1. Health Initiatives for the Private
Sector (HIPS)
Enhancing Credit to the Health Sector
May, 2012
HIPS
Health Initiatives
for the Private
Sector Project

2. Health Initiatives for the Private Sector (HIPS)
• USAID funded, implemented by Cardno Emerging
Markets, 2007- March 2013
• Works with the Uganda business community to find
cost-effective ways to improve access and utilization
of health services
• Development Credit Authority is a USAID program
that partners with Ugandan Banks to promote lending
to the health sector

3. This program will…
• Work with Ugandan Banks to develop loan products
specific to the needs of the health sector
• Provide technical assistance, via HIPS, to potential
borrowers to improve their “bankability”
• Link the Bank to potential borrowers
• Loan will be based on current market rates and terms

4. What Banks are looking for in potential
borrowers…
• Detailed information – current financial performance and
projections for future expansion plans
• Coherent strategy – based on realistic assessment of
capabilities, customers, and competitors
• Confidence in management – business-minded,
knowledgeable about own business and broader market,
understanding of risks, trends and opportunities
• Clear organizational governance – clear policies and
procedures (operational as well as clinical), segregation of
responsibilities, board of directors, etc.

5. Next Steps
• USAID approved the DCA (April 2012)
• Ugandan Bank to finalize partnership with USAID (May
2012)
• Official Launch of the DCA (June 2012)
• Ugandan Bank accepts loan applications from potential
borrowers (June 2012)

6. For more information contact:
HIPS Project, Diana Konga at
Diana.Konga@ UgandaHIPS.com
THANK
YOU!
HIPS
Health Initiatives
for the Private
Sector Project