Know About The Banking Sectors In INDIA........ :)

1. SEMINAR
TOPIC:BANKING SECTOR IN INDIA

2. MANJIRI BHADKE
ANKITA CHAPLE
SHIRISH BHARDE
SUSHANT GHODE
YAMINI BHATKULKAR
ANUJA DESHMUKH
SHUBHAM CHAWRE
SHUBHAM SATHAWNE
GUIDED BY:
DANDE SIR

3. Bank is a financial institution and a
financial intermediary that accepts
deposites and channels those deposites into
lending activity, either directly by loaning or
indirectly by through capital markets
WHAT IS BANKING SECTOR?
 Banking Sector is a financial institutions
that conduct current account for customers
and enable customers to pay and be paid by
third parties

4. STRENGTH
SUPPORT FROM THE GOVERNMENT
FINANCIAL ASSISTANCE
OPPORTUNITIES
ELECTRONIC FORMS OF BUSINESS
TECHNOLOGY
YOUNG INDIA AND RISING
STANDARD OF LIVING
GLOBALISATION
WEAKNESS
TOO MANY SMALL BANKS
REGULATORY ENVIORNMENT
THREAT
CHANGING CUSTUMER TASTE
NEW DISTRIBUTION CHANNELS
TAX INCREASES
CHANGE IN POPULATION AGE
STRUCTURE

5. Public sector bank
Private sector bank
Co-operative bank

6.  Public
sector refers to the part of economy
concern with providing basic government.
 The public sector includes such services as
the police military , primary education and
health care for poor.
 It plays and important role in economic
development.

7. FUNCTION OF PUBLIC SECTOR BANK
 Employment
 Ruler
development
 National income
 Capital formation
 Social Order
 Govt. Reveneue

8. Some Public Sector Banks in
INDIA

Central Bank of India

Corporation Bank

Bank of India

Indian Overseas Bank

Oriental Bank of Commerce

Punjab Bank

9.  All
those bank ,which are held by the private
shareholders and not by government are
called as “ Private Sector Bank”.
 Today's private banks are equipped with all
kind of contemporary innovations , monetary
tools, & techniques to handle the
complexities.

10. Name of bank
Year establishment
City union bank
Dhanlaxmi bank
1920
Federal bank
Jammu kashmir
bank
1931
Karnataka bank
1924
1927
1938

11. NEW PRIVATE SECTOR BANK
Name of bank
Year of establishment
Axis bank
1994
Bank of Punjab
1989
HDFC
1994
ICICI
`1996

12. 
A co-operative bank is an autonomous association of
person united voluntarily to meet there common
economic , social & cultural needs and aspirations
through a jointly owned and democratically
enterprise They are setup to provide easy l
 Some
example of co-operative banks in
India

IDBI BANK(INDUSTRIAL DEVELOPMENT BANK OF INDIA)

IFCI BANK(INDUSTRIAL FINANCE COOPERATION OF INDIA)

13.  Voluntary
and open membership
 Democratic member control
 Member economic participation
 Autonomy and independence
 Education training & information
 Co-operation among co-operatives
 Concern for community

14.  RBI
– central bank of india
 Which was established on 1st April1935 under
the Reserve Bank Of India Bank
 The RBI uses monitory policy to create
financial stability in India and is charged with
regulating the country’s currency and credit
system
 RBI serves the financial market in many ways
,one of its most important functiions is
establishing an overnight interbank lending
rate

15.  Accepting
Deposits from public/others
 Lending money to public (Loans).
 Transferring money from one place to
another
 Acting as trustees.
 Keeping valuables in safe custody.
 Government business.

16. Money dealing
Acceptance of deposit
Grant of loan and advances
Payment and withdrawal of deposit
Transfer of funds
Foreign exchange dealing
Portfolio management

17. 7 P’s of banks
Product
Physical
Evidence
People
Promotions
Place
Process
Pricing

18.  It
is define as certificate of agreements of
loans which is given under the companies
stamps and ensure fixed returns on the basis
of interest rate and the principal amount
whenever debenture mature.

TYPES OF DEBENTURES-TYPES OF
DEBENTURES1.NCD
2.PCD
3.OCD
4.FCD

19.  RBS(Royal
bank of scotland group)
 Industrial and commercial bank of china
 Scheduled co-operative bank
 Non-schedule co-operative bank of india

20. THANK you
YOU…
Thank