1. Career Opportunity
Assistant Vice President of
Credit
UAE Based Bank
Dubai Based Role

2. Shane Phillips Consultants
Assistant Vice President Credit
Dear Candidate;
The most important thing in your life is your family. The second most important thing
in your life is your career. That is why it is paramount that your career is managed by
qualified professionals. This opportunity is being presented to you by Shane Phillips
Consultants. A family business which has been in Executive Search for two generations
dating back to the 1970s when it was first called “The Phillips Group”. Over time we
have developed a deep understanding of what are the key ingredients of a successful
executive search company, one such ingredient is discretion.
You have my personal guarantee that your identity and personal details will be kept in
confidence throughout the initial stages of this selection process. Discretion is the
corner stone of our business and your anonymity will be protected as you explore this
career opportunity.
This assignment is personally being handled by myself, Shane Phillips, and if you do not
know me or have never heard of me please see my personal biography at the end of this
document or visit my website at http://www.shanephillips.net
This Document Contains the Following;
The Opportunity Pg 3
The Role Pg 4
Candidate Qualifications Pg 5
Shane Phillips Consultants Company Summary Pg 6
Shane Phillips Biography Pg 6
Application Instructions Pg 6
Thank you for taking the time to review this career prospect. I look forward to the
opportunity of making a contribution to your success in the near future. Should you
have any questions please contact me directly at +971 50 940 7537 or email me at
shane@shanephillips.net as I will be delighted to take your call.
Sincerely,
Shane Phillips
Managing Director

3. Assistant Vice President Credit
UAE Based Bank
The Opportunity
This large universal bank has competitive offerings in Retail Banking,
Corporate Banking, Wholesale Banking, Investment Banking, Private
Banking, and every imaginable service and product that is offered in
the GCC banking environment. They employ a large sophisticated
team of professionals which spans over 50 nationalities from all over
the world. While the bank is headquartered in the UAE, they have
operations on an international level in several countries.
The bank has won many accolades in its various areas of expertise. As
the institution marches forward into the 21st Century it is dedicated to
developing a best in class Risk Management Function. The bank has
dedicated numerous resources to creating an impactful risk culture in
the organization and currently requires a seasoned and mature
Assistant Vice President of Credit Risk (AVPCR) to join their team. The
AVPCR is a critical member of the core team of the overall risk
function.
As a key component of the risk culture in the bank the AVPCR will be a
significant influence towards the values of the risk department.
Possessing a depth of understanding of risk, the AVPCR will look at
everything from incentives to controls as it relates to Credit Risk.
Seasoned and mature he/she will work towards creating an
environment which fosters knowledge transfer and will have develop a
platform for mentorship of junior staff. With strong communications
skills, he/she will be required to liaise with business unit heads often
needing to dispense persuasive advise on suitable risk appetite while
being able to bring consensus to complicated situations. He/she should
also possess the maturity to effectively deal with internal and external
auditors on credit matters relating to the portfolio under his/her
overview.
The AVPCR will join the vanguard of the bank's risk evolution as the
organization marches forward where growth is clearly on the horizon
and a market which requires new techniques for growth tempered
with robust risk management practices to protect it. With new
constraints from Basel III, changing rules regarding sanctions, and
increased anti-money laundering legislation, the bank requires a
committed, innovative and passionate candidate to join the risk team
at this opportune and exciting time for the risk function.

4. Assistant Vice President Credit
UAE Based Bank
The Role
The AVPCR will be responsible for appraisal, assessment & control of
credit exposures under his/her assigned portfolio. Looking after the
control function, he/she will be entrusted to ensure the bank takes on
assets which meet its lending standards in terms of risk. He/she will play
an important contributory role in the setting up of credit policies.
He/she will ensure that processing of credit proposals from Corporate
Banking teams is completed within agreed time-frames under pre-agreed
SLAs which to ensure acceptable turn-around time. He/she will be
responsible for the ongoing measurement of credit risk and the
assessment of provisions.
The AVPCR will be responsible for managing the credit portfolio under
his/her assigned business units and teams and will be required to
approve credit applications as well as excesses within delegated
authority. Credit applications that exceed his/her delegated authority
will require appraisal and recommendation to be put up for
consideration to the next level of approval authority which may rest
either within the department or be presented to the bank's Credit
Committee or in the case of even larger proposals to the Board Credit
Committee.
The AVPCR will be required to monitor the portfolio of assets and
exercise close surveillance to ensure healthy status; they will research
and analyze both micro and macro perspectives to provide anticipatory
warnings of risks, foresee danger signals and advise measures to prevent
losses. The AVPCR will identify weak accounts within the allocated
portfolio and recommend for downgrading and necessary provisioning if
so required.
Possessing strong communication skills the AVPCR will be able to
effectively interact with business managers up to the level of Heads of
Corporate Banking and Private Banking etc and also with
Internal/External Auditors, Central Bank Inspectors, and Consultants on
various credit and allied issues. The AVPCR will also have the pedigree to
provide advisory support on credit policies, lending structures,
documentations and guidance to business heads/units in managing
complex credit risks.
Key areas of the remit include Corporate Loans Portfolio, Credit Policies
and Guidelines, Remedial Management, Rescheduling & Restructuring of
facilities as required, Credit Approvals, Internal & External Controls,
active participation in Audits both Internal and External, Mentorship and
high level of engagement in the Emiratization program is required.

5. Assistant Vice President Credit
UAE Based Bank
Candidate Qualifications
Key Strengths and Abilities
Candidates for the role of Assistant Vice President of Credit Risk
should have;
 15+ years working in banking with a minimum of 10 years in
corporate credit risk.
 Bachelors or Masters degree.
 CA/CFA/ CPA not mandatory but valued in this role.
 Commanding knowledge of risk best practices with a proven
ability to create a risk culture in an organization.
 Strong analytical abilities with a history of being able to “see
around corners” complimented by strong communication skills
and ability to create consensus and mobilize people to follow a
new direction.
 High energy, ambition and drive are required.
 Demonstrated intellectual curiosity regarding human capital
and the organization.
 Proven leadership capabilities and ability to create consensus
with direct reports, managers and senior stakeholders.
 Excellent communication skills in English, additional languages
are also valued.
Experience and Credentials Required
The preferred candidate will have more than 15 years of
experience in banking with a minimum of 10 years in risk. An
attested university degree is mandatory and will be required for
this position. Additional qualifications such as, or equivalent will
be valued in this position but are not mandatory for the right
candidate.
Educational and Background Checks will be performed:
Please note all candidates will undergo a vigorous background
check of vocational and educational credentials. Those candidates
with unaccredited degrees need not apply. Reference checks will
also be performed. This is the standard policy and procedure of
Shane Phillips Consultants.
All communication and applicants for this role must be handled by
Shane Phillips Consultants. Please email your interest directly to
Shane@shanephillips.net. and/or to ak@shanephillips.net

6. Assistant Vice President Credit
UAE Based Bank
Shane Phillips Consultants
Shane Phillips Consultants is a boutique executive search firm
specializing in placements in the Middle East. The firm planted its
roots in the 1970s in Canada where The Phillips Group was first
founded. After the retirement of Carl A. Phillips the business was re-
opened in Dubai. With two generations of Executive Search
experience, Shane Phillips Consultants offers high touch bespoke
service for clients looking to hire the best people. Services offered
include Executive Search, Executive Assessment, Recruitment Process
Outsourcing, and Training & Development.
Shane Phillips Biography
Shane is a leading Executive Search Consultant in the Middle East
Region and is the Managing Director of Shane Phillips Consultants, a
local boutique search firm. Given his passion for the employment
market, Shane has his own show on Dubai Eye 103.8 every Thursdays
at 8pm called “Eye on Careers”. He is the Host of “Top Guns Season II”
which is a show on Zee TV. Shane is also a monthly writer for CEO
Magazine, Global Citizen Magazine, Accountant Magazine and an
expert in Senior Executive job placement.
Shane has an MBA from London Business School, and an
undergraduate degree in Psychology from the University of British
Columbia. He is a Non Executive Board Member of Fortis Group
Holdings and Founder of Big Brothers Big Sisters UAE. He was
formerly a Board Member of the Canadian Business Council, President
of the Club for Canadians and a volunteer with Special Families
Support Group.
To Apply for this Position;
Please send your CV in word format by email to the below address or
feel free to me on my mobile should you have any questions about the
position.
I look forward to the opportunity to make a value added contribution
to your career.
Shane Phillips, Managing Director
Shane Phillips Consultants
Email: Shane@shanephillips.net
Mobile: +971 50 940 7537