1. Tova Larsen
3 Oakridge West Drive
St. Peters, MO 63376
636-373-5827
Objective: To retain a long term rewarding position, which will allow me to utilize my skills and
experience in a satisfying environment.
Key Qualifications
● 8 years of experience with Commercial Loan Processing, along with other experience as a
Mortgage Loan officer
● 2012 Employee of the Year, as well as employee of the Month on two other occasions
● Goal oriented, great work ethics, and thrives for the success of the team
● Excellent customer service and interpersonal skills
● Reliable, flexible, and professional
Employment Experience
06/16/2014-Current
Commercial & Consumer Loan Specialist / Frontenac Bank
 Processing of Commercial and Consumer loans. Pre-review and Post Review of Laser Pro loan
documents.
 Creation of LaserPro documents for both Consumer and Commercial loans.
 Solely responsible for all UCC renewals for every loan with the bank.
 End of month reporting, including Loan Reconciliation by transition date, Loan loss reserve, Loan
fees collected. Stock Pricing, and Maturity reports.
 Appraisal review and verifying LTV compliance issues.
 Use of Fiserv banking software and Excel checklist updates.
 Interaction with Lending Officers, Credit Analysts, Legal Department, and Documentation.
 Keep, create, and maintain all hard files in file rooms.
 Collateral perfection for titled vehicles, Deeds of Trust, inventory, equipment, and all other
collateral to be taken.
03/08-01/14
Commercial Loan Specialist III / Zion's First National Bank.
 Processing of FSA, USDA, SBA and review and monitoring of all other new/ renewed loans
workflow and pipeline activity.
 Ordering and review of UCC, titled vehicles, title policies, airplane, letters of Credit, agriculture
brands and collateral, machinery, A/R and inventory, and other collateral and reports needed for
due diligence.
 Banking software, adobe, excel, and word. Responsible for correct approval from the Credit
Committee, rate and term, documentation, disbursement, MDM risk, appraisal, and disclosure
review.
 Interact with Lending Officers, Credit Manager, Credit Analysts, Legal Department, Title
Company, and Relationship Manager when needed in order to insure a quick and timely
turnaround of each loan file.
 OFAC, CIP, Flood, and Entity Good Standing reports. Review for correct signage for all trusts and
entities.
 Yearly testing and compliance covering all areas of state and federal laws.