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1. Frequently Asked Questions about Disability Claim
Ontario’s premier diability lawyers answer your questions about insurance and disability claims.
· How much is my claim worth?
Usually, disability insurance is intended to pay a portion of your income. However, your policy will
contain many provisions and limitations that look to prevent you from receiving your full benefits. To
understand your claim, know your policy. Seek the help of an experienced lawyer to help you
breakdown your policy.
· My claim has been denied; when should I consult a lawyer?
As soon as the insurance company denies your claim, contact a disability lawyer. By contacting a
lawyer, they will let you know whether it is prudent to appeal the decision and proceed with legal
action.
· How much does it cost to hire a disability lawyer?
If you find a lawyer who is willing to take your case on a contingency basis, there will be no fees or
disbursements until the claim has been settled.
· How long does it take to settle my claim?
These is no standard timeline, because each claim is dealt with on an individual basis. Be aware: it
may take a year (or more) to settle your claim.
· Can I pay my doctor to write a medical report for me?
Yes. It is lawful for a doctor in Ontario to accept payment from you to write a detailed report. The
report must be written by your own doctor or a specialist referred by your doctor.