krupa Professor Klinkowstein
PROPOSAL FOR AN INNOVATIVE
BUSINESS
In today’s society, college students highly rely on their cell phones to
complete daily tasks. Creating a new application that virtually interacts
with the user to help control their usage of money could help them
manage a reasonable budget and help them avoid being in debt. This
application would include voice command interacting, and simple graphs
and data explaining the consumer’s spending habits. Allows students to
gain management skills, create balanced budgets, rationalize decisions,
and appreciate money.
Alexandra Krupa Professor Klinkowstein
Mobile Banks Gaining Popularity With Young Consumers
http://online.wsj.com/article/PR-CO-20140212-911942.html
According to the New York Times, GoBank is a new mobile banking
service that does not require a minimum balance and offers a plethora of
options, such as making payments directly from their phones
Alexandra Krupa Professor Klinkowstein
U.S. Bank Expands Mobile App Pilot Using Voice
Biometrics to Access Credit Card Account
http://online.wsj.com/article/PR-CO-20140212-911942.html
According to The Wall Street Journal, mobile banking is becoming more
advanced by using voice command to create a more advanced secuirty
system.
Alexandra Krupa Professor Klinkowstein
Mobile banking is huge for small businesses
http://nypost.com/2014/02/22/mobile-banking-is-huge-for-small-businesses/
According to NYPost, mobile banking is lucrative for small businesses
because it makes it more accessible to manage their money and produce
more revenue.
Alexandra Krupa Professor Klinkowstein
Image Research
Alexandra Krupa Professor Klinkowstein
Image Research
Alexandra Krupa Professor Klinkowstein
Image Research
Alexandra Krupa Professor Klinkowstein
FIVE TAGELINES
1. Mac, “Think Different”
2. GE, “Imagination at work”
3. Dell, “The power to do more”
4. Ford, “Build for the road ahead”
5. Loreal, “Because you’re worth it”
Alexandra Krupa Professor Klinkowstein
NEW HEADLINE
“Balance Your Budget”
Alexandra Krupa Professor Klinkowstein
Out of Focus Background Picture
Alexandra Krupa Professor Klinkowstein
Alexandra Krupa Professor Klinkowstein
Diagram Sketches
Alexandra Krupa Professor Klinkowstein
Diagram Sketches
Alexandra Krupa Professor Klinkowstein
Diagram Sketches
Alexandra Krupa Professor Klinkowstein
Alexandra Krupa Professor Klinkowstein
Selected Environment and User Image
Alexandra Krupa Professor Klinkowstein
Selected Device Image
Alexandra Krupa Professor Klinkowstein
Imagined Products/Service in Visualization
Alexandra Krupa Professor Klinkowstein

More Related Content

Similar to Business and Innovation- final

Ripe Online Travel 2.0
Ripe Online Travel 2.0Ripe Online Travel 2.0
Ripe Online Travel 2.0Ripe Online
 
Next-generation video research via mobile phones: a virtual focus group in th...
Next-generation video research via mobile phones: a virtual focus group in th...Next-generation video research via mobile phones: a virtual focus group in th...
Next-generation video research via mobile phones: a virtual focus group in th...Merlien Institute
 
Digital In Banking - Summary Trends - Virginia Bankers Association - March 2015
Digital In Banking - Summary Trends - Virginia Bankers Association - March 2015Digital In Banking - Summary Trends - Virginia Bankers Association - March 2015
Digital In Banking - Summary Trends - Virginia Bankers Association - March 2015Kenneth Hans
 
Springwise weekly | high end wearable solar fashion, and the rest of this wee...
Springwise weekly | high end wearable solar fashion, and the rest of this wee...Springwise weekly | high end wearable solar fashion, and the rest of this wee...
Springwise weekly | high end wearable solar fashion, and the rest of this wee...Springwise
 
What's next for banks
What's next for banksWhat's next for banks
What's next for banksAndy Cowles
 
Macro trends presentatie tom gouman
Macro trends presentatie tom goumanMacro trends presentatie tom gouman
Macro trends presentatie tom goumanTom Gouman
 
Perceptions of-uk-based-customers-toward-internet-banking-in-the-united-kingdom
Perceptions of-uk-based-customers-toward-internet-banking-in-the-united-kingdomPerceptions of-uk-based-customers-toward-internet-banking-in-the-united-kingdom
Perceptions of-uk-based-customers-toward-internet-banking-in-the-united-kingdomMashood Mukhtar
 
Companies to watch in 2014 view from silicon valley - capgemini consulting -...
Companies to watch in 2014  view from silicon valley - capgemini consulting -...Companies to watch in 2014  view from silicon valley - capgemini consulting -...
Companies to watch in 2014 view from silicon valley - capgemini consulting -...Rick Bouter
 
Will Mobile Payments Future be on your wrist ? EFMA Mobile Banking Advisory C...
Will Mobile Payments Future be on your wrist ? EFMA Mobile Banking Advisory C...Will Mobile Payments Future be on your wrist ? EFMA Mobile Banking Advisory C...
Will Mobile Payments Future be on your wrist ? EFMA Mobile Banking Advisory C...Saint Germain Consulting
 
Will Mobile Payments Future be on your wrist ? EFMA Mobile Banking Advisory C...
Will Mobile Payments Future be on your wrist ? EFMA Mobile Banking Advisory C...Will Mobile Payments Future be on your wrist ? EFMA Mobile Banking Advisory C...
Will Mobile Payments Future be on your wrist ? EFMA Mobile Banking Advisory C...YVON MOYSAN
 
Leveraging mobile banking channels for client education
Leveraging mobile banking channels for client educationLeveraging mobile banking channels for client education
Leveraging mobile banking channels for client educationMABSIV
 
Marketing of Financial Products & Services - Marketing Cases - Axis bank, Cit...
Marketing of Financial Products & Services - Marketing Cases - Axis bank, Cit...Marketing of Financial Products & Services - Marketing Cases - Axis bank, Cit...
Marketing of Financial Products & Services - Marketing Cases - Axis bank, Cit...Parveen Sharma
 
A study on green banking trends in india
A study on green banking trends in indiaA study on green banking trends in india
A study on green banking trends in indiaRAVICHANDIRANG
 
69 a study on green banking trends in india
69 a study on green banking trends in india69 a study on green banking trends in india
69 a study on green banking trends in indiachelliah paramasivan
 
How Today's Digital Reality Can Enrich Customer Experiences
How Today's Digital Reality Can Enrich Customer ExperiencesHow Today's Digital Reality Can Enrich Customer Experiences
How Today's Digital Reality Can Enrich Customer ExperiencesRaja Teh Maimunah
 
Nativeye: Mobile research for innovation
Nativeye: Mobile research for innovationNativeye: Mobile research for innovation
Nativeye: Mobile research for innovationThe Research Thing
 
Get Consumer Smart - Behavioural Economics
Get Consumer Smart  - Behavioural EconomicsGet Consumer Smart  - Behavioural Economics
Get Consumer Smart - Behavioural Economicsemmersons1
 
Katrina d portfolio_slideshare14
Katrina d portfolio_slideshare14Katrina d portfolio_slideshare14
Katrina d portfolio_slideshare14katzstar
 

Similar to Business and Innovation- final (20)

Ripe Online Travel 2.0
Ripe Online Travel 2.0Ripe Online Travel 2.0
Ripe Online Travel 2.0
 
Next-generation video research via mobile phones: a virtual focus group in th...
Next-generation video research via mobile phones: a virtual focus group in th...Next-generation video research via mobile phones: a virtual focus group in th...
Next-generation video research via mobile phones: a virtual focus group in th...
 
Six Selected Trends by Augustine Fou
Six Selected Trends by Augustine FouSix Selected Trends by Augustine Fou
Six Selected Trends by Augustine Fou
 
Digital In Banking - Summary Trends - Virginia Bankers Association - March 2015
Digital In Banking - Summary Trends - Virginia Bankers Association - March 2015Digital In Banking - Summary Trends - Virginia Bankers Association - March 2015
Digital In Banking - Summary Trends - Virginia Bankers Association - March 2015
 
Springwise weekly | high end wearable solar fashion, and the rest of this wee...
Springwise weekly | high end wearable solar fashion, and the rest of this wee...Springwise weekly | high end wearable solar fashion, and the rest of this wee...
Springwise weekly | high end wearable solar fashion, and the rest of this wee...
 
What's next for banks
What's next for banksWhat's next for banks
What's next for banks
 
Macro trends presentatie tom gouman
Macro trends presentatie tom goumanMacro trends presentatie tom gouman
Macro trends presentatie tom gouman
 
Perceptions of-uk-based-customers-toward-internet-banking-in-the-united-kingdom
Perceptions of-uk-based-customers-toward-internet-banking-in-the-united-kingdomPerceptions of-uk-based-customers-toward-internet-banking-in-the-united-kingdom
Perceptions of-uk-based-customers-toward-internet-banking-in-the-united-kingdom
 
Companies to watch in 2014 view from silicon valley - capgemini consulting -...
Companies to watch in 2014  view from silicon valley - capgemini consulting -...Companies to watch in 2014  view from silicon valley - capgemini consulting -...
Companies to watch in 2014 view from silicon valley - capgemini consulting -...
 
Will Mobile Payments Future be on your wrist ? EFMA Mobile Banking Advisory C...
Will Mobile Payments Future be on your wrist ? EFMA Mobile Banking Advisory C...Will Mobile Payments Future be on your wrist ? EFMA Mobile Banking Advisory C...
Will Mobile Payments Future be on your wrist ? EFMA Mobile Banking Advisory C...
 
Will Mobile Payments Future be on your wrist ? EFMA Mobile Banking Advisory C...
Will Mobile Payments Future be on your wrist ? EFMA Mobile Banking Advisory C...Will Mobile Payments Future be on your wrist ? EFMA Mobile Banking Advisory C...
Will Mobile Payments Future be on your wrist ? EFMA Mobile Banking Advisory C...
 
Leveraging mobile banking channels for client education
Leveraging mobile banking channels for client educationLeveraging mobile banking channels for client education
Leveraging mobile banking channels for client education
 
Marketing of Financial Products & Services - Marketing Cases - Axis bank, Cit...
Marketing of Financial Products & Services - Marketing Cases - Axis bank, Cit...Marketing of Financial Products & Services - Marketing Cases - Axis bank, Cit...
Marketing of Financial Products & Services - Marketing Cases - Axis bank, Cit...
 
A study on green banking trends in india
A study on green banking trends in indiaA study on green banking trends in india
A study on green banking trends in india
 
69 a study on green banking trends in india
69 a study on green banking trends in india69 a study on green banking trends in india
69 a study on green banking trends in india
 
How Today's Digital Reality Can Enrich Customer Experiences
How Today's Digital Reality Can Enrich Customer ExperiencesHow Today's Digital Reality Can Enrich Customer Experiences
How Today's Digital Reality Can Enrich Customer Experiences
 
Nativeye: Mobile research for innovation
Nativeye: Mobile research for innovationNativeye: Mobile research for innovation
Nativeye: Mobile research for innovation
 
Get Consumer Smart - Behavioural Economics
Get Consumer Smart  - Behavioural EconomicsGet Consumer Smart  - Behavioural Economics
Get Consumer Smart - Behavioural Economics
 
Katrina d portfolio_slideshare14
Katrina d portfolio_slideshare14Katrina d portfolio_slideshare14
Katrina d portfolio_slideshare14
 
Smart babycase
Smart babycaseSmart babycase
Smart babycase
 

Recently uploaded

Partners Life - Insurer Innovation Award 2024
Partners Life - Insurer Innovation Award 2024Partners Life - Insurer Innovation Award 2024
Partners Life - Insurer Innovation Award 2024The Digital Insurer
 
TrustArc Webinar - Stay Ahead of US State Data Privacy Law Developments
TrustArc Webinar - Stay Ahead of US State Data Privacy Law DevelopmentsTrustArc Webinar - Stay Ahead of US State Data Privacy Law Developments
TrustArc Webinar - Stay Ahead of US State Data Privacy Law DevelopmentsTrustArc
 
Real Time Object Detection Using Open CV
Real Time Object Detection Using Open CVReal Time Object Detection Using Open CV
Real Time Object Detection Using Open CVKhem
 
Workshop - Best of Both Worlds_ Combine KG and Vector search for enhanced R...
Workshop - Best of Both Worlds_ Combine  KG and Vector search for  enhanced R...Workshop - Best of Both Worlds_ Combine  KG and Vector search for  enhanced R...
Workshop - Best of Both Worlds_ Combine KG and Vector search for enhanced R...Neo4j
 
Handwritten Text Recognition for manuscripts and early printed texts
Handwritten Text Recognition for manuscripts and early printed textsHandwritten Text Recognition for manuscripts and early printed texts
Handwritten Text Recognition for manuscripts and early printed textsMaria Levchenko
 
Exploring the Future Potential of AI-Enabled Smartphone Processors
Exploring the Future Potential of AI-Enabled Smartphone ProcessorsExploring the Future Potential of AI-Enabled Smartphone Processors
Exploring the Future Potential of AI-Enabled Smartphone Processorsdebabhi2
 
[2024]Digital Global Overview Report 2024 Meltwater.pdf
[2024]Digital Global Overview Report 2024 Meltwater.pdf[2024]Digital Global Overview Report 2024 Meltwater.pdf
[2024]Digital Global Overview Report 2024 Meltwater.pdfhans926745
 
Data Cloud, More than a CDP by Matt Robison
Data Cloud, More than a CDP by Matt RobisonData Cloud, More than a CDP by Matt Robison
Data Cloud, More than a CDP by Matt RobisonAnna Loughnan Colquhoun
 
From Event to Action: Accelerate Your Decision Making with Real-Time Automation
From Event to Action: Accelerate Your Decision Making with Real-Time AutomationFrom Event to Action: Accelerate Your Decision Making with Real-Time Automation
From Event to Action: Accelerate Your Decision Making with Real-Time AutomationSafe Software
 
AWS Community Day CPH - Three problems of Terraform
AWS Community Day CPH - Three problems of TerraformAWS Community Day CPH - Three problems of Terraform
AWS Community Day CPH - Three problems of TerraformAndrey Devyatkin
 
Boost Fertility New Invention Ups Success Rates.pdf
Boost Fertility New Invention Ups Success Rates.pdfBoost Fertility New Invention Ups Success Rates.pdf
Boost Fertility New Invention Ups Success Rates.pdfsudhanshuwaghmare1
 
Strategize a Smooth Tenant-to-tenant Migration and Copilot Takeoff
Strategize a Smooth Tenant-to-tenant Migration and Copilot TakeoffStrategize a Smooth Tenant-to-tenant Migration and Copilot Takeoff
Strategize a Smooth Tenant-to-tenant Migration and Copilot Takeoffsammart93
 
What Are The Drone Anti-jamming Systems Technology?
What Are The Drone Anti-jamming Systems Technology?What Are The Drone Anti-jamming Systems Technology?
What Are The Drone Anti-jamming Systems Technology?Antenna Manufacturer Coco
 
A Domino Admins Adventures (Engage 2024)
A Domino Admins Adventures (Engage 2024)A Domino Admins Adventures (Engage 2024)
A Domino Admins Adventures (Engage 2024)Gabriella Davis
 
Apidays New York 2024 - The value of a flexible API Management solution for O...
Apidays New York 2024 - The value of a flexible API Management solution for O...Apidays New York 2024 - The value of a flexible API Management solution for O...
Apidays New York 2024 - The value of a flexible API Management solution for O...apidays
 
Powerful Google developer tools for immediate impact! (2023-24 C)
Powerful Google developer tools for immediate impact! (2023-24 C)Powerful Google developer tools for immediate impact! (2023-24 C)
Powerful Google developer tools for immediate impact! (2023-24 C)wesley chun
 
Scaling API-first – The story of a global engineering organization
Scaling API-first – The story of a global engineering organizationScaling API-first – The story of a global engineering organization
Scaling API-first – The story of a global engineering organizationRadu Cotescu
 
Boost PC performance: How more available memory can improve productivity
Boost PC performance: How more available memory can improve productivityBoost PC performance: How more available memory can improve productivity
Boost PC performance: How more available memory can improve productivityPrincipled Technologies
 
Apidays Singapore 2024 - Building Digital Trust in a Digital Economy by Veron...
Apidays Singapore 2024 - Building Digital Trust in a Digital Economy by Veron...Apidays Singapore 2024 - Building Digital Trust in a Digital Economy by Veron...
Apidays Singapore 2024 - Building Digital Trust in a Digital Economy by Veron...apidays
 

Recently uploaded (20)

Partners Life - Insurer Innovation Award 2024
Partners Life - Insurer Innovation Award 2024Partners Life - Insurer Innovation Award 2024
Partners Life - Insurer Innovation Award 2024
 
TrustArc Webinar - Stay Ahead of US State Data Privacy Law Developments
TrustArc Webinar - Stay Ahead of US State Data Privacy Law DevelopmentsTrustArc Webinar - Stay Ahead of US State Data Privacy Law Developments
TrustArc Webinar - Stay Ahead of US State Data Privacy Law Developments
 
Real Time Object Detection Using Open CV
Real Time Object Detection Using Open CVReal Time Object Detection Using Open CV
Real Time Object Detection Using Open CV
 
Workshop - Best of Both Worlds_ Combine KG and Vector search for enhanced R...
Workshop - Best of Both Worlds_ Combine  KG and Vector search for  enhanced R...Workshop - Best of Both Worlds_ Combine  KG and Vector search for  enhanced R...
Workshop - Best of Both Worlds_ Combine KG and Vector search for enhanced R...
 
Handwritten Text Recognition for manuscripts and early printed texts
Handwritten Text Recognition for manuscripts and early printed textsHandwritten Text Recognition for manuscripts and early printed texts
Handwritten Text Recognition for manuscripts and early printed texts
 
Exploring the Future Potential of AI-Enabled Smartphone Processors
Exploring the Future Potential of AI-Enabled Smartphone ProcessorsExploring the Future Potential of AI-Enabled Smartphone Processors
Exploring the Future Potential of AI-Enabled Smartphone Processors
 
[2024]Digital Global Overview Report 2024 Meltwater.pdf
[2024]Digital Global Overview Report 2024 Meltwater.pdf[2024]Digital Global Overview Report 2024 Meltwater.pdf
[2024]Digital Global Overview Report 2024 Meltwater.pdf
 
Data Cloud, More than a CDP by Matt Robison
Data Cloud, More than a CDP by Matt RobisonData Cloud, More than a CDP by Matt Robison
Data Cloud, More than a CDP by Matt Robison
 
From Event to Action: Accelerate Your Decision Making with Real-Time Automation
From Event to Action: Accelerate Your Decision Making with Real-Time AutomationFrom Event to Action: Accelerate Your Decision Making with Real-Time Automation
From Event to Action: Accelerate Your Decision Making with Real-Time Automation
 
AWS Community Day CPH - Three problems of Terraform
AWS Community Day CPH - Three problems of TerraformAWS Community Day CPH - Three problems of Terraform
AWS Community Day CPH - Three problems of Terraform
 
Boost Fertility New Invention Ups Success Rates.pdf
Boost Fertility New Invention Ups Success Rates.pdfBoost Fertility New Invention Ups Success Rates.pdf
Boost Fertility New Invention Ups Success Rates.pdf
 
Strategize a Smooth Tenant-to-tenant Migration and Copilot Takeoff
Strategize a Smooth Tenant-to-tenant Migration and Copilot TakeoffStrategize a Smooth Tenant-to-tenant Migration and Copilot Takeoff
Strategize a Smooth Tenant-to-tenant Migration and Copilot Takeoff
 
What Are The Drone Anti-jamming Systems Technology?
What Are The Drone Anti-jamming Systems Technology?What Are The Drone Anti-jamming Systems Technology?
What Are The Drone Anti-jamming Systems Technology?
 
+971581248768>> SAFE AND ORIGINAL ABORTION PILLS FOR SALE IN DUBAI AND ABUDHA...
+971581248768>> SAFE AND ORIGINAL ABORTION PILLS FOR SALE IN DUBAI AND ABUDHA...+971581248768>> SAFE AND ORIGINAL ABORTION PILLS FOR SALE IN DUBAI AND ABUDHA...
+971581248768>> SAFE AND ORIGINAL ABORTION PILLS FOR SALE IN DUBAI AND ABUDHA...
 
A Domino Admins Adventures (Engage 2024)
A Domino Admins Adventures (Engage 2024)A Domino Admins Adventures (Engage 2024)
A Domino Admins Adventures (Engage 2024)
 
Apidays New York 2024 - The value of a flexible API Management solution for O...
Apidays New York 2024 - The value of a flexible API Management solution for O...Apidays New York 2024 - The value of a flexible API Management solution for O...
Apidays New York 2024 - The value of a flexible API Management solution for O...
 
Powerful Google developer tools for immediate impact! (2023-24 C)
Powerful Google developer tools for immediate impact! (2023-24 C)Powerful Google developer tools for immediate impact! (2023-24 C)
Powerful Google developer tools for immediate impact! (2023-24 C)
 
Scaling API-first – The story of a global engineering organization
Scaling API-first – The story of a global engineering organizationScaling API-first – The story of a global engineering organization
Scaling API-first – The story of a global engineering organization
 
Boost PC performance: How more available memory can improve productivity
Boost PC performance: How more available memory can improve productivityBoost PC performance: How more available memory can improve productivity
Boost PC performance: How more available memory can improve productivity
 
Apidays Singapore 2024 - Building Digital Trust in a Digital Economy by Veron...
Apidays Singapore 2024 - Building Digital Trust in a Digital Economy by Veron...Apidays Singapore 2024 - Building Digital Trust in a Digital Economy by Veron...
Apidays Singapore 2024 - Building Digital Trust in a Digital Economy by Veron...
 

Business and Innovation- final

  • 1. Alexandra Krupa Professor Klinkowstein Selected Business Article How to Save on Everything http://www.bbc.com/capital/story/20131025-how-to-save-on-everything
  • 2. Alexandra Krupa Professor Klinkowstein Budgets help save money
  • 3. Alexandra Krupa Professor Klinkowstein Tracking costs can be daunting
  • 4. Alexandra Krupa Professor Klinkowstein A school cafeteria is an ideal place to examine spending habits of college students
  • 5. “Ethnographic Research” The Student Center offers a variety of drinks; however, after observation, students seem more intrigued by the less pricy ice teas rather than the expensive high end brands. Alexandra Krupa Professor Klinkowstein
  • 6. “Ethnographic Research” Through observation at Hollister, a trendy clothing store, it was noticed that more people were likely to skim and select clothing from the sales section. Alexandra Krupa Professor Klinkowstein
  • 7. “Ethnographic Research” At Dick Sport Goods, it was observed that people were less likely to buy items that were overpriced. Alexandra Krupa Professor Klinkowstein
  • 8. PROPOSAL FOR AN INNOVATIVE BUSINESS In today’s society, college students highly rely on their cell phones to complete daily tasks. Creating a new application that virtually interacts with the user to help control their usage of money could help them manage a reasonable budget and help them avoid being in debt. Alexandra Krupa Professor Klinkowstein
  • 9. PROPOSAL FOR AN INNOVATIVE BUSINESS This application would include voice command interacting, and simple graphs and data explaining the consumer’s spending habits. Alexandra Krupa Professor Klinkowstein
  • 10. PROPOSAL FOR AN INNOVATIVE BUSINESS Allows students to gain management skills, create balanced budgets, rationalize decisions, and appreciate money. Alexandra Krupa Professor Klinkowstein
  • 11. PROPOSAL FOR AN INNOVATIVE BUSINESS In today’s society, college students highly rely on their cell phones to complete daily tasks. Creating a new application that virtually interacts with the user to help control their usage of money could help them manage a reasonable budget and help them avoid being in debt. This application would include voice command interacting, and simple graphs and data explaining the consumer’s spending habits. Allows students to gain management skills, create balanced budgets, rationalize decisions, and appreciate money. Alexandra Krupa Professor Klinkowstein
  • 12. Mobile Banks Gaining Popularity With Young Consumers http://online.wsj.com/article/PR-CO-20140212-911942.html According to the New York Times, GoBank is a new mobile banking service that does not require a minimum balance and offers a plethora of options, such as making payments directly from their phones Alexandra Krupa Professor Klinkowstein
  • 13. U.S. Bank Expands Mobile App Pilot Using Voice Biometrics to Access Credit Card Account http://online.wsj.com/article/PR-CO-20140212-911942.html According to The Wall Street Journal, mobile banking is becoming more advanced by using voice command to create a more advanced secuirty system. Alexandra Krupa Professor Klinkowstein
  • 14. Mobile banking is huge for small businesses http://nypost.com/2014/02/22/mobile-banking-is-huge-for-small-businesses/ According to NYPost, mobile banking is lucrative for small businesses because it makes it more accessible to manage their money and produce more revenue. Alexandra Krupa Professor Klinkowstein
  • 15. Image Research Alexandra Krupa Professor Klinkowstein
  • 16. Image Research Alexandra Krupa Professor Klinkowstein
  • 17. Image Research Alexandra Krupa Professor Klinkowstein
  • 18. FIVE TAGELINES 1. Mac, “Think Different” 2. GE, “Imagination at work” 3. Dell, “The power to do more” 4. Ford, “Build for the road ahead” 5. Loreal, “Because you’re worth it” Alexandra Krupa Professor Klinkowstein
  • 19. NEW HEADLINE “Balance Your Budget” Alexandra Krupa Professor Klinkowstein
  • 20. Out of Focus Background Picture Alexandra Krupa Professor Klinkowstein
  • 22. Diagram Sketches Alexandra Krupa Professor Klinkowstein
  • 23. Diagram Sketches Alexandra Krupa Professor Klinkowstein
  • 24. Diagram Sketches Alexandra Krupa Professor Klinkowstein
  • 26. Selected Environment and User Image Alexandra Krupa Professor Klinkowstein
  • 27. Selected Device Image Alexandra Krupa Professor Klinkowstein
  • 28. Imagined Products/Service in Visualization Alexandra Krupa Professor Klinkowstein