6 things you should do when taking a Home loan in Houston Texas
1. 6 Things You Should Do
When Taking a
Mortgage In Houston,
Texas
Lending2all.com is a Leading Company for Home Refinance & Mortgage Loans in Houston, TX.
2. 1. Organize
• Save Time and avoid delays – have all
necessary information available when you
meet with your lender.
• A list of necessary documents can be
found here:
Lending2all.com/Loan-Info/Loan-Process
Lending2all.com is a Leading Company for Home Refinance & Mortgage Loans in Houston, TX.
3. 2. Get Qualified
• It is highly recommended that you be pre-
approved before you start looking for a
home. Being pre-approved will:
› Inform you of your maximum affordable home
value.
› Put you in a stronger negotiating position with
the seller
› Help you close quickly, since your loan is pre-
approved.
Lending2all.com is a Leading Company for Home Refinance & Mortgage Loans in Houston, TX.
4. 3. Shop Loan Programs & Rates
• Consider the following:
› How long you plan to keep the loan.
› Understand the relationship between rates
and points.
› Consult an experienced loan originator in
order to find the a loan program which fit your
plans.
Lending2all.com is a Leading Company for Home Refinance & Mortgage Loans in Houston, TX.
5. 4. Apply For a Loan
• You can apply online or in person.
• Complete and sign the following forms:
› Residential loan application
› Form 1003
› Loan info sheet
› Credit authorization and fair lending notice
› Any additional documents your loan originator
may request – read the complete list here.
Lending2all.com is a Leading Company for Mortgage Loans & Home Refinance in Houston, TX.
6. 5. Obtain Loan Approval
• Once your loan application has been
received, the loan approval process starts
immediately.
• The process involves verifying your credit
history, Employment history, Assets and
Property value.
• To improve your chances of getting a loan
approval - read the list of actions here:
Lending2all.com is a Leading Company for Home Refinance & Mortgage Loans in Houston, TX.
Lending2all.com/Loan-Info/Loan-Process
7. 6. Close The Loan
• After your loan is approved, you will be
required to sign the final loan documents.
• This will normally take place in the
presence of a notary public.
• Your loan will normally close shortly after
you have signed the loan documents.
Lending2all.com is a Leading Company for Home Refinance & Mortgage Loans in Houston, TX.
8. Lending2All.com is a Leading
Company for Mortgage Loans &
Home Refinance in Houston, Texas
Contact Us Today:
http://www.Lending2All.com