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Latest Edition
 E-news bulletin of the Editors’ Association of Canada–Prairie Provinces Branch
                                                                              November-December 2011

            Health insurance plans for the self-employed
                              by Astrid Blodgett (EAC–PPB member)


I recently looked into the cost of group health insurance for a family of four (two adults
and two children under the age of 12, with no pre-existing health conditions). You will
never find two plans the same, so exact comparisons are not possible. However, I selected
four plans that offer fairly similar coverage.

Please take the monthly rates I’ve cited as approximate and obtain your own.

Table 1. Comparisons of four plans

Insurer                           Plan                             Monthly rate for a family of four
Alberta Blue Cross                Plan B                           $200
Blue Cross offers plans A, B, and
C; A offers less and C more.
AMA                                Extended health care with drug $232
                                   level 1 and dental level 1
AMA provides basic and ex-
tended health care and three lev-
els each of drug and dental. Level
1 offers the least.
PlanDirect*                        Comprehensive plan             $443
Comprehensive is the fourth of
five options; 1 offers the least.
Sonata*                           Scale 3                          $308
 There are four scales; scale 1 of-
 fers the least.
* Offered through EAC’s group insurer. Look in the members’ area of the EAC website under member
services.
Latest Edition   November-December 2011



Table 2. What is covered

Benefit                  Amount covered by the plans referred to above
Drugs                    Blue Cross and AMA cover 70%; PlanDirect and Sonata cover 85–100%.
                         Yearly maximums of $300 (AMA) up to $1200 (PlanDirect) and as high
                         as $10,000 (Sonata and Blue Cross).
                         Two mentioned dispensing fees ($6.50 for AMA, $7 for Sonata).
Dental                   AMA covers 70%, Blue Cross 100% and the others 80% of most routine
                         dental care up to yearly maximums (e.g., AMA up to $350 initially and
                         $700 by the third year of coverage, PlanDirect up to $1,000/year).
                         Some cover a portion of non-routine services up to a yearly maximum.
                         AMA does not include any non-routine services.
Vision                   AMA covers $100/person over a two-year period; after four years it covers
                         $200/person over a two-year period. The other plans cover up to $200/
                         person over a two-year period.
                         All the plans cover eye exams every second year.
Ambulance                Covered by all but Blue Cross.
Hearing aids             Roughly the same coverage, although AMA provides slightly less.
In-home nursing          AMA covers $1,000 initially and $3,000 after five years; others provide
                         more from the start (i.e., up to $3,000/year).
Specialists/therapists   All cover only a very small portion, to varying degrees.

The next issue will include an article about health spending accounts (HSAs), which can
either replace or supplement the more traditional health insurance plans described here.




                                               2
Latest Edition       November-December 2011

                                 PPB executive reports
                  From the chair                                                 Member news
Branch administrator hired                                  Did you know that five EAC–PPB members work on
                                                            Hansard and committee documents for the Legislative
I am delighted to welcome our inaugural part-               Assembly of Alberta? Hansard is the official, verbatim
time branch administrator, Tiiu Vuorensola. Tiiu            record of parliamentary debates and proceedings and is
brings all the skills we need plus enthusiasm. Tiiu         published on a next-day basis.
is office administrator at NeWest Press, so much            PPB members at Hansard:
of the work we’re asking of her mirrors the skills
she’s already applying at NeWest. And how valu-                •   Marguerite Watson, senior editor
                                                               •   Moira Calder, editorial assistant (indexer)
able is it to have someone from a related industry?            •   Sharon Skage, copy editor
Initially, Tiiu will direct her energy at setting up           •   Joel Semchuk, input editor
                                                               •   Judy Dunlop, freelance indexer of transcripts
QuickBooks and getting our quarterly GST re-                       of public MLA committee meetings, including
port submitted. She’ll also assist with logistics for              Public Accounts
members’ meetings, programming and other PPB
events. She’ll pick up the mail, pay bills and main-        On CBC Radio’s December 6 Ideas
tain our databases of corporations and related              program, Karen Virag explored the
agencies.                                                   history and cultural significance of
                                                            the mirror. http://www.cbc.ca/ideas/
At the PPB annual general meeting next May we’ll            schedule.
re-assess our financial position and the benefits
we’ve gleaned from this assistance.                                       Welcome to new members
Two new board members appointed                             The following people joined the Editors’ Association of
                                                            Canada in September and October 2011.
We are gradually filling the board positions. Lori
Betke has taken on the role of outreach committee           Calgary: Ken Drabinsky
liaison (connecting with the education, member-             Edmonton: Gillian Austin and Manda Brownrigg
ship/volunteer and mentorship coordinators, who
are Rhonda Skinner, Rachel Small and a person               Yellowknife: Catherine Pellerin
yet to be named). We’re pleased to add another
Lori to the PPB roster! Sherry Lawler, our new                                  Quote of the day
external publicity coordinator, brings enthusiasm           “Most new usages … have their roots in our modern duty
and a raft of bright ideas for getting our word out         to be nice to everyone, till it sometimes seems that even
                                                            using the term politically correct is politically incorrect.”
into the community, including experience and
skills in social media.                                     — Hugo Williams, “Freelance,” Times                 Literary
                                                            Supplement, September 2, 2011
   Margaret F. Sadler, EAC–PPB chair, 2011-12




                                                        3
Latest Edition   November-December 2011

                                 PPB executive reports
                                         Annual PPB fall retreat
Ten PPB board members gathered at Strawberry Creek Lodge (a family-owned and -operated log re-
treat centre, 80 kilometres southwest of Edmonton) from October 14 to 16 for brainstorming, board
work and bonding. They were joined by Ursula Acton, chair, Saskatchewan branch, and Arden Ogg,
regional director of branches and twigs, west.
Lori-Ann Claerhout, internal committee liaison, says: “Off the deck at Strawberry Creek Lodge, a
chickadee lighted on the bird feeder just inches away and swiftly set to the task of finding, shelling and
eating a seed; once finished, it flitted off. Just like the bird, EAC–PPB executive and guests descended
on the retreat centre and got right to work on our operations manual and policies. I was warmly in-
vited in by this efficient group, even though this was only the second month of my volunteer term. We
deliberated, updated, discussed and closed our board meeting with just enough time to eat and say
fond goodbyes.”
Saskatchewan branch chair Ursula Acton adds: “Coming from the smallest branch – by a considerable
margin – it was an education to watch how such a large and effective executive navigated and negoti-
ated issues as diverse as volunteer recruitment and retention, programming selection and implementa-
tion, and the evolution of things on the ground in Calgary. I came away feeling I had learned much of
value. And it was a pleasure to meet so many kind and welcoming people.”




From left to right: Lori-Ann Claerhout, Margaret Sadler (top), Rhonda Skinner (bottom), Virginia
Durksen, Arden Ogg, Anita Jenkins, Paul Payson, Astrid Blodgett, Theresa Agnew, Deborah Lawson,
Eva Radford.




                                                    4
Latest Edition   November-December 2011

                                               Branch news
             Opportunities to volunteer                                       Program announcements
Isn’t it time that you participated more fully in Calgary
your professional association? If you’d like to start
                                                          Grammar Gals On Tuesday, October 25, the
at the top, the vice chair’s role is still not filled. Or
                                                          PPB’s Grammar Gals, Karen Virag and Virginia
you could:
                                                          Durksen, answered grammar questions on CBC
    • coordinate Calgary’s programs with help             Radio’s Alberta at Noon program (and in case
    from several other enthusiastic people.               you were wondering, yes, there is a difference be-
    Contact Lauri Seidlitz, lauriseidlitz@shaw.ca. tween envy and jealousy). The Gals and a crowd
    • help the Edmonton program committee                 of 30 or so editors also appeared at the Great Big
    plan 2012 workshops and members’ nights.              Grammarfest later that night, at Mount Royal
    Contact Eva Radford, eva@clearwatermedia.             University. CBC host Donna McElligott moder-
    com.                                                  ated both the show and the evening event. Thanks
    • manage the PPB job hotline, which an-               to local organizers Lauri Seidlitz and Glenn Ruhl.
    nounces employment and freelance opportuni-
                                                          Edmonton
    ties in the prairies. Contact Margaret Sadler,
    ppb_br_chair@editors.ca.                              Editor/writer coffee meetings              Second
    • create a mentorship program for aspir-              Wednesday of the month, 10 am to noon, Block
    ing and beginning editors. Contact Margaret           1912, 10361-82 (Whyte) Avenue. Everyone wel-
    Sadler, ppb_br_chair@editors.ca.                      come. For information contact Deborah Lawson,
                                                          deborah@thewordcircus.com.
                                                                 Words of Our Own Tuesday, January 31,
                   Did you know?                                 Watch for email about this annual event featur-
The Canadian Public Relations Society (CPRS) has a               ing readings by editors who are also poets, authors
job hotline that often features editing and writing work:        and raconteurs.
http://www.cprs.ca/careers.
External committee liaison Deborah Lawson recom-
                                                                 Thanks to Audrey Whitson, who organized a mar-
mends “This Crazy Industry,” a blog about editing:               vellous Christmas gathering for Edmonton-area
http://crazyindustry.blogspot.com/2005/03/                       editors and friends at Rutherford House.
becoming-editor.html.
                                                                          News from Saskatchewan branch
We’re on Facebook! External publicity coordina-
tor Sherry Lawler has set up a page for Editors’
                                                                 For the first time EAC Saskatchewan had a kiosk
Association of Canada–Prairie Provinces Branch.                  at this year’s Saskatoon Word on the Street festival
Visit it soon and click “Like” to see all the latest news,       in September. Visitors (usually wannabe writers)
notes and photos: http://www.facebook.com/pages/                 were given EAC promotional bumf and copies of
Editors-Association-of-Canada-Prairie-Provinces-                 Active Voice. They also learned what editors do.
Branch/279606205413836.                                          Whether contracts will result is anyone’s guess,
                                                                 but the EAC Saskatchewan executive regards this
                                                                 foray a success and plans a return engagement next
                                                                 year.


                                                             5
Latest Edition     November-December 2011

                             EAC national news
                      Conference 2012: Ottawa, June 1–3
National conference co-chairs Christine LeBlanc and Gael Spivak report that the conference
team has had a terrific response to its request for session suggestions. The team is now
booking speakers for topics ranging from editing games and e-books to learning how the
brain works and mastering social media. The theme of the conference is The Landscape
of Canadian Language: Word Nerds Gone Wild (Le paysage langagier du Canada: les
mordus des mots se défoulent). For more details, visit http://www.editors.ca/conference/
index.html.




                                      Staying in touch
Chair                               Branch Administrator                  The Prairie Provinces Branch (PPB)
Margaret Sadler                     Tiiu Vuorensola                       e-news bulletin, Latest Edition, is
                                                                          published six times a year. The goal is
Treasurer                           You can contact any executive or com- to provide a quick read that will keep
Paul Payson                         mittee member through the email ad- PPB members informed about events
                                    dresses provided on the EAC website, and opportunities as well as the activ-
Secretary                           http://www.editors.ca/branches/ ities of the branch executive.
Astrid Blodgett                     prairies/index.html. They will be de-
                                    lighted to hear from you, as your in- To contribute, make suggestions or
Internal committee liaison          put and offers of assistance make it comment, contact Anita Jenkins, e-
Lori-Ann Claerhout                  possible for the PPB to thrive.       news bulletin editor at ajenkins@
                                                                          compusmart.ab.ca or 780-474-6656.
External committee liaison                                                Deadline for submissions to the next
Deborah Lawson                                                            issue is January 9, 2012.

Outreach committee liaison                                                 Copy editor: Sharon Skage
Lorelei Betke                                                              Designer: Aaron Dalton

Past chair
Paul Payson

Regional director of branches and
twigs, west
Arden Ogg


                                                     6

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EAC PPB's Latest Edition Nov/Dec 2011

  • 1. Latest Edition E-news bulletin of the Editors’ Association of Canada–Prairie Provinces Branch November-December 2011 Health insurance plans for the self-employed by Astrid Blodgett (EAC–PPB member) I recently looked into the cost of group health insurance for a family of four (two adults and two children under the age of 12, with no pre-existing health conditions). You will never find two plans the same, so exact comparisons are not possible. However, I selected four plans that offer fairly similar coverage. Please take the monthly rates I’ve cited as approximate and obtain your own. Table 1. Comparisons of four plans Insurer Plan Monthly rate for a family of four Alberta Blue Cross Plan B $200 Blue Cross offers plans A, B, and C; A offers less and C more. AMA Extended health care with drug $232 level 1 and dental level 1 AMA provides basic and ex- tended health care and three lev- els each of drug and dental. Level 1 offers the least. PlanDirect* Comprehensive plan $443 Comprehensive is the fourth of five options; 1 offers the least. Sonata* Scale 3 $308 There are four scales; scale 1 of- fers the least. * Offered through EAC’s group insurer. Look in the members’ area of the EAC website under member services.
  • 2. Latest Edition November-December 2011 Table 2. What is covered Benefit Amount covered by the plans referred to above Drugs Blue Cross and AMA cover 70%; PlanDirect and Sonata cover 85–100%. Yearly maximums of $300 (AMA) up to $1200 (PlanDirect) and as high as $10,000 (Sonata and Blue Cross). Two mentioned dispensing fees ($6.50 for AMA, $7 for Sonata). Dental AMA covers 70%, Blue Cross 100% and the others 80% of most routine dental care up to yearly maximums (e.g., AMA up to $350 initially and $700 by the third year of coverage, PlanDirect up to $1,000/year). Some cover a portion of non-routine services up to a yearly maximum. AMA does not include any non-routine services. Vision AMA covers $100/person over a two-year period; after four years it covers $200/person over a two-year period. The other plans cover up to $200/ person over a two-year period. All the plans cover eye exams every second year. Ambulance Covered by all but Blue Cross. Hearing aids Roughly the same coverage, although AMA provides slightly less. In-home nursing AMA covers $1,000 initially and $3,000 after five years; others provide more from the start (i.e., up to $3,000/year). Specialists/therapists All cover only a very small portion, to varying degrees. The next issue will include an article about health spending accounts (HSAs), which can either replace or supplement the more traditional health insurance plans described here. 2
  • 3. Latest Edition November-December 2011 PPB executive reports From the chair Member news Branch administrator hired Did you know that five EAC–PPB members work on Hansard and committee documents for the Legislative I am delighted to welcome our inaugural part- Assembly of Alberta? Hansard is the official, verbatim time branch administrator, Tiiu Vuorensola. Tiiu record of parliamentary debates and proceedings and is brings all the skills we need plus enthusiasm. Tiiu published on a next-day basis. is office administrator at NeWest Press, so much PPB members at Hansard: of the work we’re asking of her mirrors the skills she’s already applying at NeWest. And how valu- • Marguerite Watson, senior editor • Moira Calder, editorial assistant (indexer) able is it to have someone from a related industry? • Sharon Skage, copy editor Initially, Tiiu will direct her energy at setting up • Joel Semchuk, input editor • Judy Dunlop, freelance indexer of transcripts QuickBooks and getting our quarterly GST re- of public MLA committee meetings, including port submitted. She’ll also assist with logistics for Public Accounts members’ meetings, programming and other PPB events. She’ll pick up the mail, pay bills and main- On CBC Radio’s December 6 Ideas tain our databases of corporations and related program, Karen Virag explored the agencies. history and cultural significance of the mirror. http://www.cbc.ca/ideas/ At the PPB annual general meeting next May we’ll schedule. re-assess our financial position and the benefits we’ve gleaned from this assistance. Welcome to new members Two new board members appointed The following people joined the Editors’ Association of Canada in September and October 2011. We are gradually filling the board positions. Lori Betke has taken on the role of outreach committee Calgary: Ken Drabinsky liaison (connecting with the education, member- Edmonton: Gillian Austin and Manda Brownrigg ship/volunteer and mentorship coordinators, who are Rhonda Skinner, Rachel Small and a person Yellowknife: Catherine Pellerin yet to be named). We’re pleased to add another Lori to the PPB roster! Sherry Lawler, our new Quote of the day external publicity coordinator, brings enthusiasm “Most new usages … have their roots in our modern duty and a raft of bright ideas for getting our word out to be nice to everyone, till it sometimes seems that even using the term politically correct is politically incorrect.” into the community, including experience and skills in social media. — Hugo Williams, “Freelance,” Times Literary Supplement, September 2, 2011 Margaret F. Sadler, EAC–PPB chair, 2011-12 3
  • 4. Latest Edition November-December 2011 PPB executive reports Annual PPB fall retreat Ten PPB board members gathered at Strawberry Creek Lodge (a family-owned and -operated log re- treat centre, 80 kilometres southwest of Edmonton) from October 14 to 16 for brainstorming, board work and bonding. They were joined by Ursula Acton, chair, Saskatchewan branch, and Arden Ogg, regional director of branches and twigs, west. Lori-Ann Claerhout, internal committee liaison, says: “Off the deck at Strawberry Creek Lodge, a chickadee lighted on the bird feeder just inches away and swiftly set to the task of finding, shelling and eating a seed; once finished, it flitted off. Just like the bird, EAC–PPB executive and guests descended on the retreat centre and got right to work on our operations manual and policies. I was warmly in- vited in by this efficient group, even though this was only the second month of my volunteer term. We deliberated, updated, discussed and closed our board meeting with just enough time to eat and say fond goodbyes.” Saskatchewan branch chair Ursula Acton adds: “Coming from the smallest branch – by a considerable margin – it was an education to watch how such a large and effective executive navigated and negoti- ated issues as diverse as volunteer recruitment and retention, programming selection and implementa- tion, and the evolution of things on the ground in Calgary. I came away feeling I had learned much of value. And it was a pleasure to meet so many kind and welcoming people.” From left to right: Lori-Ann Claerhout, Margaret Sadler (top), Rhonda Skinner (bottom), Virginia Durksen, Arden Ogg, Anita Jenkins, Paul Payson, Astrid Blodgett, Theresa Agnew, Deborah Lawson, Eva Radford. 4
  • 5. Latest Edition November-December 2011 Branch news Opportunities to volunteer Program announcements Isn’t it time that you participated more fully in Calgary your professional association? If you’d like to start Grammar Gals On Tuesday, October 25, the at the top, the vice chair’s role is still not filled. Or PPB’s Grammar Gals, Karen Virag and Virginia you could: Durksen, answered grammar questions on CBC • coordinate Calgary’s programs with help Radio’s Alberta at Noon program (and in case from several other enthusiastic people. you were wondering, yes, there is a difference be- Contact Lauri Seidlitz, lauriseidlitz@shaw.ca. tween envy and jealousy). The Gals and a crowd • help the Edmonton program committee of 30 or so editors also appeared at the Great Big plan 2012 workshops and members’ nights. Grammarfest later that night, at Mount Royal Contact Eva Radford, eva@clearwatermedia. University. CBC host Donna McElligott moder- com. ated both the show and the evening event. Thanks • manage the PPB job hotline, which an- to local organizers Lauri Seidlitz and Glenn Ruhl. nounces employment and freelance opportuni- Edmonton ties in the prairies. Contact Margaret Sadler, ppb_br_chair@editors.ca. Editor/writer coffee meetings Second • create a mentorship program for aspir- Wednesday of the month, 10 am to noon, Block ing and beginning editors. Contact Margaret 1912, 10361-82 (Whyte) Avenue. Everyone wel- Sadler, ppb_br_chair@editors.ca. come. For information contact Deborah Lawson, deborah@thewordcircus.com. Words of Our Own Tuesday, January 31, Did you know? Watch for email about this annual event featur- The Canadian Public Relations Society (CPRS) has a ing readings by editors who are also poets, authors job hotline that often features editing and writing work: and raconteurs. http://www.cprs.ca/careers. External committee liaison Deborah Lawson recom- Thanks to Audrey Whitson, who organized a mar- mends “This Crazy Industry,” a blog about editing: vellous Christmas gathering for Edmonton-area http://crazyindustry.blogspot.com/2005/03/ editors and friends at Rutherford House. becoming-editor.html. News from Saskatchewan branch We’re on Facebook! External publicity coordina- tor Sherry Lawler has set up a page for Editors’ For the first time EAC Saskatchewan had a kiosk Association of Canada–Prairie Provinces Branch. at this year’s Saskatoon Word on the Street festival Visit it soon and click “Like” to see all the latest news, in September. Visitors (usually wannabe writers) notes and photos: http://www.facebook.com/pages/ were given EAC promotional bumf and copies of Editors-Association-of-Canada-Prairie-Provinces- Active Voice. They also learned what editors do. Branch/279606205413836. Whether contracts will result is anyone’s guess, but the EAC Saskatchewan executive regards this foray a success and plans a return engagement next year. 5
  • 6. Latest Edition November-December 2011 EAC national news Conference 2012: Ottawa, June 1–3 National conference co-chairs Christine LeBlanc and Gael Spivak report that the conference team has had a terrific response to its request for session suggestions. The team is now booking speakers for topics ranging from editing games and e-books to learning how the brain works and mastering social media. The theme of the conference is The Landscape of Canadian Language: Word Nerds Gone Wild (Le paysage langagier du Canada: les mordus des mots se défoulent). For more details, visit http://www.editors.ca/conference/ index.html. Staying in touch Chair Branch Administrator The Prairie Provinces Branch (PPB) Margaret Sadler Tiiu Vuorensola e-news bulletin, Latest Edition, is published six times a year. The goal is Treasurer You can contact any executive or com- to provide a quick read that will keep Paul Payson mittee member through the email ad- PPB members informed about events dresses provided on the EAC website, and opportunities as well as the activ- Secretary http://www.editors.ca/branches/ ities of the branch executive. Astrid Blodgett prairies/index.html. They will be de- lighted to hear from you, as your in- To contribute, make suggestions or Internal committee liaison put and offers of assistance make it comment, contact Anita Jenkins, e- Lori-Ann Claerhout possible for the PPB to thrive. news bulletin editor at ajenkins@ compusmart.ab.ca or 780-474-6656. External committee liaison Deadline for submissions to the next Deborah Lawson issue is January 9, 2012. Outreach committee liaison Copy editor: Sharon Skage Lorelei Betke Designer: Aaron Dalton Past chair Paul Payson Regional director of branches and twigs, west Arden Ogg 6