Trauma insurance in New Zealand - market comparison of 4 different insurance polices from 3 insurance providers. Presented by Vlad Ivanov For more information please look at the following page: http://i-insure.co.nz/personal-insurance/trauma-cover/

1. Trauma cover provides you with a lump sum payment in event you are diagnosed with a critical illness.
Imagine……..
Trauma Cover
You might have You need to
Mortgage on your house Pay
Ongoing bills Pay
Kids going to School/Uni Pay
Take care of your family
i-insure.co.nz for information about Trauma Cover in New Zealand

2. o AMP financial strength is very strong with grade “AA-”
o Asteron Life financial strength is strong with grade “A+”
o Fidelity life financial strength is strong with grade “A-”
 Every provider offers:
o Lump sum payment if you are diagnosed with critical illness maximum of $2 million.
o You can bundle your trauma cover with your existing life insurance. This is called “accelerated” or
“linked” trauma. Equally, you can get trauma cover as a standalone.

3. AMP
Lifetrack
AMP
RPP
Asteron Life Fidelity Life
Entry age 16 -60
Provides Cover to 70. Some
conditions expire at 85.
Entry age15-60
Provides Cover to 70
Entry age 25-60
Provides Cover to 65
Entry age 16-64
Provides Cover to 70
Free children's benefit up to $20,000 or 10% of parental trauma policy
for kids 2-18 years old
Free children’s benefit up to $10,000
can be added to parental trauma policy
for kids 0.5-18 years old
$10,000 of Child cover can be
transferred to a standalone Trauma
cover at the age of 21 to $100,000
without additional medical
underwriting
Free children’s benefit for the lesser of $50,000
or 20% of parental trauma policy can be added
for kids 2-18 years old
“Special event” option allows you to make changes to your policy
without providing proof of health: a house purchase, a mortgage
increase, a birth of a child
Offers Needlestick benefit for those
who work in the medical and
emergency services, which helps to
ensure you can protect yourself against
the financial impact of contracting
Hepatits B or C or HIV
Premiums can be waived if you are totally
disabled and refunded for a duration of waiting
period
Trauma plus option increases the number of covered illnesses by 25
cases for RPP and by 24 cases for Life track.
Payments can be made if you are
diagnosed with early stages of cancer
Business future insurability option allows you to
increase cover each year without providing
medical evidence.

4. AMP Trauma Cover Conditions
AMP Lifetrack
1) Advanced Diabetes 28) Major head injury
2) Aortic Surgery 29) Major organ transplant
3) Aplastic Anemia 30) Meningitis
4) Alzheimer's Disease 31) Motor Neurone Disease
5) Bening Tumor of the Brain or Spinal Cord 32) Multiple sclerosis
6) Blindness 33) Muscular Dystrophy
7) Cardiomyopathy 34) Pneumonectomy
8) Coronary Artery Angioplasty 35) Paralysis – Hemiplegia
9) Coronary Artery Surgery 36) Paralysis – Diplegia
10) Chronic liver disease 37) Paralysis – Paraplegia
11) Chronic Lung Disease 38) Paralysis – Quadriplegia
12) Coma 39) Parkinson’s Disease
13) Cancer 40) Stroke
14) Cancer of the breast, prostate, skin or bowel 41) Severe Burns
15) Creutzfeldt-Jakob Disease
16) Dementia
17) Deafness
18) Encephalitis
19) Heart Attack –Myocardial Infarction
20) Heart Attack – Out of Hospital Cardic Arrest
21) Heart Valve Surgery
22) HIV/AIDS Medically/Occupationally acquired
23) Primary Pulmonary Hypertension
24) Kidney Failure
25) Loss of speech
26) Loss of independent living
27) Loss of use of hands, or feet or loss of sight
AMP RPP
1) Advanced Diabetes 28) Meningitis
2) Aortic Surgery 29) Motor Neurone Disease
3) Aplastic Anemia 30) Multiple sclerosis
4) Alzheimer's Disease 31)Muscular Dystrophy
5) Angioplasty Triple Vessel 32) Pneumonectomy
6) Bening Tumor of the Brain or Spinal Cord 33) Paralysis – Hemiplegia
7) Blindness 34) Parkinson’s Disease
8) Cardiomyopathy 35) Stroke
9) Coronary Artery Surgery 36) Severe Burns
10) Chronic liver disease
11) Chronic Lung Disease
12) Coma
13) Cancer
14) Cancer of the breast, prostate, skin or bowel
15) Creutzfeldt-Jakob Disease
16) Deafness
17) Encephalitis
18) Heart Attack – Myocardial Infarction
19) Heart Attack – Out of Hospital Cardic Arrest
20) Heart Valve Surgery
21) HIV/AIDS Medically/Occupationally acquired
22) Primary Pulmonary Hypertension
23) Kidney Failure
24) Loss of speech
25) Loss of use of hands, or feet or loss of sight
26) Major head injury
27) Major organ transplant

5. ASTERON Trauma Cover Conditions
Asteron Trauma Cover
1) Alzheimer’s disease/Dementia 29) Open heart surgery
2) Angioplasty 30) Out of hospital cardiac arrest
3) Aorta surgery 31) Pneumenoctamy
4) Aplastic anaemia 32)Peripheral neuropathy
5) Benign Brain Tumor 33) Parkinson's Disease
6) Cancer 34) Primary pulmonary hypertension
7) Cardiomyopathy 35) Paraplegia paralysis
8) Chronic Liver failure 36) Parkinson's Disease
9) Chronic Lung disease 37) Quadriplegia paralysis
10) Creutzfeldt-Jakob disease 38) Tetraplegia paralysis
11) Cognitive Impairment 39) Severe burns
12) Coma 40) Systemic sclerosis
13) Coronary artery bypass surgery 42) Total blindness
14) Dementia 43) Total deafness
15) Diplegia paralysis 44) Stroke
16) Encephalitis
17) Heart valve surgery
18) Hemiplegia paralysis
19) Heart attack
20) Intensive care
21) Loss of independent existence
22) Loss of limbs or eyes
23) Loss of speech
24) Major head trauma
25) Major organ transplant
26) Multiple sclerosis
27) Muscular dystrophy
28) Occupationally acquired HIV

6. Fidelity Trauma Cover Conditions
Fidelity Trauma Cover
1) Accidentally acquired HIV 27) Multiple sclerosis
2) Adult insulin dependent diabetes mellitus 28) Muscular dystrophy
3) Alzheimer’s disease/Dementia 39) Occupationally acquired HIV
4) Angioplasty 30) Open heart surgery
5) Aorta surgery 31) Out of hospital cardiac arrest
6) Aplastic anaemia 32) Pneumenoctamy
7) Benign Brain Tumor 33) Parkinson's Disease
8) Cancer 44) Primary pulmonary hypertension
9) Cardiomyopathy 35) Paraplegia paralysis
10) Chronic Liver failure 36) Parkinson's Disease
11) Chronic Lung disease 37) Quadriplegia paralysis
12) Chronic renal failure 38) Tetraplegia paralysis
13) Cognitive Impairment 39) Severe burns
14) Coma 40) Severe osteoporosis
15) Coronary artery bypass surgery 41) Severe rheumatoid arthritis
16) Diplegia paralysis 42) Total blindness
17) Encephalitis 43) Total deafness
18) Heart valve surgery 44) Stroke
19) Hemiplegia paralysis
20) Heart attack
21) Intensive care
20) Loss of independent existence
21) Loss of limbs or eyes
22) Loss of speech
23) Major head trauma
24) Major organ transplant
25) Meningitis
26) Motor neurone disease

7. AMP Lifetrack AMP RPP Asteron Life Fidelity Life
4 types of Paralysis 1 type of Paralysis 4 types of Paralysis 4 types of Paralysis
Independent Living Severe Osteoporosis
Dementia Severe Rheumatoid
Arthritis
Insulin Dependent
Diabetes Mellitus
Insulin dependent
diabetes mellitus
Accidentally Acquired
HIV
Renal Failure
Unique Cover Options

8.  Contact Vlad Ivanov (AFA) in order to discuss which product is
suitable for you.
 Please check Trauma Cover
 09 525 4675
 586 Great South Road, Greenlane, Auckland
PO Box 17261
i-insure.co.nz